112 Hillside Dr, Polo, IL 61064 Property Records

Ogle County property record for 112 Hillside Dr, Polo, IL 61064

Property Summary

Property Type	Single Family Home
Lot Size	0.453 acres (19,740 sqft)
Owner	Individual Name on File
Tax Bill	$3,774 (2025)
Deeds & Mortgages	Dec 2023 Transfer Feb 2021 Mortgage + 3 more
Flood Zone	Zone X (minimal risk)
APN	`14-09-405-006`

Property Details

APN / Parcel Number

Primary APN	`14-09-405-006`

Exterior

Lot Area	19,740 sqft (0.453 acres)

Location & Zoning

Street Address	112 HILLSIDE DR
City	POLO
State	IL
Zip	61064-1120
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	RNG/BLK: TWP:0 SECT/LOT: LOT 6 SALTER HEIGHTS SUBD CITY OF POLO
Legal Subdivision	SALTER HEIGHTS SUBD
Legal Lot Number	6
Jurisdiction	OGLE IL
Township / Civil Division	BUFFALO
Census Block Group	1
Census Block	1033
Census Tract	961500

Owner

112 Hillside Dr is owned and occupied by an individual who acquired it in December 2023.

Source: Ogle County records, as of May 19, 2026

Owner of Record	Individual Name on File
Mailing Address	112 HILLSIDE DR, POLO, IL 61064-1120
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Dec 29, 2023	Intrafamily Transfer, Transfer ATTORNEY ONLY, ATTORNEY
Feb 19, 2021	Deed of Trust, Mortgage · Conventional Mortgage CENTRAL BANK ILLINOIS
Dec 2, 2020	Deed of Trust, Mortgage · Conventional Mortgage CENTRAL BANK ILLINOIS
Aug 19, 2019	Deed of Trust, Mortgage · Line of Credit CENTRAL BK/IL
Mar 9, 2018	Deed of Trust, Mortgage · Line of Credit CENTRAL BK/IL

Assessor's Deed Record

Deed Names	Name on Deed
Last Transfer Date	Dec 18, 2023
Transfer Doc	0000005713
Record Updated	Sep 20, 2026

December 2023: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	OGLE IL
Recording Date	Dec 29, 2023
Property Address	112 HILLSIDE DR, POLO, IL 61064-1120
Document Number	0000005713
Map Reference	PF A PG 56
Instrument Date	Dec 18, 2023
Instrument	202305713
Transaction Type	Transfer
Record Updated	Jan 17, 2024
Title Company	ATTORNEY ONLY, ATTORNEY

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Intrafamily Transfer Multiple Parcels

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	112 HILLSIDE DR, POLO, IL 61064-1120

February 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	OGLE IL
Property Address	112 HILLSIDE DR, POLO, IL 61064-1120
Transaction Type	Mortgage
Record Updated	Mar 10, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000001281
Date	Feb 19, 2021
Instrument	202101281

Lender

Name	CENTRAL BANK ILLINOIS
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	120 Months
Due	Feb 11, 2031

Interest

Rate Type	Fixed Rate

December 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	OGLE IL
Property Address	112 HILLSIDE DR, POLO, IL 61064-1120
Transaction Type	Mortgage
Record Updated	Feb 5, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000009377
Date	Dec 2, 2020
Instrument	202009377

Lender

Name	CENTRAL BANK ILLINOIS
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	Dec 1, 2050

Interest

Rate Type	Fixed Rate

August 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	OGLE IL
Property Address	112 HILLSIDE DR, POLO, IL 61064-1120
Document Number	0000004749
Instrument Date	Aug 19, 2019
Transaction Type	Mortgage
Record Updated	Sep 11, 2019
Title Company	KENZLEY TITLE GROUP LLC

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	112 HILLSIDE DR POLO IL 610641120, POLO, IL 61064-1120

Mortgage

Document Number	0000004749
Date	Aug 27, 2019
Instrument	4749

Lender

Name	CENTRAL BK/IL
Type	Bank
Address	ROCHELLE, IL 61068

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	120 Months
Due	Aug 26, 2029

Interest

Rate Type	Adjustable Rate

March 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	OGLE IL
Property Address	112 HILLSIDE DR, POLO, IL 61064-1120
Document Number	0000001398
Instrument Date	Mar 9, 2018
Transaction Type	Mortgage
Record Updated	Apr 10, 2018
Title Company	KENZLEY TITLE GROUP LLC

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	112 HILLSIDE DR POLO IL 610641120, POLO, IL 61064-1120

Mortgage

Document Number	0000001398
Date	Mar 19, 2018
Instrument	1398

Lender

Name	CENTRAL BK/IL
Type	Bank
Address	ROCHELLE, IL 61068

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	120 Months
Due	Mar 18, 2028

Interest

Rate Type	Adjustable Rate

Tax Assessment & Valuation

The 2025 property tax bill for 112 Hillside Dr was $3,774, down 1.7% from the year before.

Source: Ogle County assessment roll, as of April 28, 2026

Property Jurisdictions

Type	Name
State	Illinois
County	Ogle County
County Subdivision	Buffalo Township
Municipality	Polo City
Unified School District	Polo Community Unit School District 222 (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$3,774.00 (-1.69%)	$47,259 (+1.23%) Land $5,932 Building $41,327	$141,777 (+1.23%) Land $17,796 Building $123,981
2024	$3,839.00	$46,685 (-) Land $5,860 Building $40,825	$140,055 (-) Land $17,580 Building $122,475
2023		$46,685 (+7.56%) Land $5,860 Building $40,825	$140,055 (+7.56%) Land $17,580 Building $122,475
2022	$1,933.00	$43,404 Land $5,448 Building $37,956	$130,212 Land $16,344 Building $113,868

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 112 Hillside Dr in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective December 30, 2020 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 7 (15% premium discount)
Nearby Flood Policies	1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 112 Hillside Dr is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 94% of the US · lower than 65% of Illinois
Wildfire Likelihood	Under 0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	POLO serves 2,355 people · EPA ID IL1410450
Water Source	Groundwater
Last State Inspection	Mar 2024
Lead	Under 1 ppb (2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 102 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Surf Internet Fiber	8,000 / 8,000
Xfinity Cable	1,200 / 35
Verizon Fixed Wireless	300 / 20

Cell Coverage

5G (outdoors only) and 4G LTE

Nearby Properties on Hillside Dr

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