112 Jones St, Panama, OK 74951 Property Records

Le Flore County property record for 112 Jones St, Panama, OK 74951

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,236 sqft · built 1984
Lot Size	0.17 acres (7,405 sqft)
Owner	Individual Name on Record
Last Sale	$58,000 (Mar 2011)
Tax Bill	$1,060 (2025)
Deeds & Mortgages	Sep 2023 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`25784`

Property Details

APN / Parcel Number

Primary APN	`25784`
Alternative APN	`N001-00-120-000-0-002-00`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Total Rooms	8 Rooms
Stories	1 Story
Building Area	1,236 sqft Living Area
1st Floor Area	1,132 sqft

Exterior

Year Built	Built 1984
Effective Year Built	Effective 1984
Architectural Style	Traditional
Exterior Material	Brick Veneer
Foundation Type	Concrete
Roof Type	Gable
Roof Material	Metal
Lot Area	7,405 sqft (0.17 acres)
Garage Type	Attached
Garage Area	220 sqft
Porch	Slab
Porch Area	308 sqft
Patio Area	240 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central

Location & Zoning

Account Number	25784
Street Address	112 JONES ST
City	PANAMA
State	OK
Zip	74951
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R1
Legal Description	PANAMA HICKMAN ADD BLK 120 E75 OF S100 LOT 3 B1400 P764 B1411 P146 B1795 P166
Legal Range	25E
Legal Township	8N
Legal Section	16
Legal Subdivision	PANAMA MAIN TOWN
Legal Block	120
Legal Lot Number	3,B1400
Jurisdiction	LE FLORE OK
Township / Civil Division	PANAMA-BOKOSHE
Census Block Group	2
Census Block	2034
Census Tract	40301

Owner

Source: Le Flore County records, as of September 23, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	Individual Name on Record
Mailing Address	PO BOX 1261, PANAMA, OK 74951-1261
Owner Type	Individual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Mar 18, 2011 · Amount on Record
Deed Sale	Mar 18, 2011 · Amount on Record
Deed Document Number	20111888
Deed Book / Page	1795 / 166
Record Updated	Oct 29, 2026

September 2023: Personal Representative Deed, Transfer

Document Type	Personal Representative Deed
Jurisdiction	LE FLORE OK
Recording Date	Sep 1, 2023
Property Address	112 JONES ST, PANAMA, OK 74951
Document Number	0022340641
Book / Page	2234 / 641
Instrument Date	Aug 31, 2023
Instrument	6450
Transaction Type	Transfer
Record Updated	Dec 4, 2023
Title Company	SCA TITLE LLC

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$180.00
Amount Accuracy	Full Amount Stated

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	PO BOX 1261, PANAMA, OK 74951-1261
Investor	Possibly a Property Investor

Mortgage

Document Number	0022340642
Date	Sep 1, 2023
Book Page	2234/642
Instrument	6451

Lender

Name	NEW AMERICAN FUNDING
Type	Lending Institution
Address	TUSTIN, CA 92780

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Sep 1, 2053

Tax Assessment & Valuation

Source: Le Flore County assessment roll, as of January 16, 2026

Property Jurisdictions

Type	Name
State	Oklahoma
County	Le Flore County
Municipality	Panama Town
Unified School District	Panama Public Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$11,848 (+1.15%) Land $1,058 Building $10,790	$107,711 (+1.15%) Land $9,621 Building $98,090
2025	$1,060.00 (+92.73%)	$11,713 (+96.59%) Land $825 Building $10,888	$106,485 (+96.61%) Land $7,500 Building $98,985
2023	$550.00	$5,958 Land $825 Building $5,133	$54,160 Land $7,500 Building $46,660

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective August 16, 2012 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	2 in force
Nearby Flood Claims	1 (2017)
Claims Outside the SFHA	1 of 1
Most Recent Claim	Oct 2017 · other causes

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	High above 74% of the US · above 42% of Oklahoma
Wildfire Likelihood	0.5% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	PANAMA PWA serves 1,400 people · EPA ID OK3004016
Water Source	Purchased surface water from POTEAU VALLEY IMPROVEMENT AUTHORITY
Last State Inspection	Sep 2023
Also Mapped Here	LEFLORE CO. RWD #14
Lead	Under 1 ppb (2026–2028) action level 15 ppb

Violations Reported to EPA

Water Quality	Total trihalomethanes not recorded as resolved · Apr 2026
Treatment and Procedure	None last 10 years
Monitoring and Reporting	2 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 125 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Dobson Fiber Fiber	1,000 / 1,000
Circle B Wireless Fixed Wireless	400 / 100
Verizon Fixed Wireless	300 / 20

May also be available: 360 Broadband.

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