112 Joy Ave, Leola, PA 17540 Property Records

Lancaster County property record for 112 Joy Ave, Leola, PA 17540

Property Summary

Property Type	Single Family Home
Details	4 bd · 3 ba · 3,304 sqft · built 1990
Lot Size	0.44 acres (19,166 sqft)
Owner	2 Trust Names on File
Last Sale	$340,000 (Jul 2020)
Tax Bill	$5,770 (2025)
Deeds & Mortgages	Feb 2026 Second Mortgage Feb 2026 Mortgage + 5 more
Flood Zone	Zone X (minimal risk)
APN	`360-89030-0-0000`

Property Details

APN / Parcel Number

Primary APN	`360-89030-0-0000`
Alternative APN	`36010M14 5 3`

Interior

Bedrooms	4 Beds
Full Baths	3 Baths
Half Baths	2 Half Baths
Plumbing Fixtures	14 Plumbing Fixtures
Total Rooms	9 Rooms
Stories	2 Stories
Building Area	3,304 sqft Living Area
Gross Area	4,344 sqft
1st Floor Area	1,354 sqft
Upper Floors Area	1,239 sqft
Basement Area	1,338 sqft
Finished Basement	885 sqft
Unfinished Basement	453 sqft
Game Room	Game Room
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1990
Effective Year Built	Effective 1990
Architectural Style	Contemporary
Exterior Material	Combination
Construction Type	Frame
Roof Material	Composition Shingle
Lot Area	19,166 sqft (0.44 acres)
Garage Type	Attached
Garage Area	420 sqft
Parking Spaces	2 Parking Spaces

Exterior Amenities

Porch	Slab
Porch Area	167 sqft
Deck Area	417 sqft
Patio Area	417 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	HVAC
Heating Fuel	Electric
Sewer	Municipal
Water Source	Commercial

Location & Zoning

Street Address	112 JOY AVE
City	LEOLA
State	PA
Zip	17540-1429
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R-1
Legal Description	112 JOY AVE
Legal Lot Number	3
Jurisdiction	LANCASTER PA
Township / Civil Division	UPPER LEACOCK
Census Block Group	1
Census Block	1011
Census Tract	13102

Owner

112 Joy Ave is owner-occupied and held in a trust since November 2023.

Source: Lancaster County records, as of May 27, 2026

Owner of Record	2 Trust Names on File
Mailing Address	112 JOY AVE, LEOLA, PA 17540-1429
Occupancy	Owner Occupied
Owner Type	Company
Vesting	Trust, Family Trust

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Feb 27, 2026	Deed of Trust, Mortgage · Stand-Alone Second Mortgage ORRSTOWN BANK
Feb 23, 2026	Deed of Trust, Mortgage · Non-Conforming Investor Loan ORRSTOWN BANK
Nov 16, 2023	Intrafamily Transfer, Transfer
Sep 13, 2023	Deed of Trust, Mortgage · Unknown PEOPLES SAVINGS BANK
Aug 2, 2022	Deed of Trust, Mortgage · SBA Mortgage PEOPLES BANK
Apr 6, 2017	Deed of Trust, Mortgage · Line of Credit PNC BANK NA
Jul 31, 2020	Deed, Transfer · Conventional Mortgage MEMBERS 1ST FCU

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jul 31, 2020 · Amount on File
Deed Sale	Jul 31, 2020 · Amount on File
Deed Document Number	20206536497
Last Transfer Date	Nov 14, 2023
Transfer Doc	0006761558
Record Updated	Oct 29, 2026

February 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	LANCASTER PA
Property Address	112 JOY AVE, LEOLA, PA 17540-1429
Transaction Type	Mortgage
Record Updated	Mar 11, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	112 JOY AVE, LEOLA, PA 17540-1429

Mortgage

Document Number	20260007829
Date	Feb 27, 2026
Instrument	20260007829

Lender

Name	ORRSTOWN BANK
Type	Bank
Address	HARRISBURG, PA 17111

Agreement

Type	Stand-Alone Second Mortgage
Amount	Amount on Record

Interest

Rate Type	Adjustable Rate

February 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	LANCASTER PA
Property Address	112 JOY AVE, LEOLA, PA 17540-1429
Transaction Type	Mortgage
Record Updated	Mar 5, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	112 JOY AVE, LEOLA, PA 17540-1429

