Madison County property record for 112 Jemima Dr, Richmond, KY 40475
| Property Type | Single Family Home |
|---|---|
| Details | 3,543 sqft |
| Lot Size | 0.8 acres (34,870 sqft) |
| Owner | 2 Individual Names on Record |
| Last Sale | $378,000 (Mar 2026) |
| Tax Bill | $2,216 (2025) |
| Deeds & Mortgages | Oct 2017 Line of Credit Oct 2018 Mortgage + 7 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 0041-0000-0111 |
| Primary APN | 0041-0000-0111 |
|---|---|
| Alternative APNs |
|
| Stories | 2 Stories |
|---|---|
| Building Area | 3,543 sqft Living Area |
| Exterior Material | Brick Veneer |
|---|---|
| Lot Area | 34,870 sqft (0.8 acres) |
| Garage Type | Attached |
| Garage Area | 506 sqft |
| Parking Spaces | 2 Parking Spaces |
| Porch | Slab |
| Porch Area | 182 sqft |
| Account Number | 48211 |
|---|---|
| Street Address | 112 JEMIMA DR |
| City | RICHMOND |
| State | KY |
| Zip | 40475-9449 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | TATES CREEK EST LOT 61 BLK B |
| Legal Subdivision | TATES CREEK |
| Legal Block | B |
| Legal Lot Number | 61 |
| Jurisdiction | MADISON KY |
| Township / Civil Division | RICHMOND |
| Census Block Group | 1 |
| Census Block | 1019 |
| Census Tract | 10701 |
Source: Madison County records, as of July 1, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on Record |
|---|---|
| Mailing Address | 112 JEMIMA DR, RICHMOND, KY 40475-9449 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Vesting | Remainderman |
| Date | Document |
|---|---|
| Oct 3, 2017 | Deed of Trust, Mortgage · Line of Credit US BANK NA |
| Oct 17, 2018 | Deed of Trust, Mortgage · Commercial Mortgage KENTUCKY BANK |
| Apr 1, 2020 | Deed of Trust, Mortgage · Conventional Mortgage KENTUCKY BANK |
| Apr 28, 2023 | Deed of Trust, Mortgage · Line of Credit STOCK YARDS BANK & TRUST CO |
| Apr 2, 2025 | Deed of Trust, Mortgage · Conventional Mortgage STOCK YARDS BANK & TRUST CO |
| Mar 10, 2006 | Deed of Trust, Mortgage · Line of Credit US BANK NA ND |
| Mar 26, 2026 | Warranty Deed, Construction Loan · Construction Mortgage JPMORGAN CHASE BANK NA |
| Jun 26, 2020 | Deed, Transfer |
| Aug 14, 2018 | Deed, Transfer · Conventional Mortgage KENTUCKY BANK |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Mar 26, 2026 · Amount on Record |
| Deed Sale | Mar 26, 2026 · Amount on Record |
| Prior Sale | Aug 14, 2018 · Amount on Record |
| Deed Document Number | 202614332340 |
| Deed Book / Page | 880 / 552 |
| Record Updated | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | MADISON KY |
| Property Address | 112 JEMIMA DR, RICHMOND, KY 40475-9449 |
| Transaction Type | Mortgage |
| Record Updated | Apr 10, 2026 |
| Name | Verified Name |
|---|
| Document Number | M01767/568 |
|---|---|
| Date | Oct 3, 2017 |
| Book Page | M01767/568 |
| Instrument | 2013965722 |
| Name | US BANK NA |
|---|---|
| Type | Bank |
| Address | CINCINNATI, OH 45202 |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Term | 359 Months |
| Due | Sep 15, 2047 |
| Rate Type | Adjustable Rate |
|---|---|
| Change Frequency | Monthly |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | MADISON KY |
| Property Address | 112 JEMIMA DR, RICHMOND, KY 40475-9449 |
| Transaction Type | Mortgage |
| Record Updated | Apr 10, 2026 |
| Name | Verified Name |
|---|
| Document Number | M01829/577 |
|---|---|
| Date | Oct 17, 2018 |
| Book Page | M01829/577 |
| Instrument | 2013983456 |
| Name | KENTUCKY BANK |
|---|---|
| Type | Bank |
| Address | RICHMOND, KY 40475 |
| Type | Commercial Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 240 Months |
| Due | Oct 2, 2038 |
| Rate Type | Adjustable Rate |
|---|---|
| Change Frequency | Monthly |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | MADISON KY |
| Property Address | 112 JEMIMA DR, RICHMOND, KY 40475-9449 |
| Transaction Type | Mortgage |
| Record Updated | Apr 10, 2026 |
| Name | Verified Name |
|---|
| Document Number | M01929/136 |
|---|---|
| Date | Apr 1, 2020 |
| Book Page | M01929/136 |
| Instrument | 2014009705 |
| Name | KENTUCKY BANK |
|---|---|
| Type | Bank |
| Address | PARIS, KY 40362 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 180 Months |
| Due | Apr 1, 2035 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | MADISON KY |
| Property Address | 112 JEMIMA DR, RICHMOND, KY 40475-9449 |
| Transaction Type | Mortgage |
| Record Updated | Apr 10, 2026 |
| Name | Verified Name |
|---|---|
| Address | 112 JEMIMA DR, RICHMOND, KY 40475-9449 |
| Document Number | 0M2230/290 |
|---|---|
| Date | Apr 28, 2023 |
| Book Page | M2230/290 |
| Instrument | 2014142368 |
| Name | STOCK YARDS BANK & TRUST CO |
|---|---|
| Type | Bank |
| Address | LOUISVILLE, KY 40232 |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Rate Type | Adjustable Rate |
|---|---|
| Change Frequency | Monthly |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | MADISON KY |
