112 High Hope Ln, Georgetown, KY 40324 Property Records

Scott County property record for 112 High Hope Ln, Georgetown, KY 40324

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 2,046 sqft · built 2013
Lot Size	0.13 acres (5,663 sqft)
Owner	2 Individual Names on File
Last Sale	$215,000 (Mar 2020)
Tax Bill	$2,721 (2025)
Deeds & Mortgages	May 2017 Mortgage Mar 2020 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`164-40-007.055`

Property Details

APN / Parcel Number

Primary APN	`164-40-007.055`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Total Rooms	9 Rooms
Stories	1 Story
Building Area	2,046 sqft Living Area

Exterior

Year Built	Built 2013
Effective Year Built	Effective 2013
Exterior Material	Combination
Foundation Type	Slab (Mat/Raft)
Lot Area	5,663 sqft (0.13 acres)
Garage Type	Attached
Garage Area	441 sqft
Parking Spaces	2 Parking Spaces

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central

Location & Zoning

Street Address	112 HIGH HOPE LN
City	GEORGETOWN
State	KY
Zip	40324-1232
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	THOROUGHBRED ACRES
Legal Subdivision	THOROUGHBRED ACRES
Legal Lot Number	39
Legal Unit	13-C
Jurisdiction	SCOTT KY
Township / Civil Division	GEORGETOWN
Census Block Group	2
Census Block	2007
Census Tract	40607

Owner

112 High Hope Ln is owned and occupied by two individuals who bought it in March 2020.

Source: Scott County records, as of September 23, 2026

Owner of Record	2 Individual Names on File
Mailing Address	112 HIGH HOPE LN, GEORGETOWN, KY 40324-1232
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
May 26, 2017	Deed of Trust, Mortgage · FHA Mortgage HOMEBRIDGE FINANCIAL SERVICES INC
Mar 16, 2020	Deed, Transfer · Conventional Mortgage PARK COMMUNITY FCU

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Mar 16, 2020 · Amount on File
Deed Sale	Mar 16, 2020 · Amount on File
Prior Sale	May 23, 2014 · Amount on File
Deed Document Number	2020413155
Deed Book / Page	412 / 867
Record Updated	Oct 29, 2026

May 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SCOTT KY
Property Address	112 HIGH HOPE LN, GEORGETOWN, KY 40324-1232
Transaction Type	Mortgage
Record Updated	Feb 5, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	M1338/820
Date	May 26, 2017
Book Page	M1338/820
Instrument	369257

Lender

Name	HOMEBRIDGE FINANCIAL SERVICES INC
Type	Funding / Finance Company
Address	ISELIN, NJ 08830

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	359 Months
Due	Apr 1, 2047

March 2020: Deed, Transfer

Document Type	Deed
Jurisdiction	SCOTT KY
Recording Date	Mar 16, 2020
Property Address	112 HIGH HOPE LN, GEORGETOWN, KY 40324-1232
Document Number	D412/867
Book / Page	D412 / 867
Map Reference	CAB 10 SL 113
Instrument Date	Mar 13, 2020
Instrument	413155
Transaction Type	Transfer
Record Updated	Jun 14, 2021
Title Company	NOT AVAILABLE, FOUNDATION T&E SERIES LLC

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$215.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	116 BIG SKY DR, 116, STAMPING GROUND, KY 40379-9102

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Right of Survivorship
Address	112 HIGH HOPE LN, GEORGETOWN, KY 40324-1232

Mortgage

Document Number	413156
Date	Mar 16, 2020
Instrument	413156

Lender

Name	PARK COMMUNITY FCU
Type	Credit Union

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Apr 1, 2050

Interest

Rate Type	Adjustable Rate
Rate	3.25%
Adjustable	Adjustable Rate Rider
Type Change Date	Apr 1, 2025
Change Frequency	5 Years
Min Rate At Change	3.25%
Max Rate At Change	5.25%
Index	5-Year CMT
Max Rate	9.25%

Tax Assessment & Valuation

The 2025 property tax bill for 112 High Hope Ln was $2,721.

Source: Scott County assessment roll, as of January 21, 2026

Property Jurisdictions

Type	Name
State	Kentucky
County	Scott County
Municipality	Georgetown City
Unified School District	Scott County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$305,600 (-)	$305,600 (-)
2025	$2,721.00	$305,600	$305,600
2023	$2,443.00 (+25.73%)	$269,500 (+20.31%) Land $37,500 Building $232,000	$269,500 (+20.31%) Land $37,500 Building $232,000
2022	$1,943.00	$224,000 Land $35,000 Building $189,000	$224,000 Land $35,000 Building $189,000

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 112 High Hope Ln in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective November 20, 2022 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	2 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 112 High Hope Ln is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 93% of the US · lower than 92% of Kentucky
Wildfire Likelihood	Under 0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	GEORGETOWN MUNICIPAL WATER SERVICE serves 44,608 people · EPA ID KY1050157
Water Source	Surface water
Last State Inspection	Aug 2025
Lead	5 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 166 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
AT&T Fiber	5,000 / 5,000
Spectrum Cable	1,000 / 1,000

May also be available: Verizon.

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