112 Heathcliffe Dr, Monaca, PA 15061 Property Records

Beaver County property record for 112 Heathcliffe Dr, Monaca, PA 15061

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,604 sqft · built 2009
Lot Size	0.64 acres (27,878 sqft)
Owner	Individual Name on Record
Last Sale	$267,500 (Jan 2019)
Tax Bill	$681 (2025)
Deeds & Mortgages	Apr 2026 Line of Credit Feb 2020 Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`56-037-1203.000`

Property Details

APN / Parcel Number

Primary APN	`56-037-1203.000`
Alternative APN	`56-037-1203.000-01-1`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Total Rooms	5 Rooms
Stories	1 Story
Building Area	1,604 sqft Living Area
1st Floor Area	1,604 sqft
Flooring	Terrazzo
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 2009
Effective Year Built	Effective 2009
Architectural Style	Ranch
Exterior Material	Other
Construction Type	Brick
Foundation Type	Concrete
Roof Material	Asphalt
Lot Area	27,878 sqft (0.64 acres)
Terrain	Rolling
Garage Area	420 sqft
Parking Spaces	2 Parking Spaces

Exterior Amenities

Porch	Porch
Porch Area	49 sqft
Deck Area	168 sqft
Patio Area	168 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Forced Air with A/C
Heating Fuel	Gas

Location & Zoning

Account Number	56-037-1203.000
Street Address	112 HEATHCLIFFE DR
City	MONACA
State	PA
Zip	15061-2655
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LOT 104 ST JAMES PLACE PL#1 HS GR
Legal Subdivision	ST JAMES 01 PLAN
Legal Lot Number	104
Jurisdiction	BEAVER PA
Township / Civil Division	CENTER
Census Block Group	1
Census Block	1001
Census Tract	605500

Owner

Source: Beaver County records, as of May 27, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	Individual Name on Record
Mailing Address	112 HEATHCLIFFE DR, MONACA, PA 15061-2655
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Apr 8, 2026	Deed of Trust, Mortgage · Line of Credit CLEARVIEW FEDERAL CREDIT UNION
Feb 21, 2020	Deed of Trust, Mortgage UNITED WHOLESALE MTG
Jan 15, 2019	Deed, Transfer · FHA Mortgage UNION SAVINGS BANK

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Jan 15, 2019 · Amount on Record
Deed Sale	Jan 15, 2019 · Amount on Record
Prior Sale	Sep 23, 2008 · Amount on Record
Deed Document Number	20193585669
Record Updated	Oct 29, 2026

April 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	BEAVER PA
Recording Date	Apr 8, 2026
Property Address	112 HEATHCLIFFE DR, MONACA, PA 15061-2655
Document Number	0003729038
Instrument Date	Mar 27, 2026
Instrument	20263729038
Transaction Type	Mortgage
Record Updated	Jul 12, 2026
Title Company	MTS GROUP LLC

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	112 HEATHCLIFFE DR, MONACA, PA 15061-2655

Mortgage

Document Number	0003729038,
Date	Apr 8, 2026
Instrument	20263729038

Lender

Name	CLEARVIEW FEDERAL CREDIT UNION

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	360 Months
Due	Mar 27, 2056

Interest

Rate Type	Adjustable Rate
Rate	5.98%
Initial Type	Adjustable Rate
Adjustable	Adjustable Rate Rider
Max Rate	-1%

February 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	BEAVER PA
Property Address	112 HEATHCLIFFE DR, MONACA, PA 15061-2655
Document Number	0003607653
Instrument Date	Feb 21, 2020
Transaction Type	Mortgage
Record Updated	Mar 10, 2020
Title Company	PENNSYLVANIA LAND TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	112 HEATHCLIFFE DR MONACA PA 150612655, MONACA, PA 15061-2655

Mortgage

Document Number	0003607653
Date	Feb 26, 2020
Instrument	3607653

Lender

Name	UNITED WHOLESALE MTG
Type	Mortgage Company
Address	PONTIAC, MI 48341

Agreement

Amount	Amount Recorded
Term	360 Months
Due	Feb 25, 2050

January 2019: Deed, Transfer

Document Type	Deed
Jurisdiction	BEAVER PA
Recording Date	Jan 15, 2019
Property Address	112 HEATHCLIFFE DR, MONACA, PA 15061-2655
Document Number	0003585669
Map Reference	VOL 33 PG 168
Instrument Date	Dec 27, 2018
Instrument	3585669
Transaction Type	Transfer
Record Updated	Jul 1, 2022

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$2,675.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	112 HEATHALIFFE DR, MONACA, PA 15061-2655

Mortgage

Document Number	0003585670
Date	Jan 15, 2019
Instrument	3585670

Lender

Name	UNION SAVINGS BANK
Type	Credit Union

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Jan 1, 2049

Tax Assessment & Valuation

Source: Beaver County assessment roll, as of May 27, 2026

Property Jurisdictions

Type	Name
State	Pennsylvania
County	Beaver County
County Subdivision	Center Township
Unified School District	Central Valley School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$154,950 (-) Land $18,200 Building $136,750	$309,900 (-) Land $36,400 Building $273,500
2025	$681.00 (-78.59%)	$154,950 (+268.05%) Land $18,200 Building $136,750	$309,900 (+268.05%) Land $36,400 Building $273,500
2024	$3,181.00 (-28.66%)
2023	$4,459.00	$42,100 Land $10,050 Building $32,050
1982			$84,200 Land $20,100 Building $64,100

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective July 15, 2019 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 43% of Pennsylvania
Wildfire Likelihood	0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CENTER TWP WATER AUTH serves 19,000 people · EPA ID PA5040007
Water Source	Surface water
Last State Inspection	May 2025
Lead	1 ppb (2025) action level 15 ppb

Violations Reported to EPA

Water Quality	Treatment failure resolved · Feb 2017
Treatment and Procedure	None last 10 years
Monitoring and Reporting	9 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 163 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250
T-Mobile Fixed Wireless	100 / 20

May also be available: Verizon.

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