White County property record for 112 Howard Ln, Romance, AR 72136
| Property Type | Single Family Home |
|---|---|
| Details | 1 ba · 1,056 sqft · built 1948 |
| Lot Size | 37.9 acres (1,653,102 sqft) |
| Owner | Company Name on Record |
| Tax Bill | $639 (2025) |
| Deeds & Mortgages | Apr 2026 Construction Loan |
| Flood Zone | Zone X (minimal risk) |
| APN | 001-13556-000 |
| Primary APN | 001-13556-000 |
|---|---|
| Alternative APN |
|
| Full Baths | 1 Bath |
|---|---|
| Stories | 1 Story |
| Building Area | 1,056 sqft Living Area |
| Gross Area | 1,392 sqft |
| 1st Floor Area | 1,056 sqft |
| Flooring | Carpet |
| Year Built | Built 1948 |
|---|---|
| Effective Year Built | Effective 1948 |
| Exterior Material | Wood |
| Construction Type | Frame |
| Roof Type | Gable |
| Roof Material | Asphalt |
| Lot Area | 1,653,102 sqft (37.9 acres) |
| Garage Type | Attached |
| Garage Area | 336 sqft |
| Driveway | Concrete Driveway |
| Driveway Area | 168 sqft |
| Porch | Open Porch |
| Porch Area | 240 sqft |
| Cooling System | Central |
|---|---|
| Heating System | Central |
| Account Number | 21224 |
|---|---|
| Street Address | 112 HOWARD LN |
| City | ROMANCE |
| State | AR |
| Zip | 72136-7030 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | E 1/2 NW LS SW COR THF, E 1/2 NE & SW NE LS S 79.80 E 1827.1 THF LS OUTSALES |
| Legal Range | 09 |
| Legal Township | 07 |
| Legal Section | 20 |
| Legal Subdivision | RURAL METES & BOUNDS |
| Jurisdiction | WHITE AR |
| Township / Civil Division | GRAVEL HILL |
| Census Block Group | 1 |
| Census Block | 1057 |
| Census Tract | 70300 |
Source: White County records, as of April 10, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Company Name on Record |
|---|---|
| Mailing Address | 205 CHINKAPIN DR N, PANGBURN, AR 72121-9571 |
| Owner Type | Company |
| Vesting | Trust, Revocable Trust |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Mar 1, 1990 |
| Deed Sale | Mar 1, 1990 |
| Deed Book / Page | 493 / 567 |
| Record Updated | Jun 8, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | WHITE AR |
| Recording Date | Apr 3, 2026 |
| Property Address | 112 HOWARD LN, ROMANCE, AR 72136-7030 |
| Document Number | 0000004358 |
| Instrument Date | Mar 9, 2026 |
| Instrument | 20264358 |
| Transaction Type | Mortgage |
| Record Updated | Jul 12, 2026 |
| Title Company | NONE LISTED ON DOCUMENT |
| Name | Verified Name |
|---|---|
| Address | 108 HOWARD LN, ROMANCE, AR 72136-7030 |
| Document Number | 0000004358, |
|---|---|
| Date | Apr 3, 2026 |
| Instrument | 20264358 |
| Name | FIRST SECURITY BANK |
|---|
| Type | Construction Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 12 Months |
| Due | Mar 9, 2027 |
| Rate | 6.11% |
|---|---|
| Max Rate | -1% |
Source: White County assessment roll, as of October 1, 2025
| Type | Name |
|---|---|
| State | Arkansas |
| County | White County |
| Unified School District | Beebe School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $639.00 (-7.93%) | $15,720 (-) Land $4,080 Building $11,640 | $78,600 (-) Land $20,400 Building $58,200 |
| 2023 | $694.00 | $15,720 Land $4,080 Building $11,640 | $78,600 Land $20,400 Building $58,200 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective June 21, 2016 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Nearest Special Flood Hazard Area | Zone A, within 500 ft |
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 2 in force |
| Nearby Flood Claims | 1 (2025) |
| Most Recent Claim | Apr 2025 · Severe Storms, Tornadoes, And Flooding |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Moderate above 51% of the US · above 63% of Arkansas |
|---|---|
| Wildfire Likelihood | 0.1% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | MOUNTAIN TOP WATER ASSOCIATION serves 9,253 people · EPA ID AR0000454 |
|---|---|
| Water Source | Purchased surface water from several systems |
| Last State Inspection | Feb 2025 |
| Lead | 1 ppb (2023–2025) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 11 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Connect2First Fiber | 1,000 / 1,000 |
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