112 James Sq, Roscommon, MI 48653 Property Records

Roscommon County property record for 112 James Sq, Roscommon, MI 48653

Property Summary

Property Type	Single Family Home
Details	1 ba · 2,852 sqft · built 2007
Lot Size	1.1 acres (47,916 sqft)
Owner	Individual Name on File
Last Sale	$246,000 (Feb 2018)
Tax Bill	$7,026 (2025)
Deeds & Mortgages	Oct 2023 Line of Credit Oct 2021 Refinance + 2 more
Flood Zone	Zone X (minimal risk)
APN	`004-131-018-0000`

Property Details

APN / Parcel Number

Primary APN	`004-131-018-0000`

Interior

Full Baths	1 Bath
Building Area	2,852 sqft Building Perimeter
1st Floor Area	2,362 sqft
Basement Area	1,070 sqft
Unfinished Basement	1,070 sqft

Exterior

Year Built	Built 2007
Effective Year Built	Effective 2007
Architectural Style	Ranch
Lot Area	47,916 sqft (1.1 acres)
Garage Area	908 sqft

Utilities, Heating & Cooling

Heating System	Forced Air with A/C

Location & Zoning

Street Address	112 JAMES SQ
City	ROSCOMMON
State	MI
Zip	48653-9076
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	L-1046 P-1539 (L-883P-413&L-8P-10) 243 LOT 18 BABA'S WOODS NO 2
Legal Subdivision	BABAS WOODS NO 2
Legal Lot Number	18
Jurisdiction	ROSCOMMON MI
Township / Civil Division	GERRISH
Census Block Group	1
Census Block	1090
Census Tract	970401

Owner

112 James Sq is owned by an individual who bought it in February 2018.

Source: Roscommon County records, as of June 29, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	Individual Name on File
Mailing Address	873 WATERSMEET DR, OXFORD, MI 48371-6625
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Oct 12, 2023	Deed of Trust, Mortgage · Line of Credit BANK OF AMERICA NA
Oct 27, 2021	Deed of Trust, Mortgage · Stand-Alone Refinance US BANK NA
Feb 28, 2018	Deed of Trust, Mortgage BANK OF AMERICA NA
Feb 28, 2018	Warranty Deed, Transfer

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Feb 28, 2018 · Amount on File
Deed Sale	Feb 28, 2018 · Amount on File
Prior Sale	Apr 29, 2016 · Amount on File
Deed Document Number	20181174
Deed Book / Page	1164 / 2624
Prior Transfer Date	Apr 22, 2016
Prior Transfer Doc	1158/2233
Record Updated	Sep 20, 2026

October 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ROSCOMMON MI
Property Address	112 JAMES SQ, ROSCOMMON, MI 48653-9076
Transaction Type	Mortgage
Record Updated	Nov 1, 2023

Transferred To (Grantee/Buyer)

Name	Verified Name
Investor	Possibly a Property Investor

Mortgage

Document Number	01185/1563
Date	Oct 12, 2023
Book Page	1185/1563
Instrument	202300006593

Lender

Name	BANK OF AMERICA NA
Type	Bank

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	361 Months
Due	Nov 1, 2053

Interest

Rate Type	Adjustable Rate

October 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ROSCOMMON MI
Property Address	112 JAMES SQ, ROSCOMMON, MI 48653-9076
Transaction Type	Mortgage
Record Updated	Jan 18, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	01178/1898
Date	Oct 27, 2021
Book Page	1178/1898
Instrument	202100009829

Lender

Name	US BANK NA
Type	Bank

Agreement

Type	Stand-Alone Refinance
Amount	Amount on Record
Term	349 Months
Due	Nov 1, 2050

February 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ROSCOMMON MI
Property Address	112 JAMES SQ, ROSCOMMON, MI 48653-9076
Transaction Type	Mortgage
Record Updated	Jun 24, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000001164/0000002625
Date	Feb 28, 2018
Book Page	0000001164/0000002625
Instrument	201800001175

Lender

Name	BANK OF AMERICA NA
Type	Bank

Agreement

Amount	Amount on Record
Term	359 Months
Due	Jan 1, 2048

February 2018: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	ROSCOMMON MI
Recording Date	Feb 28, 2018
Property Address	112 JAMES SQ, ROSCOMMON, MI 48653-9076
Document Number	1164/2624
Book / Page	1164 / 2624
Instrument Date	Feb 23, 2018
Instrument	201800001174
Transaction Type	Transfer
Record Updated	Jun 24, 2021

Transaction

Amount	Amount on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	873 WATERSMEET DR, OXFORD, MI 48371-6625

Tax Assessment & Valuation

The 2025 property tax bill for 112 James Sq was $7,026.

Source: Roscommon County assessment roll, as of June 29, 2026

Property Jurisdictions

Type	Name
State	Michigan
County	Roscommon County
County Subdivision	Gerrish Township
Unified School District	Roscommon Area Public Schools (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$307,600 (+11.17%)	$615,200 (+11.17%)
2025	$7,026.00	$276,700	$553,400
2023		$184,900	$369,800

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 112 James Sq in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective January 18, 2012

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Wildfire risk around 112 James Sq is low, with a 0.03% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 66% of the US · above 87% of Michigan
Wildfire Likelihood	0.03% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 117 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable	1,000 / 1,000

Cell Coverage

4G LTE (outdoors only), no 5G reported

Nearby Properties on James Sq

Nearby Streets

Search Property Records by Address or Parcel Number

Search by:

By searching, you agree to: Terms • Privacy • Disclosures