Essex County and Marblehead Town property record for 112 Humphrey St, Marblehead, MA 01945
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 2 ba · 1,960 sqft · built 1977 |
| Lot Size | 0.236 acres (10,271 sqft) |
| Owner | Individual Name on Record |
| Last Sale | $609,000 (Aug 2019) |
| Tax Bill | $6,457 (2026) |
| Deeds & Mortgages | Jul 2025 Line of Credit Feb 2023 Line of Credit + 3 more |
| Flood Zone | Zone X (minimal risk) |
| APN | MARB M:0032 B:0010 L:0 |
| Primary APN | MARB M:0032 B:0010 L:0 |
|---|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2 Baths |
| Total Rooms | 6 Rooms |
| Stories | 2 Stories |
| Building Area | 1,960 sqft Living Area |
| Gross Area | 3,860 sqft |
| Basement Area | 1,120 sqft |
| Unfinished Basement | 1,120 sqft |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1977 |
|---|---|
| Effective Year Built | Effective 1977 |
| Architectural Style | Cape Cod |
| Exterior Material | Wood Siding |
| Construction Type | Frame |
| Roof Type | Gable |
| Roof Material | Asphalt |
| Lot Area | 10,271 sqft (0.236 acres) |
| Heating System | Hot Water |
|---|---|
| Heating Fuel | Oil |
| Street Address | 112 HUMPHREY ST |
|---|---|
| City | MARBLEHEAD |
| State | MA |
| Zip | 01945-1935 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | SR |
| Legal Block | 10 |
| Jurisdiction | MARBLEHEAD MA |
| Township / Civil Division | MARBLEHEAD |
| Census Block Group | 2 |
| Census Block | 2010 |
| Census Tract | 203100 |
Source: Essex County and Marblehead Town records, as of October 20, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on Record |
|---|---|
| Mailing Address | 112 HUMPHREY ST, MARBLEHEAD, MA 01945-1935 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Jul 17, 2025 | Deed of Trust, Mortgage · Line of Credit CITIZENS BANK |
| Feb 13, 2023 | Deed of Trust, Mortgage · Line of Credit CITIZENS BANK |
| Jul 15, 2022 | Deed of Trust, Mortgage · Stand-Alone Refinance CITIZENS BANK |
| Dec 13, 2021 | Quit Claim Deed, Transfer · Stand-Alone Refinance CITIZENS BANK |
| Aug 23, 2019 | Quit Claim Deed, Transfer · Stand-Alone First Mortgage CITIZENS BANK |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Aug 23, 2019 · Amount on Record |
| Deed Sale | Aug 23, 2019 · Amount on Record |
| Prior Sale | Jun 30, 2005 · Amount on Record |
| Deed Document Number | 201920190823004030 |
| Deed Book / Page | 37780 / 25 |
| Last Transfer Date | Dec 7, 2021 |
| Transfer Doc | 040567-346 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | MARBLEHEAD MA |
| Property Address | 112 HUMPHREY ST, MARBLEHEAD, MA 01945-1935 |
| Transaction Type | Mortgage |
| Record Updated | Nov 25, 2025 |
| Name | Verified Name |
|---|
| Document Number | 0042834-33 |
|---|---|
| Date | Jul 17, 2025 |
| Book Page | 42834/33 |
| Instrument | 20250717000160 |
| Name | CITIZENS BANK |
|---|---|
| Type | Bank |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Term | 301 Months |
| Due | Aug 1, 2050 |
| Rate Type | Adjustable Rate |
|---|
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | MARBLEHEAD MA |
| Property Address | 112 HUMPHREY ST, MARBLEHEAD, MA 01945-1935 |
| Transaction Type | Mortgage |
| Record Updated | Mar 3, 2023 |
| Name | Verified Name |
|---|
| Document Number | 041435-337 |
|---|---|
| Date | Feb 13, 2023 |
| Book Page | 41435/337 |
| Instrument | 20230213001760 |
| Name | CITIZENS BANK |
|---|---|
| Type | Bank |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Term | 301 Months |
| Due | Mar 1, 2048 |
| Rate Type | Adjustable Rate |
|---|
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | MARBLEHEAD MA |
