Frederick County property record for 112 Locust Dr, Thurmont, MD 21788
| Property Type | Single Family Home |
|---|---|
| Details | 1.5 ba · 1,602 sqft · built 1973 |
| Lot Size | 0.349 acres (15,200 sqft) |
| Owner | 2 Individual Names on File |
| Tax Bill | $3,509 (2025) |
| Flood Zone | Zone X (minimal risk) |
| APN | 15-328975 |
| Primary APN | 15-328975 |
|---|---|
| Alternative APN |
|
| Full Baths | 1.5 Baths |
|---|---|
| Half Baths | 1 Half Bath |
| Stories | 1 Story |
| Building Area | 1,602 sqft Living Area |
| 1st Floor Area | 982 sqft |
| Basement Area | 620 sqft |
| Finished Basement | 620 sqft |
| Year Built | Built 1973 |
|---|---|
| Effective Year Built | Effective 1973 |
| Architectural Style | Split Foyer |
| Exterior Material | Siding |
| Roof Material | Composition Shingle |
| Lot Area | 15,200 sqft (0.349 acres) |
| Deck Area | 240 sqft |
| Patio Area | 240 sqft |
| Heating Fuel | Electric |
|---|---|
| Sewer | Municipal |
| Account Number | 328975 |
|---|---|
| Street Address | 112 LOCUST DR |
| City | THURMONT |
| State | MD |
| Zip | 21788-1734 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | R2 |
| Legal Description | LT 39 ROLLING AC 86X156.55X80X166.25 112 LOCUST DR |
| Legal Subdivision | ROLLING ACRES SEC 4 |
| Legal Block | 150 |
| Legal Lot Number | 39 |
| Jurisdiction | FREDERICK MD |
| Township / Civil Division | 15, THURMONT |
| Census Block Group | 3 |
| Census Block | 3006 |
| Census Tract | 753002 |
112 Locust Dr is owned and occupied by two individuals.
Source: Frederick County records, as of August 7, 2026
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 112 LOCUST DR, THURMONT, MD 21788-1734 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Deed Names | 2 Names on Deed |
|---|---|
| Record Updated | Sep 20, 2026 |
The 2025 property tax bill for 112 Locust Dr was $3,509 with a homeowner's exemption.
Source: Frederick County assessment roll, as of August 7, 2026
| Type | Name |
|---|---|
| State | Maryland |
| County | Frederick County |
| Municipality | Thurmont Town |
| Unified School District | Frederick County Public Schools (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $271,900 Land $63,400 Building $208,500 | $271,900 Land $63,400 Building $208,500 | |
| 2025 | $3,509.00 | ||
| 2023 | $2,575.00 Homeowner's exemption | $205,400 Land $59,600 Building $145,800 | $205,400 Land $59,600 Building $145,800 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 112 Locust Dr in Zone X, an area of minimal flood risk, though there have been 2 flood claims nearby since 2011.
Source: FEMA National Flood Hazard Layer, effective November 6, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 2 in force |
| Nearby Flood Claims | 2 (2011–2021) |
| Claims Outside the SFHA | 1 of 2 |
| Most Recent Claim | Sep 2021 · rainfall accumulation |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 112 Locust Dr is low, with a 0.01% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · above 41% of Maryland |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | TOWN OF THURMONT serves 6,200 people · EPA ID MD0100023 |
|---|---|
| Water Source | Groundwater influenced by surface water |
| Last State Inspection | Aug 2025 |
| Lead | 4 ppb (2016–2018) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 337 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Xfinity Cable | 2,000 / 250 |
| Verizon Fixed Wireless | 300 / 20 |
| AT&T Fixed Wireless | 100 / 20 |
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