St. Charles County property record for 112 Keystone Crossing Dr, O Fallon, MO 63368
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 2 ba · 1,793 sqft · built 1998 |
| Lot Size | 0.25 acres (10,890 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $265,000 (Apr 2020) |
| Tax Bill | $4,377 (2025) |
| Deeds & Mortgages | Mar 2021 Mortgage Aug 2018 Mortgage + 2 more |
| Flood Zone | Zone X (minimal risk) |
| APN | T991700029 |
| Primary APN | T991700029 |
|---|---|
| Alternative APN |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2 Baths |
| Total Rooms | 6 Rooms |
| Stories | 1 Story |
| Building Area | 1,793 sqft Living Area |
| 1st Floor Area | 1,793 sqft |
| Basement Area | 1,782 sqft |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1998 |
|---|---|
| Architectural Style | Ranch |
| Exterior Material | Brick/Stone |
| Lot Area | 10,890 sqft (0.25 acres) |
| Garage Type | Attached |
| Parking Spaces | 3 Parking Spaces |
| Porch | Porch |
| Porch Area | 228 sqft |
| Patio Area | 394 sqft |
| Sewer | Connected |
|---|
| Account Number | T991700029 |
|---|---|
| Old Parcel Number | T991700029 |
| Street Address | 112 KEYSTONE CROSSING DR |
| City | O FALLON |
| State | MO |
| Zip | 63368-6774 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | KEYSTONE CROSSING #1 LOT 6 |
| Legal Range | 02E |
| Legal Township | 46N |
| Legal Subdivision | KEYSTONE CROSSING #1 |
| Legal Lot Number | 6 |
| Jurisdiction | ST CHARLES MO |
| Township / Civil Division | LAKE ST. LOUIS |
| Census Block Group | 1 |
| Census Block | 1013 |
| Census Tract | 311153 |
Source: St. Charles County records · APN T991700029
Assessment roll updated July 1, 2025 · Last verified March 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 112 KEYSTONE CROSSING DR, O FALLON, MO 63368-6774 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Mar 17, 2021 | Deed of Trust, Mortgage · VA Mortgage GUILD MORTGAGE CO |
| Aug 24, 2018 | Deed of Trust, Mortgage · Conventional Mortgage FIRST COMMUNITY MORTGAGE INC |
| Feb 11, 2020 | Deed of Trust, Mortgage · Conventional Mortgage UNITED WHOLESALE MORTGAGE |
| Apr 21, 2020 | Warranty Deed, Transfer F&B ACQUISITION |
| Deed Names | 2 Verified Names on Deed |
|---|---|
| Last Sale | Apr 21, 2020 · Amount on Record |
| Deed Sale | Apr 21, 2020 · Amount on Record |
| Prior Sale | Jun 15, 2016 |
| Deed Document Number | 0072742023 |
| Deed Book / Page | 7274 / 2023 |
| Record Updated | Jun 08, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | ST CHARLES MO |
| Property Address | 112 KEYSTONE CROSSING DR, O FALLON, MO 63368-6774 |
| Transaction Type | Mortgage |
| Record Updated | Apr 02, 2021 |
| Title Company | FREEDOM TITLE |
| Name | Verified Name |
|---|---|
| Address | 112 KEYSTONE CROSSING DR, O FALLON, MO 63368-6774 |
| Document Number | 2021R023534 |
|---|---|
| Date | Mar 17, 2021 |
| Instrument | 2021R-023534 |
| Name | GUILD MORTGAGE CO |
|---|---|
| Type | Mortgage Company |
| Address | SAN DIEGO, CA 92111 |
| Type | VA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 181 Months |
| Due | Apr 01, 2036 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | ST CHARLES MO |
| Property Address | 112 KEYSTONE CROSSING DR, O FALLON, MO 63368-6774 |
| Transaction Type | Mortgage |
| Record Updated | Feb 05, 2021 |
| Name | Verified Name |
|---|
| Document Number | 0069672501 |
|---|---|
| Date | Aug 24, 2018 |
| Book Page | 6967/2501 |
| Instrument | 20180824000487540 |
| Name | FIRST COMMUNITY MORTGAGE INC |
|---|---|
| Type | Mortgage Company |
| Address | MURFREESBORO, TN 37129 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 301 Months |
| Due | Sep 01, 2043 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | ST CHARLES MO |
