112 Jefferson St, Berlin, MD 21811 Property Records

Worcester County property record for 112 Jefferson St, Berlin, MD 21811

Property Summary

Property Type	Single Family Home
Details	2 ba · 1,776 sqft · built 1900
Lot Size	0.161 acres (7,012 sqft)
Owner	Individual Name on File
Last Sale	$198,000 (Jun 2018)
Tax Bill	$3,601 (2026)
Deeds & Mortgages	Jul 2023 Line of Credit Mar 2020 Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`03-028917`

Property Details

APN / Parcel Number

Primary APN	`03-028917`
Alternative APN	`028917`

Interior

Full Baths	2 Baths
Half Baths	1 Half Bath
Stories	2 Stories
Building Area	1,776 sqft Total Area

Exterior

Year Built	Built 1900
Effective Year Built	Effective 1900
Exterior Material	Other
Roof Material	Composition Shingle
Lot Area	7,012 sqft (0.161 acres)
Lot Depth	1 ft Depth
Deck Area	156 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Forced Air with A/C
Sewer	Connected

Location & Zoning

Account Number	028917
Street Address	112 JEFFERSON ST
City	BERLIN
State	MD
Zip	21811-1451
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R-3
Legal Description	7,012 SQ FT E SIDE 112 JEFFERSON X WASHINGTON STREETS
Legal Subdivision	SURVEY FOR LISA ULM
Jurisdiction	WORCESTER MD
Township / Civil Division	3, SINEPUXENT
Census Block Group	1
Census Block	1045
Census Tract	951000

Owner

112 Jefferson St is owned and occupied by an individual who bought it in June 2018.

Source: Worcester County records, as of October 9, 2026

Owner of Record	Individual Name on File
Mailing Address	112 JEFFERSON ST, BERLIN, MD 21811-1451
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Jul 20, 2023	Deed of Trust, Mortgage · Line of Credit HEBRON SAVINGS BANK
Mar 6, 2020	Deed of Trust, Mortgage · Conventional with PMI PRIME LNDG
Jun 12, 2018	Grant Deed, Transfer PRIME LNDG

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Jun 12, 2018 · Amount on File
Deed Sale	Jun 12, 2018 · Amount on File
Prior Sale	Sep 10, 1990 · Amount on File
Deed Book / Page	7229 / 365
Record Updated	Oct 29, 2026

July 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	WORCESTER MD
Property Address	112 JEFFERSON ST, BERLIN, MD 21811-1451
Transaction Type	Mortgage
Record Updated	Aug 4, 2023

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	112 JEFFERSON ST, BERLIN, MD 21811-1451

Mortgage

Document Number	0086080392
Date	Jul 20, 2023
Book Page	8608/392

Lender

Name	HEBRON SAVINGS BANK
Type	Bank
Address	HEBRON, MD 21830

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	300 Months
Due	Jul 10, 2048

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

March 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	WORCESTER MD
Property Address	112 JEFFERSON ST, BERLIN, MD 21811-1451
Document Number	0076160265
Instrument Date	Mar 6, 2020
Transaction Type	Mortgage
Record Updated	Jun 2, 2020
Title Company	MID-ATLANTIC TITLE AND ESCROW COMPANY, MID-ATLANTIC TITLE & ESCROW CO

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	112 JEFFERSON ST BERLIN MD 218111451, BERLIN, MD 21811-1451

Mortgage

Document Number	0076160265
Date	Mar 18, 2020
Book Page	007616/000265

Lender

Name	PRIME LNDG
Address	DALLAS, TX 75252

Agreement

Type	Conventional with PMI
Amount	Amount on Record
Term	360 Months
Due	Mar 17, 2050

June 2018: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	WORCESTER MD
Recording Date	Jun 12, 2018
Property Address	112 JEFFERSON ST, BERLIN, MD 21811-1451
Document Number	0072290365
Book / Page	007229 / 000365
Instrument Date	May 30, 2018
Transaction Type	Transfer
Record Updated	Jun 29, 2018
Title Company	MID-ATLANTIC TITLE AND ESCROW COMPANY

Transaction

Amount	Amount on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$198.00
Amount Accuracy	Confirmed
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	112 JEFFERSON ST BERLIN MD 218111451, BERLIN, MD 21811-1451

Mortgage

Document Number	72290371
Date	Jun 12, 2018
Book Page	007229/000371

Lender

Name	PRIME LNDG
Address	DALLAS, TX 75252

Agreement

Amount	Amount on Record
Term	360 Months
Due	Jun 11, 2048

Tax Assessment & Valuation

The 2026 property tax bill for 112 Jefferson St was $3,601 with a homeowner's exemption, up 2.9% from the year before.

Source: Worcester County assessment roll, as of October 6, 2026

Property Jurisdictions

Type	Name
State	Maryland
County	Worcester County
Municipality	Berlin Town
Unified School District	Worcester County Public Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$3,601.00 (+2.89%) Homeowner's exemption	$276,400	$290,200 Land $101,000 Building $189,200
2025	$3,500.00 Homeowner's exemption
2023	$3,283.00 Homeowner's exemption	$229,300	$248,800 Land $101,000 Building $147,800

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 112 Jefferson St in Zone X, an area of minimal flood risk, though there have been 13 flood claims nearby since 1992.

Source: FEMA National Flood Hazard Layer, effective June 4, 2020 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on File median of 24 individual policies
Nearby Flood Policies	27 units insured incl. 3 condo units
Nearby Flood Claims	13 (1992–2020)
Claims Outside the SFHA	12 of 13
Most Recent Claim	Jul 2020 · rainfall accumulation
Claims by Event	Hurricane Sandy, Oct 2012 · 3 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 112 Jefferson St is low, with a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 41% of Maryland
Wildfire Likelihood	0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	TOWN OF BERLIN serves 4,500 people · EPA ID MD0230001
Water Source	Groundwater
Last State Inspection	Nov 2025
Lead	5 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 299 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250
T-Mobile Fixed Wireless	100 / 20

May also be available: Verizon.

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