| Property Address | 112 JEMIMA DR, RICHMOND, KY 40475-9449 |
| Transaction Type | Mortgage |
| Record Updated | Apr 10, 2026 |
| Name | Verified Name |
|---|---|
| Address | 112 JEMIMA DR, RICHMOND, KY 40475-9449 |
| Document Number | 0M2368/632 |
|---|---|
| Date | Apr 2, 2025 |
| Book Page | M2368/632 |
| Instrument | 2014253037 |
| Name | STOCK YARDS BANK & TRUST CO |
|---|---|
| Type | Bank |
| Address | LOUISVILLE, KY 40223 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Apr 1, 2055 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | MADISON KY |
| Property Address | 112 JEMIMA DR, RICHMOND, KY 40475-9449 |
| Transaction Type | Mortgage |
| Record Updated | Apr 10, 2026 |
| Name | Verified Name |
|---|
| Document Number | 0M1090/386 |
|---|---|
| Date | Mar 10, 2006 |
| Book Page | M1090/386 |
| Instrument | 364014 |
| Name | US BANK NA ND |
|---|---|
| Type | Bank |
| Address | FARGO, ND 58103 |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Term | 298 Months |
| Due | Jan 24, 2031 |
| Rate Type | Adjustable Rate |
|---|---|
| Change Frequency | Monthly |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | MADISON KY |
| Recording Date | Mar 26, 2026 |
| Property Address | 112 JEMIMA DR, RICHMOND, KY 40475-9449 |
| Document Number | 00D880/552 |
| Book / Page | D880 / 552 |
| Map Reference | CAB 6 SL 152 |
| Instrument Date | Mar 24, 2026 |
| Instrument | 2014332340 |
| Transaction Type | Construction Loan |
| Record Updated | Apr 10, 2026 |
| Title Company | SPRINGDALE TITLE LLC |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $378.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 4030 TATES CREEK RD # RD1152, RD1152, LEXINGTON, KY 40517-3073 |
| Name | Verified Name |
|---|---|
| Relationship | Right of Survivorship |
| Address | 112 JEMIMA DR, RICHMOND, KY 40475-9449 |
| Document Number | 2014332346 |
|---|---|
| Date | Mar 26, 2026 |
| Instrument | 2014332346 |
| Name | JPMORGAN CHASE BANK NA |
|---|---|
| Type | Bank |
| Type | Construction Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Apr 1, 2056 |
| Document Type | Deed |
|---|---|
| Jurisdiction | MADISON KY |
| Recording Date | Jun 26, 2020 |
| Property Address | 112 JEMIMA DR, RICHMOND, KY 40475-9449 |
| Document Number | D00789/666 |
| Book / Page | D00789 / 666 |
| Map Reference | MB 11 PG 199 |
| Instrument Date | Jun 22, 2020 |
| Instrument | 2014014690 |
| Transaction Type | Transfer |
| Record Updated | Dec 17, 2021 |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | No Consideration Stated |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 352 HIGHLAND LAKES DR, 352, RICHMOND, KY 40475-3832 |
| Name | Verified Name |
|---|---|
| Address | 112 JEMIMA DR, RICHMOND, KY 40475-9449 |
| Document Type | Deed |
|---|---|
| Jurisdiction | MADISON KY |
| Recording Date | Aug 14, 2018 |
| Property Address | 112 JEMIMA DR, RICHMOND, KY 40475-9449 |
| Document Number | D00763/293 |
| Book / Page | D00763 / 293 |
| Map Reference | CAB6 SL152 |
| Instrument Date | Aug 13, 2018 |
| Instrument | 2013980259 |
| Transaction Type | Transfer |
| Record Updated | Dec 17, 2021 |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $199.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 3617 HARTLAND PARKSIDE PL, 3617, LEXINGTON, KY 40515-1295 |
| Name | Verified Name |
|---|---|
| Address | 112 JEMIMA DR, RICHMOND, KY 40475-9449 |
| Document Number | 2013980260 |
|---|---|
| Date | Aug 14, 2018 |
| Instrument | 2013980260 |
| Name | KENTUCKY BANK |
|---|---|
| Type | Bank |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Sep 1, 2048 |
Source: Madison County assessment roll, as of December 9, 2025
| Type | Name |
|---|---|
| State | Kentucky |
| County | Madison County |
| Unified School District | Madison County School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $2,216.00 (+14.82%) | $235,000 (+18.09%) | $235,000 (+18.09%) |
| 2023 | $1,930.00 | $199,000 | $199,000 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective December 21, 2017
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
Values are read at the parcel center point; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · lower than 63% of Kentucky |
|---|---|
| Wildfire Likelihood | 0.04% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | MADISON CO UTILITIES DISTRICT serves 25,120 people · EPA ID KY0760224 |
|---|---|
| Water Source | Purchased surface water from RICHMOND UTILITIES |
| Last State Inspection | Nov 2024 |
| Lead | Under 1 ppb (2022–2024) action level 15 ppb |
| Water Quality | E. coli resolved · Jun 2019 |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 37 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Metronet Fiber | 5,120 / 5,120 |
| AT&T Fiber | 5,000 / 5,000 |
| Spectrum Cable | 1,000 / 1,000 |
| Verizon Fixed Wireless | 300 / 20 |
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