112 Lake Sears Dr, Winter Haven, FL 33880 Property Records

Polk County property record for 112 Lake Sears Dr, Winter Haven, FL 33880

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,812 sqft · built 1956
Lot Size	0.624 acres (27,177 sqft)
Owner	2 Individual Names on File
Last Sale	$395,000 (Nov 2022)
Tax Bill	$2,533 (2025)
Deeds & Mortgages	Nov 2022 Sale Dec 2021 Sale & Mortgage + 2 more
Flood Zone	Zone X (minimal risk)
APN	`25-28-25-354200-000070`

Property Details

APN / Parcel Number

Primary APN	`25-28-25-354200-000070`
Alternative APN	`52825000`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Stories	1 Story
Building Area	1,812 sqft Living Area
Gross Area	2,412 sqft
1st Floor Area	1,812 sqft
Flooring	Terrazzo
Interior Walls	Plaster
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1956
Effective Year Built	Effective 2015
Exterior Material	Other
Construction Type	Masonry / Concrete Block
Foundation Type	Concrete
Roof Type	Gable
Roof Material	Metal
Lot Area	27,177 sqft (0.624 acres)
Lot Width	85 ft Width
View / Lot	Commercial/Industrial
Garage Type	Attached
Garage Area	600 sqft

Exterior Amenities

Pool Area	548 sqft
Porch	Finished/Open Porch
Porch Area	50 sqft
Boat Access	Boat Access

Utilities, Heating & Cooling

Cooling System	Central

Location & Zoning

Street Address	112 LAKE SEARS DR
City	WINTER HAVEN
State	FL
Zip	33880-1227
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R1
Legal Description	JAN PHYL VILLAGE UNIT 1 PB 36 PG 28 & 29 LOT 7
Legal Range	25E
Legal Township	28S
Legal Section	25
Legal Subdivision	JAN PHYL VILLAGE UNIT 01
Legal Tract	354200
Legal Block	2
Legal Lot Number	7
Legal Unit	1
Jurisdiction	POLK FL
Township / Civil Division	WINTER HAVEN-AUBURNDALE
Census Block Group	2
Census Block	2001
Census Tract	13802

Owner

112 Lake Sears Dr is owned and occupied by two individuals who bought it in November 2022.

Source: Polk County records, as of September 28, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	2 Individual Names on File
Mailing Address	4307 FOREMERE PL, SARASOTA, FL 34231-2954
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Life Estate

Deeds, Mortgages & Sale History

Date	Document
Nov 17, 2022	Warranty Deed, Transfer TALON TITLE SERVICES LLC
Dec 1, 2021	Warranty Deed, Transfer · Stand-Alone First Mortgage BJPS 401K LLC
Jun 7, 2018	Quit Claim Deed, Transfer ACCESS TITLE COMPANY
May 10, 2018	Quit Claim Deed, Transfer ACCESSIBLE LEGAL AND CLERICAL SV, ACCESSIBLE LEGAL & CLERICAL SV

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Nov 17, 2022 · Amount on File
Deed Sale	Nov 17, 2022 · Amount on File
Prior Sale	Dec 1, 2021 · Amount on File
Deed Document Number	2022300266
Deed Book / Page	12487 / 584
Prior Transfer Date	Oct 17, 2014
Prior Transfer Doc	0000177778
Record Updated	Oct 29, 2026

November 2022: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	POLK FL
Recording Date	Nov 17, 2022
Property Address	112 LAKE SEARS DR, WINTER HAVEN, FL 33880-1227
Document Number	0000300266
Book / Page	12487 / 584
Map Reference	MB 36 PG 28&29
Instrument Date	Nov 4, 2022
Instrument	2022300266
Transaction Type	Transfer
Record Updated	Dec 2, 2022
Title Company	TALON TITLE SERVICES LLC

Transaction

Amount	Amount on Record
Tax	$2,765.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	4613 ACKERLY WAY, 4613, BRANDON, FL 33511-8001

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	112 LAKE SEARS DR, WINTER HAVEN, FL 33880-1227

