Rutherford County property record for 112 John Smith Rd, Rutherfordton, NC 28139
| Property Type | Single Family Home |
|---|---|
| Details | 5 bd · 2 ba · 1,418 sqft · built 1900 |
| Lot Size | 8.56 acres (372,874 sqft) |
| Owner | Individual Name on File |
| Last Sale | $475,500 (Sep 2021) |
| Tax Bill | $1,646 (2022) |
| Deeds & Mortgages | Sep 2021 Sale Jul 2020 Sale & Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 1210653 |
| Primary APN | 1210653 |
|---|---|
| Alternative APN |
|
| Bedrooms | 5 Beds |
|---|---|
| Full Baths | 2 Baths |
| Stories | 1 Story |
| Building Area | 1,418 sqft Heated Area |
| Basement Area | 582 sqft |
| Finished Basement | 582 sqft |
| Flooring | Wood |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1900 |
|---|---|
| Effective Year Built | Effective 1998 |
| Exterior Material | Wood Siding |
| Foundation Type | Block |
| Roof Type | Gable |
| Roof Material | Asphalt |
| Lot Area | 372,874 sqft (8.56 acres) |
| Porch | Open Porch |
| Porch Area | 376 sqft |
| Cooling System | Fan Cooling |
|---|---|
| Heating System | Heat Pump |
| Account Number | 20436 |
|---|---|
| Street Address | 112 JOHN SMITH RD |
| City | RUTHERFORDTON |
| State | NC |
| Zip | 28139-9211 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | SFR-2 |
| Legal Description | GPIN:1519155369920000; RES JOHN SMITH ROAD |
| Legal Block | 1 |
| Legal Lot Number | 34 |
| Jurisdiction | RUTHERFORD NC |
| Township / Civil Division | RUTHERFORDTON |
| Census Block Group | 1 |
| Census Block | 1013 |
| Census Tract | 960503 |
112 John Smith Rd is owned and occupied by an individual who bought it in September 2021.
Source: Rutherford County records, as of September 13, 2023
| Owner of Record | Individual Name on File |
|---|---|
| Co-owner | Co-owner on File |
| Mailing Address | 112 JOHN SMITH RD, RUTHERFORDTON, NC 28139-9211 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Sep 9, 2021 | Warranty Deed, Transfer |
| Jul 13, 2020 | Warranty Deed, Transfer · Conventional Mortgage AMCAP MORTGAGE LTD |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Sep 9, 2021 · Amount on File |
| Deed Sale | Sep 9, 2021 · Amount on File |
| Prior Sale | Jul 13, 2020 · Amount on File |
| Deed Document Number | 0020504964 |
| Deed Book / Page | 2050 / 4964 |
| Record Updated | Jun 7, 2026 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | RUTHERFORD NC |
| Recording Date | Sep 9, 2021 |
| Property Address | 112 JOHN SMITH RD, RUTHERFORDTON, NC 28139-9211 |
| Document Number | 0020504964 |
| Book / Page | 2050 / 4964 |
| Instrument Date | Sep 9, 2021 |
| Transaction Type | Transfer |
| Record Updated | Oct 21, 2022 |
| Amount | Amount on Record |
|---|---|
| Tax | $951.00 |
| Amount Accuracy | Rounded by County |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 112 JOHN SMITH RD, 112, RUTHERFORDTON, NC 28139-9211 |
| Name | Verified Name |
|---|---|
| Address | 112 JOHN SMITH RD, RUTHERFORDTON, NC 28139-9211 |
| Investor | Possibly a Property Investor |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | RUTHERFORD NC |
| Recording Date | Jul 13, 2020 |
| Property Address | 112 JOHN SMITH RD, RUTHERFORDTON, NC 28139-9211 |
| Document Number | 0020343643 |
| Book / Page | 2034 / 3643 |
| Instrument Date | Jul 13, 2020 |
| Transaction Type | Transfer |
| Record Updated | Oct 21, 2022 |
| Amount | Amount on Record |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $756.00 |
| Amount Accuracy | Rounded by County |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | PO BOX 308, RUTHERFORDTON, NC 28139-0308 |
| Name | Verified Name |
|---|---|
| Address | 112 JOHN SMITH RD, RUTHERFORDTON, NC 28139-9211 |
| Document Number | 0020343657 |
|---|---|
| Date | Jul 13, 2020 |
| Instrument | 2034/3657 |
| Name | AMCAP MORTGAGE LTD |
|---|---|
| Type | Mortgage Company |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 361 Months |
| Due | Aug 1, 2050 |
Source: Rutherford County assessment roll, as of January 1, 2023
| Type | Name |
|---|---|
| State | North Carolina |
| County | Rutherford County |
| Unified School District | Rutherford County Schools (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2023 | $310,200 Land $40,200 Building $270,000 | $310,200 Land $40,200 Building $270,000 | |
| 2022 | $1,646.00 | ||
| 2021 | $1,646.00 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 112 John Smith Rd in Zone X, an area of minimal flood risk.
Source: FEMA National Flood Hazard Layer, effective April 18, 2014
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
Values are read at the parcel center point; lenders make the official flood determination.
Wildfire risk around 112 John Smith Rd is moderate, ranking above 51% of the US, with a 0.09% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Moderate above 51% of the US · above 72% of North Carolina |
|---|---|
| Wildfire Likelihood | 0.09% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | BROAD RIVER WATER AUTHORITY serves 19,136 people · EPA ID NC0181035 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Aug 2025 |
| Lead | Under 1 ppb (2026–2028) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 46 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Vyve Broadband Cable | 2,000 / 50 |
May also be available: Pangaea Internet, Verizon.
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