112 Jay St, Geneva, NY 14456 Property Records

Ontario County and Geneva City property record for 112 Jay St, Geneva, NY 14456

Property Summary

Property Type	Duplex
Details	7 bd · 3.5 ba · 6,670 sqft · built 1862
Lot Size	2.49 acres (108,625 sqft)
Owner	2 Individual Names on Record
Tax Bill	$13,373 (2026)
Deeds & Mortgages	May 2021 Refinance Jun 2020 Line of Credit + 1 more
APN	`320500 119.7-1-10`

Property Details

APN / Parcel Number

Primary APN	`320500 119.7-1-10`
Alternative APNs	`050011900700010100000000` `03901500`

Interior

Bedrooms	7 Beds
Full Baths	3.5 Baths
Half Baths	1 Half Bath
Stories	2 Stories
Building Area	6,670 sqft Total Area
1st Floor Area	2,649 sqft
2nd Floor Area	2,697 sqft
Upper Floors Area	1,324 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1862
Effective Year Built	Effective 1862
Architectural Style	Colonial
Exterior Material	Brick
Lot Area	108,625 sqft (2.49 acres)
Lot Dimensions	395 ft deep x 275 ft wide
Porch	Slab
Porch Area	618 sqft

Utilities, Heating & Cooling

Heating System	Hot Water
Heating Fuel	Gas
Sewer	Municipal
Water Source	Commercial

Location & Zoning

Account Number	03901500
Street Address	112 JAY ST
City	GENEVA
State	NY
Zip	14456-3212
Property Category	Residential
Property Type	Residential > Multi-Unit > Duplex
Local Zoning Code	HD
Legal Description	ASHCROFT HOUSE
Legal Block	1
Legal Lot Number	10.000
Jurisdiction	ONTARIO NY
Township / Civil Division	GENEVA
Census Block Group	2
Census Block	2016
Census Tract	51900

Historic Designation

Source: NPS National Register of Historic Places, as of August 1, 2026

Historic District	Within the South Main Street Historic District listed 1974 · 142 contributing resources · NRIS 74001286
Individually Listed	Ashcroft listed 1975 · 2 contributing resources · NRIS 75001218

Federal listing alone does not restrict alterations; local historic district rules, which this data does not cover, may apply.

Owner

Source: Ontario County and Geneva City records, as of September 23, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	112 JAY ST, GENEVA, NY 14456-3212
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
May 17, 2021	Deed of Trust, Mortgage · Stand-Alone Refinance ESL FCU
Jun 12, 2020	Deed of Trust, Mortgage · Line of Credit ESL FCU
Nov 30, 2017	Deed of Trust, Mortgage · Line of Credit EASTMAN SAVING & LOAN FCU

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Transfer Date	Apr 23, 2015
Transfer Doc	0000001337/000000011
Record Updated	Oct 29, 2026

May 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ONTARIO NY
Property Address	112 JAY ST, GENEVA, NY 14456-3212
Transaction Type	Mortgage
Record Updated	Jan 17, 2022
Title Company	E-CHICAGO TITLE, CHICAGO TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	003066/252
Date	May 17, 2021
Book Page	3066/252
Instrument	20210051701087

Lender

Name	ESL FCU
Type	Credit Union

Agreement

Type	Stand-Alone Refinance
Amount	Amount Recorded
Term	361 Months
Due	Jun 1, 2051

June 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ONTARIO NY
Property Address	112 JAY ST, GENEVA, NY 14456-3212
Transaction Type	Mortgage
Record Updated	Feb 5, 2021
Title Company	STEWART TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	2963/971
Date	Jun 12, 2020
Book Page	2963/971

Lender

Name	ESL FCU
Type	Credit Union

Agreement

Type	Line of Credit
Amount	Amount Recorded

Interest

Rate Type	Adjustable Rate

November 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ONTARIO NY
Property Address	112 JAY ST, GENEVA, NY 14456-3212
Transaction Type	Mortgage
Record Updated	Jan 25, 2019

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000002798/0000000746
Date	Nov 30, 2017
Book Page	0000002798/0000000746

Lender

Name	EASTMAN SAVING & LOAN FCU

Agreement

Type	Line of Credit
Amount	Amount Recorded

Tax Assessment & Valuation

Source: Ontario County and Geneva City assessment roll, as of April 16, 2026

Property Jurisdictions

Type	Name
State	New York
County	Ontario County
Municipality	Geneva City
Unified School District	Geneva City School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$13,373.00 (+2.74%)
2025	$13,016.00	$380,300 (+82.84%) Land $123,200 Building $257,100	$413,370 (+55.01%) Land $133,913 Building $279,457
2023		$208,000 Land $59,000 Building $149,000	$266,667 Land $75,641 Building $191,026

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer

FEMA Flood Zone	Not on file

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 97% of the US · lower than 96% of New York
Wildfire Likelihood	Under 0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	GENEVA CITY serves 13,334 people · EPA ID NY3401156
Water Source	Surface water
Last State Inspection	Aug 2024
Lead	3 ppb (2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 111 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
GoNetspeed Fiber	2,000 / 2,000
Spectrum Cable · Fiber in parts of the area	1,000 / 1,000
Empire Long Distance Fiber	1,000 / 100
CBN Fixed Wireless · not low latency	100 / 100

May also be available: Verizon.

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