Cleveland County property record for 112 Luthers Rd, Kings Mountain, NC 28086
| Property Type | Single Family Home |
|---|---|
| Details | 1,050 sqft · built 1966 |
| Lot Size | 0.61 acres (26,572 sqft) |
| Owner | 2 Individual Names on Record |
| Last Sale | $69,000 (Oct 2010) |
| Tax Bill | $854 (2026) |
| Deeds & Mortgages | Jul 2018 Line of Credit Apr 2018 Sale + 2 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 16291 |
| Primary APN | 16291 |
|---|---|
| Alternative APN |
|
| Plumbing Fixtures | 5 Plumbing Fixtures |
|---|---|
| Stories | 1 Story |
| Building Area | 1,050 sqft Finished Area |
| Year Built | Built 1966 |
|---|---|
| Effective Year Built | Effective 1990 |
| Exterior Material | Brick |
| Foundation Type | Footing |
| Lot Area | 26,572 sqft (0.61 acres) |
| Porch | Slab |
| Porch Area | 41 sqft |
| Storage Building | Storage Building |
| Cooling System | Package A/C |
|---|---|
| Heating System | Heat Pump |
| Account Number | 1319786 |
|---|---|
| Street Address | 112 LUTHERS RD |
| City | KINGS MOUNTAIN |
| State | NC |
| Zip | 28086-7501 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | AA0 |
| Legal Description | LOT RD 2122 |
| Legal Subdivision | KILDEER |
| Legal Block | 1 |
| Legal Lot Number | 26 |
| Jurisdiction | CLEVELAND NC |
| Township / Civil Division | CLEVELAND |
| Census Block Group | 2 |
| Census Block | 2017 |
| Census Tract | 950302 |
Source: Cleveland County records, as of September 23, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on Record |
|---|---|
| Mailing Address | 112 LUTHERS RD, KINGS MOUNTAIN, NC 28086-7501 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Jul 10, 2018 | Deed of Trust, Mortgage · Line of Credit LOCAL GOVERNMENT FEDERAL CREDIT UNION |
| Apr 3, 2018 | Warranty Deed, Transfer ATTORNEY ONLY |
| Oct 24, 2013 | Loan Modification, Mortgage · Conventional Mortgage BANK OF AMERICA |
| Oct 28, 2010 | Loan Modification, Mortgage · Conventional Mortgage BANK OF AMERICA |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Oct 29, 2010 · Amount on Record |
| Deed Sale | Oct 29, 2010 · Amount on Record |
| Prior Sale | Jun 4, 2010 · Amount on Record |
| Deed Book / Page | 1605 / 1254 |
| Prior Transfer Date | May 26, 2010 |
| Prior Transfer Doc | 0015970954 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | CLEVELAND NC |
| Property Address | 112 LUTHERS RD, KINGS MOUNTAIN, NC 28086-7501 |
| Transaction Type | Mortgage |
| Record Updated | Feb 5, 2021 |
| Name | Verified Name |
|---|
| Document Number | 0017711317 |
|---|---|
| Date | Jul 10, 2018 |
| Book Page | 1771/1317 |
| Instrument | 200015557 |
| Name | LOCAL GOVERNMENT FEDERAL CREDIT UNION |
|---|---|
| Type | Government Agency |
| Address | SHELBY, NC 28150 |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Rate Type | Adjustable Rate |
|---|---|
| Change Frequency | Monthly |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | CLEVELAND NC |
| Recording Date | Apr 3, 2018 |
| Property Address | 112 LUTHERS RD, KINGS MOUNTAIN, NC 28086-7501 |
| Document Number | 0017641350 |
| Book / Page | 001764 / 001350 |
| Instrument Date | Apr 3, 2018 |
| Instrument | 12005 |
| Transaction Type | Transfer |
| Record Updated | Apr 30, 2018 |
| Title Company | ATTORNEY ONLY |
| Amount | Amount Recorded |
|---|---|
| Tax | $26.00 |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Joint Tenants with Right of Survivorship |
| Address | 112 LUTHERS RD KINGS MOUNTAIN NC 280867501, KINGS MOUNTAIN, NC 28086-7501 |
| Document Type | Loan Modification |
|---|---|
| Jurisdiction | CLEVELAND NC |
| Property Address | 112 LUTHERS RD, KINGS MOUNTAIN, NC 28086-7501 |
| Document Number | 0017871570 |
| Instrument Date | Oct 24, 2013 |
| Transaction Type | Mortgage |
| Record Updated | Apr 10, 2019 |
| Title Company | NOT AVAILABLE |
| Name | Verified Name |
|---|---|
| Address | 112 LUTHERS RD KINGS MOUNTAIN NC 280867501, KINGS MOUNTAIN, NC 28086-7501 |
| Document Number | 0017871570 |
|---|---|
| Date | Mar 14, 2019 |
| Book Page | 001787/001570 |
| Instrument | 23999 |
| Name | BANK OF AMERICA |
|---|---|
| Type | Bank |
| Address | PITTSBURGH, PA 15222 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 300 Months |
| Due | Mar 13, 2044 |
| Document Type | Loan Modification |
|---|---|
| Jurisdiction | CLEVELAND NC |
| Property Address | 112 LUTHERS RD, KINGS MOUNTAIN, NC 28086-7501 |
| Document Number | 0017700868 |
| Instrument Date | Oct 28, 2010 |
| Transaction Type | Mortgage |
| Record Updated | Jul 11, 2018 |
| Name | Verified Name |
|---|---|
| Address | 112 LUTHERS RD KINGS MOUNTAIN NC 280867501, KINGS MOUNTAIN, NC 28086-7501 |
| Document Number | 0017700868 |
|---|---|
| Date | Jun 21, 2018 |
| Book Page | 001770/000868 |
| Instrument | 14954 |
| Name | BANK OF AMERICA |
|---|---|
| Type | Bank |
| Address | PITTSBURGH, PA 15222 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 300 Months |
| Due | Jun 20, 2043 |
Source: Cleveland County assessment roll, as of September 30, 2025
| Type | Name |
|---|---|
| State | North Carolina |
| County | Cleveland County |
| Unified School District | Cleveland County Schools (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $854.00 (+9.77%) | $122,581 (-) Land $24,253 Building $98,328 | $122,581 (-) Land $24,253 Building $98,328 |
| 2025 | $778.00 | $122,581 (+67.49%) Land $24,253 Building $98,328 | $122,581 (+67.49%) Land $24,253 Building $98,328 |
| 2023 | $73,189 Land $17,757 Building $55,432 | $73,189 Land $17,757 Building $55,432 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective March 5, 2020
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
Values are read at the parcel center point; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 62% of the US · above 52% of North Carolina |
|---|---|
| Wildfire Likelihood | 0.06% annual chance |
| Exposure | Indirect within ember reach |
| Adjoins Burnable Land | Yes |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | CLEVELAND COUNTY WATER serves 59,395 people · EPA ID NC0123055 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Feb 2026 |
| Lead | Under 1 ppb (2023–2025) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 57 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Spectrum Cable | 1,000 / 1,000 |
| Verizon Fixed Wireless | 300 / 20 |
| Starlink Satellite | 280 / 30 |
| T-Mobile Fixed Wireless | 100 / 20 |
Search by:
By searching, you agree to: Terms • Privacy • Disclosures