112 Mackenzie St, White Pigeon, MI 49099 Property Records

St. Joseph County property record for 112 Mackenzie St, White Pigeon, MI 49099

Property Summary

Property TypeOther
Owner2 Individual Names on Record
Last Sale$12,500 (May 2018)
Deeds & MortgagesApr 2020 Mortgage
May 2018 Sale & Mortgage
Flood ZoneZone X (minimal risk)
APN045-225-010-00

Property Details

APN / Parcel Number

Primary APN045-225-010-00

Location & Zoning

Street Address112 MACKENZIE ST
CityWHITE PIGEON
StateMI
Zip49099-7760
Property CategoryOther
Property TypeOther > Miscellaneous
Legal DescriptionUNIT 10 TROYER'S ADDITIONCO NDO SUB #16 VIL OF WHITE PIGEON SEC 1 T8S R12W. (COMBINE/DELETE. COMB W/ 045-225-009-00 FOR 2019)
Legal Range12W
Legal Township08S
Legal Section01
Legal SubdivisionTROYERS ADD CONDO SUB 16
JurisdictionST JOSEPH MI
Township / Civil DivisionWHITE PIGEON
Census Block Group2
Census Block2002
Census Tract41400

Owner

Source: St. Joseph County records, as of June 15, 2023

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record2 Individual Names on Record
Mailing Address606 S CLAY ST, STURGIS, MI 49091-2118
Owner TypeIndividual

Deeds, Mortgages & Sale History

DateDocument
Apr 20, 2020Deed of Trust, Mortgage · Conventional Mortgage
OMNI COMMUNITY CU
May 25, 2018Warranty Deed, Transfer · Commercial Mortgage
STURGIS BANK & TRUST CO

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleMay 25, 2018 · Amount on Record
Deed SaleMay 25, 2018 · Amount on Record
Deed Document Number0019170098
Record UpdatedJun 7, 2026

April 2020: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionST JOSEPH MI
Property Address112 MACKENZIE ST, WHITE PIGEON, MI 49099-7760
Transaction TypeMortgage
Record UpdatedAug 22, 2023
Title CompanyCALHOUN TITLE AND ESCROW AGENCY, CALHOUN TITLE

Transferred To (Grantee/Buyer)

NameVerified Name
Address112 MACKENZIE ST, WHITE PIGEON, MI 49099-7760

Mortgage

Document Number2020000989
DateApr 20, 2020
Instrument2020000989
Lender
NameOMNI COMMUNITY CU
TypeCredit Union
AddressBATTLE CREEK, MI 49015
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term361 Months
DueMay 1, 2050

May 2018: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionST JOSEPH MI
Recording DateMay 25, 2018
Property Address112 MACKENZIE ST, WHITE PIGEON, MI 49099-7760
Document Number01917/0098
Book / Page1917 / 0098
Instrument DateMay 24, 2018
Transaction TypeTransfer
Record UpdatedAug 4, 2023
Title CompanyPATRICK ABSTRACT AND TITLE, PATRICK ABSTRACT & TITLE OFF

Transaction

AmountAmount Recorded
DownpaymentDownpayment on Record
Loan-to-Value (LTV)LTV on Record
Tax$107.50
Amount AccuracyFull Amount Stated
Additional
  • Arm's Length
  • Multiple Parcels

Transferred From (Grantor/Seller)

NameVerified Name
AddressPO BOX 308, WHITE PIGEON, MI 49099-0308

Transferred To (Grantee/Buyer)

NameVerified Name
Address606 S CLAY ST, STURGIS, MI 49091-2118

Mortgage

Document Number0000191799
DateMay 25, 2018
Instrument1917/99
Lender
NameSTURGIS BANK & TRUST CO
TypeBank
Agreement
TypeCommercial Mortgage
AmountAmount Recorded

Tax Assessment & Valuation

Source: St. Joseph County assessment roll, as of March 1, 2023

Property Jurisdictions

TypeName
StateMichigan
CountySt. Joseph County
County SubdivisionWhite Pigeon Township
MunicipalityWhite Pigeon Village
Unified School DistrictWhite Pigeon Community Schools (KG - 12)

Flood

Source: FEMA National Flood Hazard Layer, effective June 4, 2010 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Nearby Flood Claims1 (2018)
Most Recent ClaimFeb 2018 · river or lake flooding

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskNot rated
no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 4 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Frontier
Fiber
7,000 / 7,000
Verizon
Fixed Wireless
300 / 20
Mercury Fiber
Fixed Wireless
150 / 20
T-Mobile
Fixed Wireless
100 / 20

May also be available: Xfinity.

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