112 Main St, Harwich, MA 02645 Property Records

Barnstable County and Harwich Town property record for 112 Main St, Harwich, MA 02645

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,332 sqft · built 1985
Lot Size	1.17 acres (51,232 sqft)
Owner	2 Company Names on Record
Last Sale	$550,000 (May 2022)
Tax Bill	$3,518 (2025)
Deeds & Mortgages	Aug 2026 Transfer May 2022 Sale & Mortgage + 2 more
Flood Zone	Zone X (minimal risk)
APN	`HARW M:55 P:K1-2-7`

Property Details

APN / Parcel Number

Primary APN	`HARW M:55 P:K1-2-7`
Alternative APNs	`M:00055 B:K1-2 L:007` `9379`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Total Rooms	5 Rooms
Stories	1 Story
Building Area	1,332 sqft Living Area
Gross Area	2,740 sqft
1st Floor Area	1,332 sqft
Basement Area	1,192 sqft
Unfinished Basement	1,192 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1985
Effective Year Built	Effective 1990
Architectural Style	Ranch
Exterior Material	Wood Siding
Construction Type	Frame
Roof Type	Gable
Roof Material	Asphalt
Lot Area	51,232 sqft (1.17 acres)
Deck Area	Deck Area

Utilities, Heating & Cooling

Heating System	Hot Water
Heating Fuel	Oil

Location & Zoning

Account Number	9379
Street Address	112 MAIN ST
City	HARWICH
State	MA
Zip	02645-2318
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R
Jurisdiction	HARWICH MA
Township / Civil Division	HARWICH
Census Block Group	4
Census Block	4041
Census Tract	11002

Owner

Source: Barnstable County and Harwich Town records, as of September 1, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Company Names on Record
Mailing Address	113 PLEASANT ST, SOUTH YARMOUTH, MA 02664-4548
Owner Type	Company
Vesting	Trust, Revocable Trust

Deeds, Mortgages & Sale History

Date	Document
Aug 10, 2026	Quit Claim Deed, Transfer Quitclaim
May 9, 2022	Quit Claim Deed, Transfer · Stand-Alone First Mortgage LOANDEPOT.COM LLC
Aug 23, 2019	Deed of Trust, Mortgage · Commercial Mortgage STEPHEN ESTANO
Jun 7, 2018	Deed of Trust, Mortgage · Line of Credit CAPE COD BK

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	May 9, 2022 · Amount on Record
Deed Sale	May 9, 2022 · Amount on Record
Prior Sale	May 17, 2006
Deed Document Number	202223993
Deed Book / Page	35105 / 30
Transfer Doc	2100000123
Record Updated	Oct 29, 2026

August 2026: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	HARWICH MA
Recording Date	Aug 10, 2026
Property Address	112 MAIN ST, HARWICH, MA 02645-2318
Document Number	0000032962
Book / Page	37792 / 44
Instrument Date	Aug 4, 2026
Instrument	202632962
Transaction Type	Transfer
Record Updated	Sep 1, 2026

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Quitclaim

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	113 PLEASANT ST, SOUTH YARMOUTH, MA 02664-4548

May 2022: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	HARWICH MA
Recording Date	May 9, 2022
Property Address	112 MAIN ST, HARWICH, MA 02645-2318
Document Number	0035105-30
Book / Page	35105 / 30
Instrument Date	May 9, 2022
Instrument	23993
Transaction Type	Transfer
Record Updated	Nov 20, 2025

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	131 PLEASANT ST, S YARMOUTH, MA 02664-4548

Mortgage

Document Number	0000023994
Date	May 9, 2022
Instrument	23994

Lender

Name	LOANDEPOT.COM LLC
Type	Mortgage Company

Agreement

Type	Stand-Alone First Mortgage
Amount	Amount Recorded

August 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	HARWICH MA
Property Address	112 MAIN ST, HARWICH, MA 02645-2318
Transaction Type	Mortgage
Record Updated	Feb 5, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	32244-162
Date	Aug 23, 2019
Book Page	32244/162
Instrument	40329

Lender

Name	STEPHEN ESTANO

Agreement

Type	Commercial Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Sep 1, 2049

June 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	HARWICH MA
Property Address	112 MAIN ST, HARWICH, MA 02645-2318
Document Number	31329-265
Instrument Date	Jun 7, 2018
Transaction Type	Mortgage
Record Updated	Jul 3, 2018

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	112 MAIN ST HARWICH MA 026452318, HARWICH, MA 02645-2318

Mortgage

Document Number	31329-265
Date	Jun 11, 2018
Book Page	031329/000265
Instrument	27836

Lender

Name	CAPE COD BK

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	360 Months
Due	Jun 10, 2048

Interest

Rate Type	Adjustable Rate

Tax Assessment & Valuation

Source: Barnstable County and Harwich Town assessment roll, as of May 27, 2026

Property Jurisdictions

Type	Name
State	Massachusetts
County	Barnstable County
County Subdivision	Harwich Town
Unified School District	Monomoy Regional School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$3,518.00 (+3.62%)	$595,200 (+5.7%) Land $200,200 Building $395,000	$665,760
2024	$3,395.00 (+4.01%)	$563,100 (+14.57%) Land $188,900 Building $374,200
2023	$3,264.00	$491,500 Land $171,700 Building $319,800

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective October 1, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 7 (15% premium discount)
Nearby Flood Policies	2 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 57% of Massachusetts
Wildfire Likelihood	0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	HARWICH WATER DEPARTMENT serves 39,144 people · EPA ID MA4126000
Water Source	Groundwater
Last State Inspection	Jun 2025
Lead	Under 1 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 40 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250

May also be available: T-Mobile.

Cell Coverage

5G (outdoors only) and 4G LTE

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