Mortgage

Document Number	20260007020
Date	Feb 23, 2026
Instrument	20260007020

Lender

Name	ORRSTOWN BANK
Type	Bank
Address	HARRISBURG, PA 17111

Agreement

Type	Non-Conforming Investor Loan
Amount	Amount on Record

November 2023: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	LANCASTER PA
Recording Date	Nov 16, 2023
Property Address	112 JOY AVE, LEOLA, PA 17540-1429
Document Number	0006761558
Map Reference	MB J-161 PG 13
Instrument Date	Nov 14, 2023
Instrument	6761558
Transaction Type	Transfer
Record Updated	Dec 4, 2023

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name
Address	112 JOY AVE, LEOLA, PA 17540-1429

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Family Trust
Address	112 JOY AVE, LEOLA, PA 17540-1429

September 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	LANCASTER PA
Property Address	112 JOY AVE, LEOLA, PA 17540-1429
Transaction Type	Mortgage
Record Updated	Sep 22, 2023

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0006752924
Date	Sep 13, 2023
Instrument	6752924

Lender

Name	PEOPLES SAVINGS BANK
Type	Bank

Agreement

Type	Unknown
Amount	Amount on Record

August 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	LANCASTER PA
Property Address	112 JOY AVE, LEOLA, PA 17540-1429
Transaction Type	Mortgage
Record Updated	Aug 15, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	112 JOY AVE, LEOLA, PA 17540-1429

Mortgage

Document Number	0006695855
Date	Aug 2, 2022
Instrument	6695855

Lender

Name	PEOPLES BANK
Type	Bank
Address	YORK, PA 17402

Agreement

Type	SBA Mortgage
Amount	Amount on Record

April 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	LANCASTER PA
Property Address	112 JOY AVE, LEOLA, PA 17540-1429
Transaction Type	Mortgage
Record Updated	Feb 5, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0006326297
Date	Apr 6, 2017
Instrument	6326297

Lender

Name	PNC BANK NA
Type	Bank
Address	PITTSBURGH, PA 15222

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	120 Months
Due	Apr 5, 2027

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

July 2020: Deed, Transfer

Document Type	Deed
Jurisdiction	LANCASTER PA
Recording Date	Jul 31, 2020
Property Address	112 JOY AVE, LEOLA, PA 17540-1429
Document Number	0006536497
Map Reference	MB J-161 PG 13
Instrument Date	Jun 22, 2020
Instrument	6536497
Transaction Type	Transfer
Record Updated	Mar 21, 2022
Title Company	REGAL ABSTRACT LANCASTER

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	112 JOY AVE, LEOLA, PA 17540-1429

Mortgage

Document Number	0006536498
Date	Jul 31, 2020
Instrument	6536498

Lender

Name	MEMBERS 1ST FCU
Type	Credit Union

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Aug 1, 2050

Tax Assessment & Valuation

The 2025 property tax bill for 112 Joy Ave was $5,770, up 1.9% from the year before.

Source: Lancaster County assessment roll, as of May 27, 2026

Property Jurisdictions

Type	Name
State	Pennsylvania
County	Lancaster County
County Subdivision	Upper Leacock Township
Unified School District	Conestoga Valley School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$283,300 Land $73,200 Building $210,100	$283,300 Land $73,200 Building $210,100
2025	$5,770.00 (+1.93%)
2024	$5,661.00 (+4.74%)	$283,300 (-) Land $73,200 Building $210,100
2023	$5,405.00 Homeowner's exemption	$283,300 Land $73,200 Building $210,100
2018			$283,300 Land $73,200 Building $210,100

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 112 Joy Ave in Zone X, an area of minimal flood risk, though there have been 1 flood claim nearby since 2021.

Source: FEMA National Flood Hazard Layer, effective June 10, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	4 in force
Nearby Flood Claims	1 (2021)
Claims Outside the SFHA	1 of 1
Most Recent Claim	Sep 2021 · river or lake flooding

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 112 Joy Ave is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 94% of the US · lower than 94% of Pennsylvania
Wildfire Likelihood	Under 0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	UPPER LEACOCK TOWNSHIP serves 7,734 people · EPA ID PA7360140
Water Source	Purchased surface water from CITY OF LANCASTER
Last State Inspection	Nov 2023
Lead	2 ppb (2025) action level 15 ppb

Violations Reported to EPA

Water Quality	Total trihalomethanes resolved · Apr 2022 Treatment failure resolved · Dec 2018
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 183 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Frontier Fiber	7,000 / 7,000
Xfinity Cable	2,000 / 250
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20

May also be available: Upward Broadband.

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