112 Lora St, Neptune Beach, FL 32266 Property Records

Duval County property record for 112 Lora St, Neptune Beach, FL 32266

Property Summary

Property Type	Single Family Home
Details	3 bd · 1.5 ba · 1,339 sqft · built 1951
Lot Size	0.132 acres (5,737 sqft)
Owner	2 Company Names on File
Tax Bill	$1,941 (2025)
Deeds & Mortgages	Jul 2018 Sale
Flood Zone	Zone X (minimal risk)
APN	`173100-0000`

Property Details

APN / Parcel Number

Primary APN	`173100-0000`

Interior

Bedrooms	3 Beds
Full Baths	1.5 Baths
Half Baths	1 Half Bath
Stories	1 Story
Building Area	1,339 sqft Living Area
Gross Area	1,872 sqft
1st Floor Area	1,339 sqft
Flooring	Wood
Interior Walls	Plaster

Exterior

Year Built	Built 1951
Effective Year Built	Effective 1970
Exterior Material	Concrete Block
Construction Type	Masonry / Concrete Block
Roof Type	Gable/Hip
Roof Material	Concrete
Lot Area	5,737 sqft (0.132 acres)
Lot Dimensions	118 ft deep x 50 ft wide
Garage Type	Detached
Garage Area	330 sqft
Parking Spaces	1 Parking Space
Porch	Finished Screened Porch
Porch Area	203 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air with A/C
Heating Fuel	Electric

Location & Zoning

Street Address	112 LORA ST
City	NEPTUNE BEACH
State	FL
Zip	32266-4939
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	NR-4
Legal Description	16-17 21-2S-29E MERIMAR R/P LOT 3 BLK 10
Legal Range	29E
Legal Township	02S
Legal Section	21
Legal Subdivision	GUARANTY LAND COS. R/P
Legal Block	10
Legal Lot Number	3
Jurisdiction	DUVAL FL
Township / Civil Division	JACKSONVILLE BEACHES
Census Block Group	2
Census Block	2013
Census Tract	14001

Owner

112 Lora St is owned by a company that acquired it in June 1994 and is owner-occupied.

Source: Duval County records, as of September 25, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	2 Company Names on File
Mailing Address	1070 RIVER RD, 311, NEW MILFORD, NJ 07646-3135
Occupancy	Owner Occupied
Owner Type	Company

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Transfer Date	Jun 15, 1994
Transfer Doc	0000092113
Record Updated	Oct 29, 2026

July 2018: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	DUVAL FL
Recording Date	Jul 16, 2018
Property Address	112 LORA ST, NEPTUNE BEACH, FL 32266-4939
Document Number	0184570794
Book / Page	018457 / 000794
Instrument Date	Feb 28, 2018
Instrument	166080
Transaction Type	Transfer
Record Updated	Nov 21, 2018
Title Company	ATTORNEY ONLY

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Company
Address	1345 FAMA DR NE BROOKHAVEN GA 303293305, BROOKHAVEN, GA 30329-3305

Tax Assessment & Valuation

The 2025 property tax bill for 112 Lora St was $1,941 with exemptions applied, up 3.1% from the year before.

Source: Duval County assessment roll, as of September 25, 2026

Property Jurisdictions

Type	Name
State	Florida
County	Duval County
Municipality	Neptune Beach City
Unified School District	Duval County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$159,737 (+2.7%)	$1,095,640 (-12.5%) Land $950,000 Building $145,640
2025	$1,941.00 (+3.08%) Homeowner's exemption Widower's exemption	$155,538	$1,252,120 Land $1,116,250 Building $135,870
2024	$1,883.00 (+3.75%)
2023	$1,815.00 (+6.14%) Homeowner's exemption Widower's exemption	$146,753 (+3%)	$837,136 (+5.18%) Land $688,750 Building $148,386
2022	$1,710.00 Homeowner's exemption Widower's exemption	$142,479	$795,881 Land $665,000 Building $130,881

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 112 Lora St in Zone X, an area of minimal flood risk, within 500 ft of a high-risk flood zone.

Source: FEMA National Flood Hazard Layer, effective June 11, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone VE, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on File median of 163 policies
Community Rating System	Class 6 (20% premium discount)
Nearby Flood Policies	163 in force
Nearby Flood Claims	37 (1979–2024)
Claims Outside the SFHA	33 of 37
Most Recent Claim	Sep 2024 · rainfall accumulation
Claims by Event	Hurricane Irma, Sep 2017 · 5 claims Hurricane Matthew, Oct 2016 · 2 claims Tropical Storm Debby, Jun 2012 · 2 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

The area around 112 Lora St has no burnable land within ember reach, so its wildfire risk is not rated.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	NEPTUNE BEACH serves 7,270 people · EPA ID FL2160206
Water Source	Groundwater
Last State Inspection	Jun 2024
Lead	Under 1 ppb (2023) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	2 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 688 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
IQ Fiber Fiber	5,000 / 5,000
AT&T Fiber · DSL	5,000 / 5,000
Xfinity Cable	2,000 / 250
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20