December 2021: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	POLK FL
Recording Date	Dec 1, 2021
Property Address	112 LAKE SEARS DR, WINTER HAVEN, FL 33880-1227
Document Number	0000312765
Book / Page	12006 / 1422
Map Reference	MB 36 PG 28&29
Instrument Date	Nov 24, 2021
Instrument	2021312765
Transaction Type	Transfer
Record Updated	Dec 17, 2021
Title Company	TALON TITLE SERVICES LLC

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$1,575.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	2015 50TH AVE, 2015, VERO BEACH, FL 32966-2135

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	4613 ACKERLY WAY, BRANDON, FL 33511-8001

Mortgage

Document Number	0120061424
Date	Dec 1, 2021
Instrument	12006/1424

Lender

Name	BJPS 401K LLC
Type	Non-Lending Institution

Agreement

Type	Stand-Alone First Mortgage
Amount	Amount on Record
Term	59 Months
Due	Nov 24, 2026

June 2018: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	POLK FL
Recording Date	Jun 7, 2018
Property Address	112 LAKE SEARS DR, WINTER HAVEN, FL 33880-1227
Document Number	0105101069
Book / Page	010510 / 001069
Instrument Date	May 20, 2018
Instrument	122191
Transaction Type	Transfer
Record Updated	Jun 28, 2018
Title Company	ACCESS TITLE COMPANY

Transaction

Tax	$0.00
Additional	Quitclaim

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Life Estate
Address	2015 50TH AVE VERO BEACH FL 329662135, VERO BEACH, FL 32966-2135

May 2018: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	POLK FL
Recording Date	May 10, 2018
Property Address	112 LAKE SEARS DR, WINTER HAVEN, FL 33880-1227
Document Number	0104811266
Book / Page	010481 / 001266
Instrument Date	May 9, 2018
Instrument	100716
Transaction Type	Transfer
Record Updated	Nov 21, 2018
Title Company	ACCESSIBLE LEGAL AND CLERICAL SV, ACCESSIBLE LEGAL & CLERICAL SV

Transaction

Tax	$0.00
Additional	Quitclaim

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Life Estate
Address	PO BOX 175 ALTURAS FL 338200175, ALTURAS, FL 33820-0175

Tax Assessment & Valuation

The 2025 property tax bill for 112 Lake Sears Dr was $2,533 with a homeowner's exemption.

Source: Polk County assessment roll, as of September 28, 2026

Property Jurisdictions

Type	Name
State	Florida
County	Polk County
Unified School District	Polk County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$242,499 (+2.7%)	$333,397 (+6.57%) Land $42,500 Building $290,897
2025	$2,533.00 Homeowner's exemption	$236,124	$312,841 Land $42,500 Building $270,341
2023	$2,909.00 (-12.85%) Homeowner's exemption	$222,785 (+3.04%)	$324,923 (+50.28%) Land $41,650 Building $283,273
2022	$3,338.00	$216,212 Land $34,850 Building $181,362	$216,212 Land $34,850 Building $181,362

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 112 Lake Sears Dr in Zone X, an area of minimal flood risk, within 100 ft of a high-risk flood zone.

Source: FEMA National Flood Hazard Layer, effective October 14, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 100 ft
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on File median of 14 policies
Community Rating System	Class 6 (20% premium discount)
Nearby Flood Policies	14 in force
Nearby Flood Claims	5 (2004–2017)
Claims Outside the SFHA	2 of 5
Most Recent Claim	Sep 2017 · Hurricane Irma
Claims by Event	Hurricane Frances, Sep 2004 · 3 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 112 Lake Sears Dr is low, with a 0.04% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 93% of Florida
Wildfire Likelihood	0.04% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CENTRAL serves 13,595 people · EPA ID FL6534609
Water Source	Groundwater
Last State Inspection	Apr 2023
Lead	1 ppb (2023) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	10 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 360 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Frontier Fiber	7,000 / 7,000
Spectrum Cable	1,000 / 1,000
Starlink Satellite	280 / 30
T-Mobile Fixed Wireless	100 / 20

May also be available: Verizon.

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