Lincoln County property record for 112 Key Dr, Wellston, OK 74881
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 2 ba · 1,725 sqft · built 1977 |
| Lot Size | 0.689 acres (30,000 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $203,000 (Feb 2026) |
| Tax Bill | $1,413 (2025) |
| Deeds & Mortgages | Nov 2020 Mortgage Feb 2026 Sale & Mortgage + 2 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 20801 |
| Primary APN | 20801 |
|---|---|
| Alternative APN |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2 Baths |
| Total Rooms | 6 Rooms |
| Stories | 1 Story |
| Building Area | 1,725 sqft Living Area |
| 1st Floor Area | 1,725 sqft |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1977 |
|---|---|
| Effective Year Built | Effective 1977 |
| Architectural Style | Traditional |
| Exterior Material | Brick |
| Foundation Type | Slab (Mat/Raft) |
| Roof Type | Hip |
| Roof Material | Composition Shingle |
| Lot Area | 30,000 sqft (0.689 acres) |
| Lot Dimensions | 150 ft deep x 200 ft wide |
| Garage Type | Attached |
| Garage Area | 528 sqft |
| Parking Spaces | 2 Parking Spaces |
| Porch | Open Porch |
| Porch Area | 96 sqft |
| Utility Building | 576 sqft |
| Cooling System | Other |
|---|---|
| Heating System | Other |
| Account Number | 20801 |
|---|---|
| Street Address | 112 KEY DR |
| City | WELLSTON |
| State | OK |
| Zip | 74881-9450 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | LOTS 7-8 KEY ADDN WELLSTON 14-2-110-01-004 |
| Legal Range | 110 |
| Legal Township | 02N |
| Legal Section | 14 |
| Legal Subdivision | KEY ADDN |
| Legal Lot Number | 7,8 |
| Jurisdiction | LINCOLN OK |
| Township / Civil Division | WELLSTON |
| Census Block Group | 2 |
| Census Block | 2039 |
| Census Tract | 961300 |
112 Key Dr is owned and occupied by two individuals who bought it in February 2026.
Source: Lincoln County records, as of September 23, 2026
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 112 KEY DR, WELLSTON, OK 74881-9450 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Vesting | Joint Tenants |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Nov 13, 2020 | Deed of Trust, Mortgage · Conventional Mortgage UNITED WHOLESALE MORTGAGE |
| Feb 10, 2026 | Warranty Deed, Transfer · FHA Mortgage FAIRWAY INDEPENDENT MORTGAGE CORP |
| Sep 15, 2025 | Warranty Deed, Transfer · Line of Credit VALON MORTGAGE INC |
| Nov 27, 2018 | Warranty Deed, Transfer · Conventional Mortgage CORNERSTONE HOME LENDING INC |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Feb 10, 2026 · Amount on File |
| Deed Sale | Feb 10, 2026 · Amount on File |
| Prior Sale | Nov 27, 2018 · Amount on File |
| Deed Document Number | 20261052 |
| Deed Book / Page | 2646 / 155 |
| Prior Transfer Date | Jan 28, 1997 |
| Prior Transfer Doc | 1318000508 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | LINCOLN OK |
| Property Address | 112 KEY DR, WELLSTON, OK 74881-9450 |
| Transaction Type | Mortgage |
| Record Updated | Mar 6, 2026 |
| Title Company | STEWART TITLE, STEWART TITLE OF OK INC |
| Name | Verified Name |
|---|
| Document Number | 002396/762 |
|---|---|
| Date | Nov 13, 2020 |
| Book Page | 2396/762 |
| Instrument | 7126 |
| Name | UNITED WHOLESALE MORTGAGE |
|---|---|
| Type | Mortgage Company |
| Address | PONTIAC, MI 48341 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 361 Months |
| Due | Dec 1, 2050 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | LINCOLN OK |
| Recording Date | Feb 10, 2026 |
| Property Address | 112 KEY DR, WELLSTON, OK 74881-9450 |
| Document Number | 002646/155 |
| Book / Page | 2646 / 155 |
| Instrument Date | Feb 6, 2026 |
| Instrument | I-2026-001052 |
| Transaction Type | Transfer |
| Record Updated | Mar 6, 2026 |
| Title Company | CHICAGO TITLE OKLAHOMA CO |
| Amount | Amount on Record |
|---|---|
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $304.50 |
| Amount Accuracy | Rounded by County |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Joint Tenants with Right of Survivorship |
| Address | 112 KEY DR, WELLSTON, OK 74881-9450 |
| Document Number | I2026001053 |
|---|---|
| Date | Feb 10, 2026 |
| Instrument | I-2026-001053 |
| Name | FAIRWAY INDEPENDENT MORTGAGE CORP |
|---|---|
| Type | Mortgage Company |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 361 Months |
| Due | Mar 1, 2056 |
