James City County property record for 112 Keystone, Williamsburg, VA 23188
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 2 ba · 3,550 sqft · built 2005 |
| Lot Size | 0.392 acres (17,076 sqft) |
| Owner | Company Name on File |
| Last Sale | $672,000 (Apr 2018) |
| Tax Bill | $6,161 (2025) |
| Deeds & Mortgages | Jan 2024 Mortgage Sep 2021 Mortgage + 4 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 38-1 09-0-0016 |
| Primary APN | 38-1 09-0-0016 |
|---|---|
| Alternative APN |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2 Baths |
| Half Baths | 2 Half Baths |
| Total Rooms | 9 Rooms |
| Stories | 1 Story |
| Building Area | 3,550 sqft Living Area |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 2005 |
|---|---|
| Effective Year Built | Effective 2005 |
| Exterior Material | Brick |
| Foundation Type | No Foundation |
| Roof Material | Composition Shingle |
| Lot Area | 17,076 sqft (0.392 acres) |
| Garage Type | Attached |
| Garage Area | 664 sqft |
| Parking Spaces | 2 Parking Spaces |
| Porch | Slab |
| Porch Area | 398 sqft |
| Cooling System | HVAC |
|---|---|
| Heating System | Forced Air with A/C |
| Heating Fuel | Gas |
| Sewer | Municipal |
| Water Source | Commercial |
| Account Number | 10283 |
|---|---|
| Street Address | 112 KEYSTONE |
| City | WILLIAMSBURG |
| State | VA |
| Zip | 23188-7887 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | R4 RESIDEN |
| Legal Description | L-16 S-13E FORD'S COLONY |
| Legal Subdivision | FORDS COLONY |
| Legal Lot Number | 16 |
| Jurisdiction | JAMES CITY VA |
| Township / Civil Division | JAMESTOWN |
| Census Block Group | 2 |
| Census Block | 2006 |
| Census Tract | 80208 |
Source: James City County records · APN 38-1 09-0-0016
Assessment roll updated October 14, 2025 · Last verified August 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Company Name on File |
|---|---|
| Mailing Address | 112 KEYSTONE, WILLIAMSBURG, VA 23188-7887 |
| Occupancy | Owner Occupied |
| Owner Type | Company |
| Vesting | Trust |
| Date | Document |
|---|---|
| Jan 31, 2024 | Deed of Trust, Mortgage · Unknown NAVY FEDERAL CREDIT UNION |
| Sep 14, 2021 | Deed of Trust, Mortgage · Conventional Mortgage NEW AMERICAN FUNDING |
| Sep 14, 2021 | Intrafamily Transfer, Transfer · Conventional Mortgage NEW AMERICAN FUNDING |
| May 12, 2020 | Deed of Trust, Mortgage · Conventional Mortgage BROKER SOLUTIONS |
| Apr 24, 2018 | Quit Claim Deed, Transfer NOT AVAILABLE |
| Apr 24, 2018 | Warranty Deed, Transfer · Conventional Mortgage FLAGSTAR BK |
| Deed Names | Verified Name on Deed |
|---|---|
| Last Sale | Apr 24, 2018 · Amount on Record |
| Deed Sale | Apr 24, 2018 · Amount on Record |
| Prior Sale | Apr 26, 2011 · Amount on Record |
| Deed Document Number | 20187497 |
| Last Transfer Date | Jun 15, 2021 |
| Transfer Doc | 0000018561 |
| Record Updated | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | JAMES CITY VA |
| Property Address | 112 KEYSTONE, WILLIAMSBURG, VA 23188-7887 |
| Transaction Type | Mortgage |
| Record Updated | Feb 14, 2024 |
| Name | Verified Name |
|---|
| Document Number | 0202401633 |
|---|---|
| Date | Jan 31, 2024 |
| Instrument | 202401633 |
| Name | NAVY FEDERAL CREDIT UNION |
|---|
| Type | Unknown |
|---|---|
| Amount | Amount Recorded |
| Term | 481 Months |
| Due | Feb 01, 2064 |
| Rate Type | Adjustable Rate |
|---|
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | JAMES CITY VA |
| Property Address | 112 KEYSTONE, WILLIAMSBURG, VA 23188-7887 |
| Transaction Type | Mortgage |
| Record Updated | Oct 24, 2023 |
| Name | Verified Name |
|---|
| Document Number | 0210018562 |
|---|---|
| Date | Sep 14, 2021 |
| Instrument | 210018562 |
| Name | NEW AMERICAN FUNDING |
|---|
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 358 Months |
| Due | Jul 01, 2051 |
| Rate Type | Fixed Rate |
|---|
| Document Type | Intrafamily Transfer |
|---|---|
| Jurisdiction | JAMES CITY VA |
| Recording Date | Sep 14, 2021 |
| Property Address | 112 KEYSTONE, WILLIAMSBURG, VA 23188-7887 |
| Document Number | 210018561 |
| Instrument Date | Jun 15, 2021 |
| Instrument | 210018561 |
| Transaction Type | Transfer |
| Record Updated | Sep 29, 2021 |
| Tax | $0.00 |
|---|---|
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 112 KEYSTONE, WILLIAMSBURG, VA 23188-7887 |
| Document Number | 0210018562 |
|---|---|