| Property Address | 112 HUMPHREY ST, MARBLEHEAD, MA 01945-1935 |
| Transaction Type | Mortgage |
| Record Updated | Jul 29, 2022 |
| Name | Verified Name |
|---|
| Document Number | 041065-454 |
|---|---|
| Date | Jul 15, 2022 |
| Book Page | 41065/454 |
| Instrument | 20220715000240 |
| Name | CITIZENS BANK |
|---|---|
| Type | Bank |
| Type | Stand-Alone Refinance |
|---|---|
| Amount | Amount Recorded |
| Term | 301 Months |
| Due | Aug 1, 2047 |
| Document Type | Quit Claim Deed |
|---|---|
| Jurisdiction | MARBLEHEAD MA |
| Recording Date | Dec 13, 2021 |
| Property Address | 112 HUMPHREY ST, MARBLEHEAD, MA 01945-1935 |
| Document Number | 040567-343 |
| Book / Page | 40567 / 343 |
| Instrument Date | Dec 7, 2021 |
| Instrument | 20211213001500 |
| Transaction Type | Transfer |
| Record Updated | Dec 31, 2021 |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | No Consideration Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 112 HUMPHREY ST, MARBLEHEAD, MA 01945-1935 |
| Document Number | 040567-346 |
|---|---|
| Date | Dec 13, 2021 |
| Book Page | 40567/346 |
| Instrument | 20211213001510 |
| Name | CITIZENS BANK |
|---|---|
| Type | Bank |
| Type | Stand-Alone Refinance |
|---|---|
| Amount | Amount Recorded |
| Term | 373 Months |
| Due | Jan 1, 2053 |
| Document Type | Quit Claim Deed |
|---|---|
| Jurisdiction | MARBLEHEAD MA |
| Recording Date | Aug 23, 2019 |
| Property Address | 112 HUMPHREY ST, MARBLEHEAD, MA 01945-1935 |
| Document Number | 37780-25 |
| Book / Page | 37780 / 25 |
| Instrument Date | Aug 20, 2019 |
| Instrument | 20190823004030 |
| Transaction Type | Transfer |
| Record Updated | May 12, 2021 |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $0.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 112 HUMPHREY ST, MARBLEHEAD, MA 01945-1935 |
| Document Number | 190823004040 |
|---|---|
| Date | Aug 23, 2019 |
| Instrument | 190823004040 |
| Name | CITIZENS BANK |
|---|---|
| Type | Bank |
| Type | Stand-Alone First Mortgage |
|---|---|
| Amount | Amount Recorded |
| Rate Type | Adjustable Rate |
|---|---|
| Type Change Date | Sep 1, 2026 |
Source: Essex County and Marblehead Town assessment roll, as of April 14, 2026
| Type | Name |
|---|---|
| State | Massachusetts |
| County | Essex County |
| County Subdivision | Marblehead Town |
| Unified School District | Marblehead School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $6,457.00 (-6.74%) | $754,300 (-1.41%) Land $507,100 Building $247,200 | $839,721 (+13.66%) |
| 2025 | $6,924.00 (+22.81%) | $765,100 (+21.6%) Land $533,800 Building $231,300 | $738,815 |
| 2024 | $5,638.00 (-12.63%) | $629,200 (-2.49%) Land $480,400 Building $148,800 | |
| 2023 | $6,453.00 | $645,300 Land $480,400 Building $164,900 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective July 10, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 5 in force |
| Nearby Flood Claims | 7 (1978–2021) |
| Claims Outside the SFHA | 2 of 7 |
| Most Recent Claim | Jul 2021 · rainfall accumulation |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Not rated no burnable land within ember reach |
|---|
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | MARBLEHEAD WATER DEPT. (MWRA) serves 20,441 people · EPA ID MA3168000 |
|---|---|
| Water Source | Purchased surface water from MWRA |
| Last State Inspection | Mar 2024 |
| Lead | 2 ppb (2025) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 725 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Xfinity Cable | 2,000 / 250 |
| Verizon Fiber · Fixed Wireless in parts of the area | 980 / 880 |
| T-Mobile Fixed Wireless | 100 / 20 |
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