| Document Number | 002646/181 |
|---|---|
| Date | Feb 10, 2026 |
| Book Page | 2646/181 |
| Instrument | I-2026-001054 |
| Name | OKLAHOMA HOUSING FINANCE AGENCY |
|---|---|
| Type | Government Agency |
| Address | OKLAHOMA CITY, OK 73116 |
| Type | Second Mortgage (Down Payment) |
|---|---|
| Amount | Amount on Record |
| Term | 361 Months |
| Due | Mar 1, 2056 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | LINCOLN OK |
| Recording Date | Sep 15, 2025 |
| Property Address | 112 KEY DR, WELLSTON, OK 74881-9450 |
| Document Number | 0002625/65 |
| Book / Page | 2625 / 65 |
| Instrument Date | Sep 12, 2025 |
| Instrument | I-2025-006437 |
| Transaction Type | Transfer |
| Record Updated | Jan 15, 2026 |
| Title Company | AMERICAN EAGLE TTL GROUP LLC |
| Amount | Amount on Record |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $155.25 |
| Amount Accuracy | Rounded by County |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Joint Tenants with Right of Survivorship |
| Address | 112 KEY DR, WELLSTON, OK 74881-9450 |
| Document Number | 002626/688 |
|---|---|
| Date | Sep 30, 2025 |
| Book Page | 2626/688 |
| Instrument | I-2025-006745 |
| Name | VALON MORTGAGE INC |
|---|---|
| Type | Mortgage Company |
| Address | PHOENIX, AZ 85044 |
| Type | Line of Credit |
|---|---|
| Amount | Amount on Record |
| Term | 358 Months |
| Due | Jul 23, 2055 |
| Rate Type | Adjustable Rate |
|---|---|
| Change Frequency | Monthly |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | LINCOLN OK |
| Recording Date | Nov 27, 2018 |
| Property Address | 112 KEY DR, WELLSTON, OK 74881-9450 |
| Document Number | 002314/311 |
| Book / Page | 2314 / 311 |
| Instrument Date | Nov 19, 2018 |
| Instrument | 07783 |
| Transaction Type | Transfer |
| Record Updated | Jan 15, 2026 |
| Title Company | LINCOLN COUNTY TITLE COMPANY |
| Amount | Amount on Record |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $202.50 |
| Amount Accuracy | Rounded by County |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Joint Tenants with Right of Survivorship |
| Address | 112 KEY DR, WELLSTON, OK 74881-9450 |
| Document Number | 0000007784 |
|---|---|
| Date | Nov 27, 2018 |
| Instrument | 07784 |
| Name | CORNERSTONE HOME LENDING INC |
|---|---|
| Type | Mortgage Company |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 181 Months |
| Due | Dec 1, 2033 |
The 2025 property tax bill for 112 Key Dr was $1,413, down 1.3% from the year before.
Source: Lincoln County assessment roll, as of March 5, 2026
| Type | Name |
|---|---|
| State | Oklahoma |
| County | Lincoln County |
| Municipality | Wellston Town |
| Unified School District | Wellston Public Schools (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $17,045 (+5%) Land $5,020 Building $12,025 | $154,954 (-3.01%) Land $45,638 Building $109,316 | |
| 2025 | $1,413.00 (-1.26%) | $16,233 (-1.93%) Land $4,877 Building $11,356 | $159,755 Land $48,000 Building $111,755 |
| 2024 | $1,431.00 | $16,552 Land $3,300 Building $13,252 | |
| 2022 | $1,303.00 | $15,765 Land $3,300 Building $12,465 | $155,451 Land $30,000 Building $125,451 |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
FEMA maps place 112 Key Dr in Zone X, an area of minimal flood risk.
Source: FEMA National Flood Hazard Layer, effective September 20, 2023
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
Values are read at the parcel center point; lenders make the official flood determination.
Wildfire risk around 112 Key Dr is moderate, ranking above 68% of the US, with a 0.3% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Moderate above 68% of the US · lower than 68% of Oklahoma |
|---|---|
| Wildfire Likelihood | 0.3% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | WELLSTON serves 825 people · EPA ID OK1020724 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Aug 2024 |
| Lead | Under 1 ppb (2021–2023) action level 15 ppb |
| Water Quality | Total trihalomethanes resolved · Oct 2023 |
|---|---|
| Treatment and Procedure | Lead service line inventory Oct 2024 |
| Monitoring and Reporting | 23 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 112 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Centranet Fiber | 1,000 / 1,000 |
| Verizon Fixed Wireless | 300 / 20 |
| Atlink Services Fixed Wireless | 100 / 20 |
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