| Property Address | 112 KEYSTONE CROSSING DR, O FALLON, MO 63368-6774 |
| Transaction Type | Mortgage |
| Record Updated | Feb 05, 2021 |
| Name | Verified Name |
|---|
| Document Number | 0072291942 |
|---|---|
| Date | Feb 11, 2020 |
| Book Page | 7229/1942 |
| Instrument | 20200211000085840 |
| Name | UNITED WHOLESALE MORTGAGE |
|---|---|
| Type | Mortgage Company |
| Address | PONTIAC, MI 48341 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Mar 01, 2050 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | ST CHARLES MO |
| Recording Date | Apr 21, 2020 |
| Property Address | 112 KEYSTONE CROSSING DR, O FALLON, MO 63368-6774 |
| Document Number | 0072742023 |
| Book / Page | 007274 / 002023 |
| Instrument Date | Apr 17, 2020 |
| Instrument | 247660 |
| Transaction Type | Transfer |
| Record Updated | Jul 10, 2020 |
| Title Company | INVESTORS TITLE COMPANY, INVESTORS TITLE CO. |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on File |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $0.00 |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Joint Tenants with Right of Survivorship |
| Address | 112 KEYSTONE CROSSING DR O FALLON MO 633686774, O FALLON, MO 63368-6774 |
| Document Number | 72742025 |
|---|---|
| Date | Apr 21, 2020 |
| Book Page | 007274/002025 |
| Instrument | 247670 |
| Name | F&B ACQUISITION |
|---|---|
| Address | SAINT LOUIS, MO 63131 |
| Amount | Amount Recorded |
|---|---|
| Term | 360 Months |
| Due | Apr 20, 2050 |
Source: St. Charles County records · Assessment roll updated July 1, 2025 · Last verified March 2026
| Type | Name |
|---|---|
| State | Missouri |
| County | St. Charles County |
| Unified School District | Wentzville R-IV School District (PK - 12) |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $4,377.00 | $70,548 (+11.9%) | $371,303 (+11.9%) Land $77,000 Building $294,303 |
| 2023 | $63,044 | ||
| 2022 | $331,813 Land $66,000 Building $265,813 |
Source: FEMA National Flood Hazard Layer as of August 25, 2024 · FEMA NFIP claims and policies as of September 2026 · USDA Forest Service Wildfire Risk to Communities as of 2024 · Last verified October 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Claims | 2 (2006–2008) |
| Claims Outside the SFHA | 2 of 2 |
| Most Recent Claim | Sep 2008 · Severe Storms, Flooding, And A Tornado |
| Wildfire Risk | Low lower than 98% of the US · lower than 96% of Missouri |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | Direct burnable vegetation at the parcel |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: FCC Broadband Data Collection as of December 31, 2025 · Last verified October 2026
| Provider | Max Down / Up (Mbps) |
|---|---|
| Spectrum Cable · Fiber in parts of the area | 1,000 / 1,000 |
| Wisper ISP Fixed Wireless | 400 / 30 |
May also be available: AT&T, Brightspeed, Gateway Fiber Holdings, Verizon, WH i3B Bidco LLC/WH i3B Topco.
Based on FCC filings for 353 locations within half a mile of this property.
Source: EPA Safe Drinking Water Information System as of 2026 Q3 · EPA water system boundaries as of March 2026 · Last verified October 2026
| Water System | ST CHARLES COUNTY PWSD 2 serves 100,587 people |
|---|---|
| Water Source | Purchased surface water from ST LOUIS CITY PWS |
| Last State Inspection | Aug 2023 |
| Lead | 2 ppb (2026) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 1 last 3 years |
Results are for the whole water system as reported to EPA, not water tested at this address; lead at the tap also depends on the building's own pipes. The full violation and enforcement history is in the system's EPA record.
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