112 Kettle Dr, Havelock, NC 28532 Property Records

Craven County property record for 112 Kettle Dr, Havelock, NC 28532

Property Summary

Property Type	Single Family Home
Details	3 bd · 3 ba · 2,057 sqft · built 2022
Lot Size	0.942 acres (41,021 sqft)
Owner	Individual Name on Record
Last Sale	$331,000 (Aug 2022)
Tax Bill	$1,535 (2026)
Deeds & Mortgages	Aug 2022 Sale & Mortgage Apr 2022 Sale
Flood Zone	Zone X (minimal risk)
APN	`5-013-7-055`

Property Details

APN / Parcel Number

Primary APN	`5-013-7-055`
Alternative APNs	`125566` `109026`

Interior

Bedrooms	3 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Total Rooms	7 Rooms
Stories	1 Story
Building Area	2,057 sqft Living Area
Interior Walls	Finished/Painted

Exterior

Year Built	Built 2022
Effective Year Built	Effective 2022
Exterior Material	Aluminum/Vinyl
Foundation Type	Slab (Mat/Raft)
Roof Type	Gable
Roof Material	Composition Shingle
Lot Area	41,021 sqft (0.942 acres)
Garage Type	Attached
Storage Building	200 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Heat Pump

Location & Zoning

Account Number	109026
Street Address	112 KETTLE DR
City	HAVELOCK
State	NC
Zip	28532-0500
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LOT 55 HERITAGE FARMS - THE MILL PH 2
Legal Subdivision	MILL PHASE TWO AT HERITAGE FARMS
Legal Phase	2
Legal Lot Number	55
Jurisdiction	CRAVEN NC
Township / Civil Division	5
Census Block Group	3
Census Block	3025
Census Tract	961303

Owner

Source: Craven County records, as of October 20, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	112 KETTLE DR, HAVELOCK, NC 28532-0500
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Aug 26, 2022	Warranty Deed, Subdivision Related Transfer · Conventional Mortgage FIRST CITIZENS BANK & TRUST CO
Apr 5, 2022	Deed, Transfer

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Aug 26, 2022 · Amount on Record
Deed Sale	Aug 26, 2022 · Amount on Record
Prior Sale	Apr 5, 2022 · Amount on Record
Deed Document Number	202210102328
Deed Book / Page	3739 / 354
Record Updated	Oct 29, 2026

August 2022: Warranty Deed, Subdivision Related Transfer

Document Type	Warranty Deed
Jurisdiction	CRAVEN NC
Recording Date	Aug 26, 2022
Property Address	112 KETTLE DR, HAVELOCK, NC 28532-0500
Document Number	003739/354
Book / Page	3739 / 354
Map Reference	CAB I SL 196 C
Instrument Date	Apr 12, 2022
Instrument	10102328
Transaction Type	Subdivision Related Transfer
Record Updated	Dec 11, 2023

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$662.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	8002 US 70 HWY E, NEW BERN, NC 28560-8516

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	112 KETTLE DRIVE, HAVELOCK, NC 28532-0500

Mortgage

Document Number	0003739357
Date	Aug 26, 2022
Instrument	3739/357

Lender

Name	FIRST CITIZENS BANK & TRUST CO
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Sep 1, 2052

Interest

Rate Type	Adjustable Rate
Rate	4.2%
Type Change Date	Sep 1, 2029
Change Frequency	6 Months
Min Rate At Change	3%
Max Rate At Change	9.2%
Index	Other
Margin	3
Max Rate	9.2%

April 2022: Deed, Transfer

Document Type	Deed
Jurisdiction	CRAVEN NC
Recording Date	Apr 5, 2022
Property Address	112 KETTLE DR, HAVELOCK, NC 28532-0500
Document Number	03719/1754
Book / Page	3719 / 1754
Map Reference	CAB I SL 163
Instrument Date	Apr 4, 2022
Instrument	10094659
Transaction Type	Transfer
Record Updated	Dec 11, 2023

Transaction

Amount	Amount Recorded
Tax	$420.00
Amount Accuracy	Rounded by County
Additional	Arm's Length Multiple Parcels

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	8002 US HIGHWAY 70 E, NEW BERN, NC 28560-8516
Investor	Possibly a Property Investor

Tax Assessment & Valuation

Source: Craven County assessment roll, as of October 20, 2026

Property Jurisdictions

Type	Name
State	North Carolina
County	Craven County
Unified School District	Craven County Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$1,535.00	$293,310 (-) Land $40,000 Building $253,310	$293,310 (-) Land $40,000 Building $253,310
2025	$1,535.00 (+4.14%)	$293,310 (+3.44%) Land $40,000 Building $253,310	$293,310 (+3.44%) Land $40,000 Building $253,310
2023	$1,474.00 (+827.04%)	$283,560 (+1,012%) Land $40,000 Building $243,560	$283,560 (+1,012%) Land $40,000 Building $243,560
2022	$159.00	$25,500 Land $25,500
2018			$25,500 Land $25,500

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective January 17, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 41 policies
Community Rating System	Class 7 (15% premium discount)
Nearby Flood Policies	41 in force
Nearby Flood Claims	15 (2011–2024)
Claims Outside the SFHA	10 of 15
Most Recent Claim	Sep 2024 · rainfall accumulation
Claims by Event	Hurricane Florence, Sep 2018 · 13 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 45% of the US · above 66% of North Carolina
Wildfire Likelihood	0.07% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CRAVEN COUNTY WATER SYSTEM serves 37,848 people · EPA ID NC0425055
Water Source	Groundwater
Last State Inspection	Oct 2024
Lead	Under 1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	Lead service line inventory Oct 2024
Monitoring and Reporting	2 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 70 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable	1,000 / 1,000

May also be available: Brightspeed.

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