Fluvanna County property record for 112 Jefferson Dr, Palmyra, VA 22963
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 2 ba · 1,176 sqft · built 1986 |
| Lot Size | 0.344 acres (14,985 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $234,900 (Jan 2021) |
| Tax Bill | $2,317 (2025) |
| Deeds & Mortgages | Jan 2021 Sale & Mortgage Jul 2017 Sale & Mortgage + 1 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 18A 3 93 |
| Primary APN | 18A 3 93 |
|---|---|
| Alternative APN |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2 Baths |
| Total Rooms | 5 Rooms |
| Stories | 1 Story |
| Building Area | 1,176 sqft Living Area |
| Gross Area | 2,540 sqft |
| 1st Floor Area | 1,176 sqft |
| Basement Area | 1,176 sqft |
| Finished Basement | 400 sqft |
| Flooring | Carpet |
| Interior Walls | Wallboard/Drywall |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1986 |
|---|---|
| Effective Year Built | Effective 2000 |
| Exterior Material | Wood Siding |
| Roof Type | Gable |
| Roof Material | Composition Shingle |
| Lot Area | 14,985 sqft (0.344 acres) |
| Terrain | Rolling |
| View / Lot | Corner |
| Porch | Porch |
|---|---|
| Porch Area | 48 sqft |
| Deck Area | 140 sqft |
| Shed | 1 Shed |
| Cooling System | HVAC |
|---|---|
| Heating System | Heat Pump |
| Heating Fuel | Electric |
| Sewer | Municipal |
| Water Source | Commercial |
| Account Number | 2974 |
|---|---|
| Street Address | 112 JEFFERSON DR |
| City | PALMYRA |
| State | VA |
| Zip | 22963-2108 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | R-4 |
| Legal Description | INST 210000236 MONTPELIER-3 LOT 93 15,000 SF |
| Legal Subdivision | LAKE MONTICELLO |
| Legal Block | 9 |
| Legal Lot Number | 93 |
| Jurisdiction | FLUVANNA VA |
| Township / Civil Division | RIVANNA |
| Census Block Group | 1 |
| Census Block | 1001 |
| Census Tract | 20103 |
112 Jefferson Dr is owned and occupied by two individuals who bought it in January 2021.
Source: Fluvanna County records, as of June 25, 2026
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 112 JEFFERSON DR, PALMYRA, VA 22963-2108 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Jan 15, 2021 | Deed, Transfer · Conventional Mortgage WATERSTONE MORTGAGE |
| Jul 6, 2017 | Deed, Transfer · Conventional Mortgage VIRGINIA CU INC |
| Mar 17, 2017 | Quit Claim Deed, Foreclosure Quitclaim |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Jan 15, 2021 · Amount on File |
| Deed Sale | Jan 15, 2021 · Amount on File |
| Prior Sale | Jul 6, 2017 · Amount on File |
| Deed Document Number | 2021236 |
| Record Updated | Sep 20, 2026 |
| Document Type | Deed |
|---|---|
| Jurisdiction | FLUVANNA VA |
| Recording Date | Jan 15, 2021 |
| Property Address | 112 JEFFERSON DR, PALMYRA, VA 22963-2108 |
| Document Number | 0210000236 |
| Map Reference | DB 80 PG 37 |
| Instrument Date | Jan 5, 2021 |
| Instrument | 210000236 |
| Transaction Type | Transfer |
| Record Updated | Jun 13, 2023 |
| Title Company | STEWART TITLE GUARANTY CO |
| Amount | Amount on Record |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $235.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 112 JEFFERSON DR, PALMYRA, VA 22963-2108 |
| Document Number | 0210000237 |
|---|---|
| Date | Jan 15, 2021 |
| Instrument | 210000237 |
| Name | WATERSTONE MORTGAGE |
|---|---|
| Type | Mortgage Company |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | Feb 1, 2051 |
| Rate Type | Fixed Rate |
|---|
| Document Type | Deed |
|---|---|
| Jurisdiction | FLUVANNA VA |
| Recording Date | Jul 6, 2017 |
| Property Address | 112 JEFFERSON DR, PALMYRA, VA 22963-2108 |
| Document Number | 1702161 |
| Map Reference | PB 80 PG 37 |
| Instrument Date | Jun 22, 2017 |
| Instrument | 1702161 |
| Transaction Type | Transfer |
| Record Updated | Jun 29, 2021 |
| Title Company | STEWART TITLE |
| Amount | Amount on Record |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $0.00 |
| Amount Accuracy | Calculated from Transfer Tax |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 112 JEFFERSON DR, PALMYRA, VA 22963-2108 |
| Document Number | 1702162 |
|---|---|
| Date | Jul 6, 2017 |
| Instrument | 1702162 |
| Name | VIRGINIA CU INC |
|---|
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Rate Type | Fixed Rate |
|---|
| Document Type | Quit Claim Deed |
|---|---|
| Jurisdiction | FLUVANNA VA |
| Recording Date | Mar 17, 2017 |
| Property Address | 112 JEFFERSON DR, PALMYRA, VA 22963-2108 |
| Document Number | 1700840 |
| Map Reference | PB 80 PG 37 |
| Instrument Date | Apr 29, 2016 |
| Instrument | 1700840 |
| Transaction Type | Foreclosure |
| Record Updated | Jun 29, 2021 |
| Tax | $0.00 |
|---|---|
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 2401 NW 23RD ST STE 1D, 1D, OKLAHOMA CITY, OK 73107-2420 |
The 2025 property tax bill for 112 Jefferson Dr was $2,317.
Source: Fluvanna County assessment roll, as of June 25, 2026
| Type | Name |
|---|---|
| State | Virginia |
| County | Fluvanna County |
| Unified School District | Fluvanna County Public Schools (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $307,000 (-) Land $30,000 Building $277,000 | $307,000 (-) Land $30,000 Building $277,000 | |
| 2025 | $2,317.00 | $307,000 Land $30,000 Building $277,000 | $307,000 Land $30,000 Building $277,000 |
| 2023 | $202,900 Land $30,000 Building $172,900 | $202,900 Land $30,000 Building $172,900 | |
| 2022 | $1,712.00 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 112 Jefferson Dr in Zone X, an area of minimal flood risk.
Source: FEMA National Flood Hazard Layer, effective March 25, 2016 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 3 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 112 Jefferson Dr is low, with a 0.01% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · lower than 71% of Virginia |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | LAKE MONTICELLO private · serves 12,943 people · EPA ID VA2065480 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Aug 2025 |
| Lead | Under 1 ppb (2023–2025) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 222 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Xfinity Cable | 1,200 / 35 |
| Firefly Fiber Broadband Fiber | 1,000 / 1,000 |
| Brightspeed DSL | 140 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
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