112 Jacobin Creek Dr, Gilmer, TX 75645 Property Records

Upshur County property record for 112 Jacobin Creek Dr, Gilmer, TX 75645

Property Summary

Property Type	Residential
Details	6,517 sqft · built 2021
Lot Size	1.6 acres (69,914 sqft)
Owner	2 Individual Names on Record
Tax Bill	$9,479 (2026)
Deeds & Mortgages	Nov 2023 Mortgage Aug 2022 Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`S429-S02-000-LT08`

Property Details

APN / Parcel Number

Primary APN	`S429-S02-000-LT08`
Alternative APN	`65106276`

Interior

Building Area	6,517 sqft Total Area
1st Floor Area	2,485 sqft

Exterior

Year Built	Built 2021
Effective Year Built	Effective 2021
Roof Material	Composition Shingle
Lot Area	69,914 sqft (1.6 acres)
Garage Type	Attached
Garage Area	602 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central

Location & Zoning

Account Number	S429-S02-000-LT08
Street Address	112 JACOBIN CREEK DR
City	GILMER
State	TX
Zip	75645-7990
Property Category	Residential
Property Type	Residential > Specialized > Other
Legal Description	LOT 8, CREEKSIDE SUDB S429 (A3) 1.605 ACRES (+ .103 IN ROAD) & HOUSE & SHOP
Legal Subdivision	CREEKSIDE SUB
Legal Lot Number	8
Jurisdiction	UPSHUR TX
Township / Civil Division	GILMER
Census Block Group	4
Census Block	4073
Census Tract	950400

Owner

Source: Upshur County records, as of October 20, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	2 Individual Names on Record
Mailing Address	112 JACOBIN CREEK DR, GILMER, TX 75645-7990
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Nov 9, 2023	Vendor's Lien, Transfer · Stand-Alone First Mortgage THE FIRST NATIONAL BANK OF EAST TEX
Aug 22, 2022	Vendor's Lien, Transfer · Conventional Mortgage EASTMAN CU
Oct 26, 2021	Vendor's Lien, Transfer · Conventional Mortgage MORTGAGE FINANCIAL SERVICES LLC

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Nov 9, 2023
Deed Sale	Nov 9, 2023
Prior Sale	Oct 26, 2021 · Amount on Record
Deed Document Number	20237242
Prior Transfer Date	Oct 20, 2021
Prior Transfer Doc	0202108464
Record Updated	Oct 29, 2026

November 2023: Vendor's Lien, Transfer

Document Type	Vendor's Lien
Jurisdiction	UPSHUR TX
Recording Date	Nov 9, 2023
Property Address	112 JACOBIN CREEK DR, GILMER, TX 75645-7990
Document Number	0202307242
Map Reference	VOL 5 PG 172
Instrument Date	Nov 8, 2023
Instrument	202307242
Transaction Type	Transfer
Record Updated	Dec 25, 2025

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	112 JACOBIN CREEK DR, GILMER, TX 75645-7990

Mortgage

Document Number	0202307243
Date	Nov 9, 2023
Instrument	202307243

Lender

Name	THE FIRST NATIONAL BANK OF EAST TEX
Type	Bank
Special Notes	Seller Financed

Agreement

Type	Stand-Alone First Mortgage
Amount	Amount Recorded
Term	6 Months
Due	May 8, 2024

August 2022: Vendor's Lien, Transfer

Document Type	Vendor's Lien
Jurisdiction	UPSHUR TX
Recording Date	Aug 22, 2022
Property Address	112 JACOBIN CREEK DR, GILMER, TX 75645-7990
Document Number	0202206998
Map Reference	VOL 5 PG 245
Instrument Date	Aug 19, 2022
Instrument	202206998
Transaction Type	Transfer
Record Updated	Dec 22, 2022
Title Company	NOT AVAILABLE, INSLAND TITLE OF TEXAS LLC

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	112 JACOBIN CREEK DR, GILMER, TX 75645-7990

Mortgage

Document Number	0202206999
Date	Aug 22, 2022
Instrument	202206999

Lender

Name	EASTMAN CU
Type	Credit Union
Special Notes	Seller Financed

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	241 Months
Due	Sep 1, 2042

Interest

Rate Type	Fixed Rate
Rate	5.25%
Adjustable	Adjustable Rate Rider
Type Change Date	Sep 1, 2027
Change Frequency	Annually
Min Rate At Change	3%
Max Rate At Change	10.2%
Index	1-Year CMT
Margin	3
Max Rate	10.2%

October 2021: Vendor's Lien, Transfer

Document Type	Vendor's Lien
Jurisdiction	UPSHUR TX
Recording Date	Oct 26, 2021
Property Address	112 JACOBIN CREEK DR, GILMER, TX 75645-7990
Document Number	0202108464
Map Reference	VOL 5 PG 172
Instrument Date	Oct 20, 2021
Instrument	202108464
Transaction Type	Transfer
Record Updated	Dec 22, 2022

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	112 JACOBIN CREEK DR, GILMER, TX 75645-7990

Mortgage

Document Number	0202108465
Date	Oct 26, 2021
Instrument	202108465

Lender

Name	MORTGAGE FINANCIAL SERVICES LLC
Type	Mortgage Company
Special Notes	Seller Financed

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Nov 1, 2051

Tax Assessment & Valuation

Source: Upshur County assessment roll, as of October 16, 2026

Property Jurisdictions

Type	Name
State	Texas
County	Upshur County
Unified School District	Gilmer Independent School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$9,479.00 (+24.69%) Homeowner's exemption	$626,070 (-5%) Land $34,510 Building $591,560	$626,070 (-5%) Land $34,510 Building $591,560
2025	$7,602.00 (+15.27%) Homeowner's exemption	$658,990 (+19.1%) Land $61,790 Building $597,200	$658,990 (+19.1%) Land $61,790 Building $597,200
2023		$553,330 Land $88,030 Building $465,300	$553,330 Land $88,030 Building $465,300
2022	$6,595.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective October 19, 2010 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	4 in force
Nearby Flood Claims	1 (2010)
Most Recent Claim	Apr 2010 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 45% of the US · lower than 81% of Texas
Wildfire Likelihood	0.08% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF GILMER serves 8,115 people · EPA ID TX2300002
Water Source	Groundwater
Last State Inspection	Sep 2022
Lead	Under 1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	Lead service line inventory Oct 2024
Monitoring and Reporting	2 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 73 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Etex Telephone Fiber	1,000 / 1,000
Optimum Cable	940 / 35

May also be available: Verizon.

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