Fluvanna County property record for 112 Justin Dr, Palmyra, VA 22963
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 3 ba · 2,777 sqft · built 2008 |
| Lot Size | 0.384 acres (16,727 sqft) |
| Owner | Individual Name on File |
| Last Sale | $329,000 (Aug 2008) |
| Tax Bill | $3,818 (2025) |
| Deeds & Mortgages | Jul 2026 Line of Credit Apr 2024 Mortgage + 1 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 18 12 25 |
| Primary APN | 18 12 25 |
|---|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 3 Baths |
| Total Rooms | 11 Rooms |
| Stories | 1 Story |
| Building Area | 2,777 sqft Living Area |
| Gross Area | 7,490 sqft |
| 1st Floor Area | 2,371 sqft |
| Basement Area | 2,104 sqft |
| Unfinished Basement | 2,104 sqft |
| Flooring | Softwood |
| Interior Walls | Wallboard/Drywall |
| Year Built | Built 2008 |
|---|---|
| Effective Year Built | Effective 2017 |
| Exterior Material | Vinyl |
| Roof Type | Gable |
| Roof Material | Composition Shingle |
| Lot Area | 16,727 sqft (0.384 acres) |
| Terrain | Rolling |
| Garage Area | 440 sqft |
| Parking Spaces | 2 Parking Spaces |
| Porch | Porch |
| Porch Area | 56 sqft |
| Deck Area | 432 sqft |
| Cooling System | HVAC |
|---|---|
| Heating System | Heat Pump |
| Heating Fuel | Electric |
| Sewer | Municipal |
| Water Source | Commercial |
| Street Address | 112 JUSTIN DR |
|---|---|
| City | PALMYRA |
| State | VA |
| Zip | 22963-2081 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | R-3 |
| Legal Description | DB 774-592 AC 0.384 SYCAMORE SQUARE PHASE II |
| Legal Subdivision | SYCAMORE SQUARE |
| Legal Phase | 2 |
| Legal Block | 2 |
| Jurisdiction | FLUVANNA VA |
| Township / Civil Division | PALMYRA |
| Census Block Group | 4 |
| Census Block | 4008 |
| Census Tract | 20101 |
112 Justin Dr is owned and occupied by an individual who bought it in August 2008.
Source: Fluvanna County records, as of July 13, 2026
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 112 JUSTIN DR, PALMYRA, VA 22963-2081 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Jul 27, 2026 | Deed of Trust, Mortgage · Line of Credit LAKEVIEW LOAN SERVICING |
| Apr 24, 2024 | Deed of Trust, Mortgage · FHA Mortgage HUD |
| Feb 15, 2022 | Deed of Trust, Mortgage · FHA Mortgage HUD |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Aug 28, 2008 · Amount on File |
| Deed Sale | Aug 28, 2008 · Amount on File |
| Prior Sale | Feb 8, 2008 · Amount on File |
| Deed Document Number | 20083972 |
| Deed Book / Page | 774 / 592 |
| Record Updated | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | FLUVANNA VA |
| Recording Date | Jul 27, 2026 |
| Property Address | 112 JUSTIN DR, PALMYRA, VA 22963-2081 |
| Document Number | 0000002262 |
| Instrument Date | Jul 6, 2026 |
| Instrument | 20262262 |
| Transaction Type | Mortgage |
| Record Updated | Aug 7, 2026 |
| Title Company | TITLE SERVICE AND LIAISON COMPANIES, INDECOMM GLOBAL SERVICES |
| Name | Verified Name |
|---|---|
| Address | 112 JUSTIN DR, PALMYRA, VA 22963-2081 |
| Document Number | 0000002262, |
|---|---|
| Date | Jul 27, 2026 |
| Instrument | 20262262 |
| Name | LAKEVIEW LOAN SERVICING |
|---|
| Type | Line of Credit |
|---|---|
| Amount | Amount on Record |
| Rate | 6.48% |
|---|---|
| Max Rate | -1% |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | FLUVANNA VA |
| Property Address | 112 JUSTIN DR, PALMYRA, VA 22963-2081 |
| Transaction Type | Mortgage |
| Record Updated | May 8, 2024 |
| Name | Verified Name |
|---|
| Document Number | 0240000933 |
|---|---|
| Date | Apr 24, 2024 |
| Instrument | 240000933 |
| Name | HUD |
|---|---|
| Type | Government Agency |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 324 Months |
| Due | Oct 1, 2051 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | FLUVANNA VA |
| Property Address | 112 JUSTIN DR, PALMYRA, VA 22963-2081 |
| Transaction Type | Mortgage |
| Record Updated | Mar 2, 2022 |
| Name | Verified Name |
|---|
| Document Number | 0220000575 |
|---|---|
| Date | Feb 15, 2022 |
| Instrument | 220000575 |
| Name | HUD |
|---|---|
| Type | Government Agency |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | Oct 1, 2051 |
| Rate Type | Fixed Rate |
|---|
The 2025 property tax bill for 112 Justin Dr was $3,818.
Source: Fluvanna County assessment roll, as of June 25, 2026
| Type | Name |
|---|---|
| State | Virginia |
| County | Fluvanna County |
| Unified School District | Fluvanna County Public Schools (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $505,700 (-) Land $35,000 Building $470,700 | $505,700 (-) Land $35,000 Building $470,700 | |
| 2025 | $3,818.00 | $505,700 Land $35,000 Building $470,700 | $505,700 Land $35,000 Building $470,700 |
| 2023 | $419,900 Land $35,000 Building $384,900 | $419,900 Land $35,000 Building $384,900 | |
| 2022 | $3,543.00 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 112 Justin Dr in Zone X, an area of minimal flood risk.
Source: FEMA National Flood Hazard Layer, effective March 25, 2016 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 5 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 112 Justin Dr is low, with a 0.02% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · lower than 71% of Virginia |
|---|---|
| Wildfire Likelihood | 0.02% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | LAKE MONTICELLO private · serves 12,943 people · EPA ID VA2065480 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Aug 2025 |
| Lead | Under 1 ppb (2023–2025) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 222 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Xfinity Cable | 1,200 / 35 |
| Firefly Fiber Broadband Fiber | 1,000 / 1,000 |
| Brightspeed DSL | 140 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
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