112 Laughlin Way, Lancaster, KY 40444 Property Records

Garrard County property record for 112 Laughlin Way, Lancaster, KY 40444

Property Summary

Property Type	Rural Home
Details	2 bd · 2 ba
Lot Size	2.08 acres (90,779 sqft)
Owner	Individual Name on File
Last Sale	$35,050 (Dec 2012)
Tax Bill	$514 (2025)
Deeds & Mortgages	Oct 2006 Mortgage Dec 2012 Sale
Flood Zone	Zone X (minimal risk)
APN	`18-071.02`

Property Details

APN / Parcel Number

Primary APN	`18-071.02`
Alternative APN	`15966`

Interior

Bedrooms	2 Beds
Full Baths	2 Baths
Total Rooms	6 Rooms
Stories	1 Story

Exterior

Exterior Material	Vinyl
Foundation Type	Block
Roof Type	Gable
Roof Material	Composition Shingle
Lot Area	90,779 sqft (2.08 acres)

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Heat Pump
Sewer	Connected

Location & Zoning

Account Number	15966
Street Address	112 LAUGHLIN WAY
City	LANCASTER
State	KY
Zip	40444-7527
Property Category	Residential
Property Type	Residential > Single Family > Rural Home
Legal Description	TR 9-5 2.084 AC ROSE HILL FARM DIV
Legal Subdivision	ROSE HILL FARM
Legal Tract	9-5
Legal Lot Number	9-5
Jurisdiction	GARRARD KY
Township / Civil Division	BRYANTSVILLE
Census Block Group	2
Census Block	2002
Census Tract	970102

Owner

112 Laughlin Way, a rural home, is owned by an individual who bought it in December 2012.

Source: Garrard County records, as of September 23, 2026

Owner of Record	Individual Name on File
Mailing Address	135 PARSON WAY, LANCASTER, KY 40444-7709
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Oct 25, 2006	Deed of Trust, Mortgage · FHA Mortgage AMERICAN HOME MROTGAGE
Dec 27, 2012	Deed, Transfer REGIONAL FIRST TITLE GROUP

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Dec 27, 2012 · Amount on File
Deed Sale	Dec 27, 2012 · Amount on File
Deed Document Number	2012114745
Deed Book / Page	268 / 892
Record Updated	Oct 29, 2026

October 2006: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	GARRARD KY
Property Address	112 LAUGHLIN WAY, LANCASTER, KY 40444-7527
Transaction Type	Mortgage
Record Updated	May 5, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	00M265/430
Date	Oct 25, 2006
Book Page	M265/430
Instrument	76796

Lender

Name	AMERICAN HOME MROTGAGE
Address	MELVILLE, NY 11747

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	361 Months
Due	Nov 1, 2036

December 2012: Deed, Transfer

Document Type	Deed
Jurisdiction	GARRARD KY
Recording Date	Dec 27, 2012
Property Address	112 LAUGHLIN WAY, LANCASTER, KY 40444-7527
Document Number	000268/892
Book / Page	268 / 892
Instrument	114745
Transaction Type	Transfer
Record Updated	May 5, 2026
Title Company	REGIONAL FIRST TITLE GROUP

Transaction

Amount	Amount on Record
Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	C/O PEMCO LIMITED, LTD, 3525 PIEDMONT ROAD #5 SUIT, 5, ATLANTA, GA 30305

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	112 LAUGHLIN WAY, LANCASTER, KY 40444-7527

Tax Assessment & Valuation

The 2025 property tax bill for 112 Laughlin Way was $514, down 0.6% from the year before.

Source: Garrard County assessment roll, as of May 5, 2026

Property Jurisdictions

Type	Name
State	Kentucky
County	Garrard County
Unified School District	Garrard County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$50,000 (-) Land $25,000 Building $25,000	$50,000 (-) Land $25,000 Building $25,000
2025	$514.00 (-0.58%)	$50,000 (-) Land $25,000 Building $25,000	$50,000 (-) Land $25,000 Building $25,000
2024	$517.00 (+21.65%)	$50,000 (+25%) Land $25,000 Building $25,000	$50,000 (+25%) Land $25,000 Building $25,000
2023	$425.00 (-0.93%)	$40,000 (-) Land $20,000 Building $20,000	$40,000 (-) Land $20,000 Building $20,000
2022	$429.00	$40,000 Land $20,000 Building $20,000	$40,000 Land $20,000 Building $20,000

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 112 Laughlin Way in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective December 21, 2017 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	2 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 112 Laughlin Way is low, with a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 63% of Kentucky
Wildfire Likelihood	0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	GARRARD CO WATER ASSOC INC private · serves 14,806 people · EPA ID KY0400151
Water Source	Purchased surface water from several systems
Last State Inspection	Jun 2024
Lead	Under 1 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 60 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Windstream Fiber	2,000 / 2,000
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20

Cell Coverage

5G and 4G LTE (outdoors only)

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