1. Home
  2. North Carolina
  3. Cherokee County
  4. Murphy
  5. Lower Ridge Dr

112 Lower Ridge Dr, Murphy, NC 28906 Property Records

Cherokee County property record for 112 Lower Ridge Dr, Murphy, NC 28906 · Last verified October 2025

Property Summary

Property TypeSingle Family Home
Details2 bd · 2 ba · 1,508 sqft · built 2006
Lot Size1.61 acres (70,132 sqft)
OwnerIndividual Name on File
Last Sale$237,500 (Sep 2018)
Tax Bill$1,522 (2025)
Deeds & MortgagesApr 2024 Line of Credit
Sep 2018 Sale
Flood ZoneZone X (minimal risk)
APN449901083647000

Property Details

APN / Parcel Number

Primary APN449901083647000
Alternative APN
  • 48382

Interior

Bedrooms2 Beds
Full Baths2 Baths
Stories2 Stories
Building Area1,508 sqft Heated Area
Upper Floors Area416 sqft
Basement Area1,092 sqft
Finished Basement1,092 sqft
FlooringWood
Interior WallsPlaster
FireplaceFireplace

Exterior

Year BuiltBuilt 2006
Exterior MaterialWood
Roof TypeCathedral/Clerestory
Roof MaterialAsphalt
Lot Area70,132 sqft (1.61 acres)
Lot Dimensions284 ft deep x 180 ft wide
TerrainMountain
Deck Area992 sqft
Patio Area208 sqft

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemHeat Pump
Heating FuelElectric

Location & Zoning

Account Number48382
Street Address112 LOWER RIDGE DR
CityMURPHY
StateNC
Zip28906-9333
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionLOT 39 CEDAR RIDGE 1514/723
Legal Lot Number39
JurisdictionCHEROKEE NC
Township / Civil DivisionMURPHY
Census Block Group1
Census Block1021
Census Tract930501

Owner

Source: Cherokee County records · APN 449901083647000

Assessment roll updated January 1, 2025 · Last verified October 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordIndividual Name on File
Co-ownerVerified Secondary Owner
Mailing Address112 LOWER RIDGE DR, MURPHY, NC 28906-9333
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

DateDocument
Apr 04, 2024Deed of Trust, Mortgage · Line of Credit
MOUNTAIN CU
Sep 07, 2018Warranty Deed, Transfer

Assessor's Deed Record

Deed Names2 Verified Names on Deed
Last SaleSep 07, 2018 · Amount on Record
Deed SaleSep 07, 2018 · Amount on Record
Prior SaleOct 30, 2013 · Amount on Record
Deed Document Number04309
Deed Book / Page01595 / 0446
Record UpdatedJun 08, 2026

April 2024: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionCHEROKEE NC
Property Address112 LOWER RIDGE DR, MURPHY, NC 28906-9333
Transaction TypeMortgage
Record UpdatedOct 17, 2025
Title CompanySTEWART TITLE, STEWART TTL GUARANTY NON CA

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number001754/191
DateApr 04, 2024
Book Page1754/191
Instrument1532
Lender
NameMOUNTAIN CU
TypeCredit Union
Address1700 RUSS AVE, WAYNESVILLE, NC 28786
Agreement
TypeLine of Credit
AmountAmount Recorded
Term300 Months
DueApr 03, 2049
Interest
Rate TypeAdjustable Rate
Change FrequencyMonthly

September 2018: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionCHEROKEE NC
Recording DateSep 07, 2018
Property Address112 LOWER RIDGE DR, MURPHY, NC 28906-9333
Document Number01595/0446
Book / Page01595 / 0446
Instrument DateAug 30, 2018
Instrument04309
Transaction TypeTransfer
Record UpdatedOct 17, 2025

Transaction

AmountAmount Recorded
Tax$475.00
Amount AccuracyRounded by County
Additional
  • Arm's Length
  • Multiple Parcels

Transferred From (Grantor/Seller)

NameVerified Name
Address112 LOWER RIDGE DR, MURPHY, NC 28906-9333

Transferred To (Grantee/Buyer)

NameVerified Name
Address112 LOWER RIDGE DR, MURPHY, NC 28906-9333

Tax Assessment & Valuation

Source: Cherokee County records · Assessment roll updated January 1, 2025 · Last verified October 2025

Property Jurisdictions

TypeName
StateNorth Carolina
CountyCherokee County
Unified School DistrictCherokee County Schools (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

YearTax BillAssessed ValueAssessed Market Value
2025$1,522.00$223,220 (-)$223,220 (-) Land $20,000 Building $203,220
2023$223,220$223,220 Land $20,000 Building $203,220

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Cherokee County (37039C), updated February 5, 2020 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 370399305011, refreshed September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood ZoneZone X
Special Flood Hazard AreaNo
Flood HazardMinimal
500-Year FloodplainNo
Community Rating SystemClass 10 (0% premium discount)
Nearby Flood Policies2 in force

Wildfire

Wildfire RiskModerate
above 60% of the US · above 82% of North Carolina
Wildfire LikelihoodAbout 1 in 500 per year
ExposureDirect
burnable vegetation at the parcel

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection, availability as of December 31, 2025 · Published October 2026 · based on 29 locations within about half a mile of this property

ProviderTechnologyDownload / Upload (Mbps)
Blue Ridge Mountain Electric MembershipFiber1,000 / 1,000
StarlinkSatellite (low-earth orbit)280 / 30

May also be available at this address: Verizon. Availability varies by address; speeds are provider-advertised maximums, not measured.

Mobile Coverage

4G LTE (outdoors only), no 5G reported

Nearby Properties on Lower Ridge Dr

Nearby Streets

Search Property Records by Address or Parcel Number

Search by:

By searching, you agree to: Terms • Privacy • Disclosures