| Date | Sep 14, 2021 |
| Instrument | 210018562 |
| Name | NEW AMERICAN FUNDING |
|---|
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 358 Months |
| Due | Jul 01, 2051 |
| Rate Type | Fixed Rate |
|---|
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | JAMES CITY VA |
| Property Address | 112 KEYSTONE, WILLIAMSBURG, VA 23188-7887 |
| Document Number | 0000007320 |
| Instrument Date | May 12, 2020 |
| Transaction Type | Mortgage |
| Record Updated | Jun 23, 2020 |
| Title Company | NOT AVAILABLE |
| Name | Verified Name |
|---|---|
| Address | 112 KEYSTONE WILLIAMSBURG VA 231887887, WILLIAMSBURG, VA 23188-7887 |
| Document Number | 0000007320 |
|---|---|
| Date | May 21, 2020 |
| Instrument | 7320 |
| Name | BROKER SOLUTIONS |
|---|
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | May 20, 2050 |
| Rate Type | Fixed Rate |
|---|
| Document Type | Quit Claim Deed |
|---|---|
| Jurisdiction | JAMES CITY VA |
| Recording Date | Apr 24, 2018 |
| Property Address | 112 KEYSTONE, WILLIAMSBURG, VA 23188-7887 |
| Document Number | 0000007499 |
| Instrument Date | Apr 18, 2018 |
| Instrument | 7499 |
| Transaction Type | Transfer |
| Record Updated | Feb 17, 2021 |
| Title Company | NOT AVAILABLE |
| Tax | $0.00 |
|---|---|
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 112 KEYSTONE WILLIAMSBURG VA 231887887, WILLIAMSBURG, VA 23188-7887 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | JAMES CITY VA |
| Recording Date | Apr 24, 2018 |
| Property Address | 112 KEYSTONE, WILLIAMSBURG, VA 23188-7887 |
| Document Number | 0000007497 |
| Instrument Date | Dec 16, 2017 |
| Instrument | 7497 |
| Transaction Type | Transfer |
| Record Updated | Feb 17, 2021 |
| Title Company | NOT AVAILABLE |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on File |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $0.00 |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 112 KEYSTONE WILLIAMSBURG VA 231887887, WILLIAMSBURG, VA 23188-7887 |
| Document Number | 7498 |
|---|---|
| Date | Apr 24, 2018 |
| Instrument | 7498 |
| Name | FLAGSTAR BK |
|---|---|
| Type | Bank |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Rate Type | Fixed Rate |
|---|
Source: James City County records · Assessment roll updated October 14, 2025 · Last verified August 2026
| Type | Name |
|---|---|
| State | Virginia |
| County | James City County |
| Unified School District | James City County Public Schools (PK - 12) |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $6,161.00 (+6.41%) | $742,400 (+6.3%) Land $182,500 Building $559,900 | $742,400 (+6.3%) Land $182,500 Building $559,900 |
| 2024 | $5,790.00 (-0.1%) | ||
| 2023 | $5,796.00 | $698,400 Land $160,500 Building $537,900 | $698,400 Land $160,500 Building $537,900 |
| 2022 | $5,796.00 (+7.21%) | ||
| 2019 | $5,406.00 |
Source: FEMA National Flood Hazard Layer as of October 27, 2021 · FEMA NFIP claims and policies as of September 2026 · USDA Forest Service Wildfire Risk to Communities as of 2024 · Last verified October 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on Record median of 28 policies |
| Community Rating System | Class 5 (25% premium discount) |
| Nearby Flood Policies | 28 in force |
| Wildfire Risk | Low lower than 80% of the US · lower than 71% of Virginia |
|---|---|
| Wildfire Likelihood | 0.03% annual chance |
| Exposure | Direct burnable vegetation at the parcel |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: FCC Broadband Data Collection as of December 31, 2025 · Last verified October 2026
| Provider | Max Down / Up (Mbps) |
|---|---|
| Shenandoah Telecommunications Company Fiber | 8,000 / 8,000 |
| Cox Communications Cable | 2,000 / 100 |
Based on FCC filings for 136 locations within half a mile of this property.
5G and 4G LTE (outdoors only)
Source: EPA Safe Drinking Water Information System as of 2026 Q3 · EPA water system boundaries as of March 2026 · Last verified October 2026
| Water System | JCSA - CENTRAL SYSTEM serves 57,726 people |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Nov 2023 |
| Lead | Under 1 ppb (2022–2024) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system as reported to EPA, not water tested at this address; lead at the tap also depends on the building's own pipes. The full violation and enforcement history is in the system's EPA record.
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