112 Lighthouse Dr, Waretown, NJ 08758 Property Records

Ocean County and Ocean Township property record for 112 Lighthouse Dr, Waretown, NJ 08758

Property Summary

Property Type	Single Family Home
Details	4 bd · 3 ba · 1,981 sqft · built 2005
Lot Size	0.138 acres (5,998 sqft)
Owner	2 Individual Names on Record
Last Sale	$295,000 (Mar 2019)
Tax Bill	$6,653 (2025)
Deeds & Mortgages	Dec 2022 Second Mortgage May 2022 Second Mortgage + 2 more
Flood Zone	Zone X (minimal risk)
APN	`21-00110-0000-00015`

Property Details

APN / Parcel Number

Primary APN	`21-00110-0000-00015`
Alternative APN	`210011000015`

Interior

Bedrooms	4 Beds
Full Baths	3 Baths
Stories	2 Stories
Building Area	1,981 sqft Living Area

Exterior

Year Built	Built 2005
Effective Year Built	Effective 2005
Architectural Style	Colonial
Construction Type	Frame
Roof Type	Gable
Roof Material	Asbestos
Lot Area	5,998 sqft (0.138 acres)
Lot Dimensions	100 ft deep x 60 ft wide
Parking Spaces	1 Parking Space
Porch	Open Porch
Deck Area	Deck Area

Utilities, Heating & Cooling

Heating System	Forced Air with A/C
Heating Fuel	Gas

Location & Zoning

Street Address	112 LIGHTHOUSE DR
City	WARETOWN
State	NJ
Zip	08758-1916
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R-HH
Legal Description	60X100
Legal Subdivision	HOLIDAY BEACH
Legal Block	110
Legal Lot Number	15
Jurisdiction	OCEAN NJ
Township / Civil Division	OCEAN
Census Block Group	1
Census Block	1021
Census Tract	733001

Owner

Source: Ocean County and Ocean Township records, as of October 19, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	112 LIGHTHOUSE DR, WARETOWN, NJ 08758-1916
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Dec 16, 2022	Deed of Trust, Mortgage · Stand-Alone Second Mortgage POLICE & FIRE FCU
May 17, 2022	Deed of Trust, Mortgage · Stand-Alone Second Mortgage POLICE & FIRE FCU
Mar 20, 2019	Deed, Transfer · Conventional Mortgage CROSSCOUNTRY MORTGAGE INC
Feb 3, 2017	Grant Deed, Transfer · VA Mortgage BENCHMARK MTG

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Mar 20, 2019 · Amount on Record
Deed Sale	Mar 20, 2019 · Amount on Record
Prior Sale	Feb 3, 2017 · Amount on Record
Deed Document Number	201925232
Deed Book / Page	17414 / 1966
Prior Transfer Date	May 18, 2016
Prior Transfer Doc	2016057311
Record Updated	Oct 29, 2026

December 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	OCEAN NJ
Property Address	112 LIGHTHOUSE DR, WARETOWN, NJ 08758-1916
Transaction Type	Mortgage
Record Updated	Dec 29, 2022
Title Company	AMTRUST TITLE INSURANCE CO

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0192530060
Date	Dec 16, 2022
Book Page	19253/60
Instrument	2022128166

Lender

Name	POLICE & FIRE FCU
Type	Credit Union
Address	BENSALEM, PA 19020

Agreement

Type	Stand-Alone Second Mortgage
Amount	Amount Recorded
Term	61 Months
Due	Jan 1, 2028

May 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	OCEAN NJ
Property Address	112 LIGHTHOUSE DR, WARETOWN, NJ 08758-1916
Transaction Type	Mortgage
Record Updated	May 25, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0190321747
Date	May 17, 2022
Book Page	19032/1747
Instrument	2022057893

Lender

Name	POLICE & FIRE FCU
Type	Credit Union
Address	BENSALEM, PA 19020

Agreement

Type	Stand-Alone Second Mortgage
Amount	Amount Recorded

March 2019: Deed, Transfer

Document Type	Deed
Jurisdiction	OCEAN NJ
Recording Date	Mar 20, 2019
Property Address	112 LIGHTHOUSE DR, WARETOWN, NJ 08758-1916
Document Number	0174141966
Book / Page	17414 / 1966
Map Reference	MAP B-265
Instrument Date	Mar 5, 2019
Instrument	2019025232
Transaction Type	Transfer
Record Updated	Nov 3, 2021
Title Company	FOUNDATION TITLE LLC

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$1,676.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	85 JOHNSON LN, 85, JACKSON, NJ 08527-4230

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	112 LIGHTHOUSE DR, WARETOWN, NJ 08758-1916

Mortgage

Document Number	2019025233
Date	Mar 20, 2019
Instrument	2019025233

Lender

Name	CROSSCOUNTRY MORTGAGE INC
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Apr 1, 2049

February 2017: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	OCEAN NJ
Recording Date	Feb 3, 2017
Property Address	112 LIGHTHOUSE DR, WARETOWN, NJ 08758-1916
Document Number	0166491833
Book / Page	016649 / 001833
Instrument Date	Jan 26, 2017
Instrument	12716
Transaction Type	Transfer
Record Updated	Feb 10, 2017
Title Company	OTHER

Transaction

Amount	Amount Recorded
Loan-to-Value (LTV)	LTV on Record
Tax	$250.00
Amount Accuracy	Confirmed
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	112 LIGHTHOUSE DR WARETOWN NJ 087581916, WARETOWN, NJ 08758-1916

Mortgage

Document Number	166491837
Date	Feb 3, 2017
Book Page	016649/001837
Instrument	12717

Lender

Name	BENCHMARK MTG
Type	Mortgage Company
Address	PLANO, TX 75024

Agreement

Type	VA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Feb 2, 2047

Tax Assessment & Valuation

Source: Ocean County and Ocean Township assessment roll, as of July 7, 2026

Property Jurisdictions

Type	Name
State	New Jersey
County	Ocean County
County Subdivision	Ocean Township
Unified School District	Ocean Township School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$421,600 (-) Land $90,000 Building $331,600	$421,600 (-) Land $90,000 Building $331,600
2025	$6,653.00 (+4.59%)	$421,600 (+78.8%) Land $90,000 Building $331,600	$421,600 (+78.8%) Land $90,000 Building $331,600
2024	$6,361.00 (+24.17%)
2023		$235,800 Land $59,500 Building $176,300	$235,800 Land $59,500 Building $176,300
2022	$5,123.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective March 16, 2022 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 191 policies
Community Rating System	Class 6 (20% premium discount)
Nearby Flood Policies	191 in force
Nearby Flood Claims	42 (2012–2025)
Claims Outside the SFHA	1 of 42
Most Recent Claim	Oct 2025 · tidal / storm surge
Claims by Event	Hurricane Sandy, Nov 2012 · 39 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 48% of the US · above 66% of New Jersey
Wildfire Likelihood	0.08% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	OCEAN TWP DEPT OF UTILITIES serves 15,419 people · EPA ID NJ1520001
Water Source	Groundwater
Last State Inspection	Aug 2024
Lead	Under 1 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	4 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 225 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250
Starlink Satellite	280 / 30

May also be available: Verizon.

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