112 General Oglethorpe Rd, Saint Simons Island, GA 31522 Property Records

Glynn County property record for 112 General Oglethorpe Rd, Saint Simons Island, GA 31522

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,854 sqft · built 1984
Lot Size	0.61 acres (26,572 sqft)
Owner	2 Individual Names on File
Last Sale	$318,000 (Feb 2020)
Tax Bill	$3,981 (2026)
Deeds & Mortgages	Jan 2021 Mortgage Apr 2020 Sale & Mortgage + 2 more
Flood Zone	Zone X (minimal risk)
APN	`04-05441`

Property Details

APN / Parcel Number

Primary APN	`04-05441`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Total Rooms	6 Rooms
Stories	1 Story
Building Area	1,854 sqft Living Area
Flooring	Carpet
Interior Walls	Wallboard/Drywall
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1984
Effective Year Built	Effective 1984
Architectural Style	Ranch
Construction Type	Frame
Foundation Type	Slab (Mat/Raft)
Roof Type	Gable
Roof Material	Asphalt
Lot Area	26,572 sqft (0.61 acres)
Lot Dimensions	222 ft deep x 120 ft wide
Garage Type	Attached
Garage Area	484 sqft
Porch	Porch
Porch Area	24 sqft
Patio Area	189 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central

Location & Zoning

Street Address	112 GENERAL OGLETHORPE RD
City	SAINT SIMONS ISLAND
State	GA
Zip	31522-5221
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R12
Legal Description	PTN LOT 32 DUNBAR ACRES
Legal Subdivision	S024-00
Legal Lot Number	32
Jurisdiction	GLYNN GA
Township / Civil Division	ST. SIMONS
Census Block Group	1
Census Block	1008
Census Tract	303

Owner

112 General Oglethorpe Rd is owned and occupied by two individuals who bought it in February 2020.

Source: Glynn County records, as of October 12, 2026

Owner of Record	2 Individual Names on File
Mailing Address	112 GENERAL OGLETHORPE RD, SAINT SIMONS ISLAND, GA 31522-5221
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Jan 22, 2021	Deed of Trust, Mortgage · Conventional Mortgage WELLS FARGO
Apr 6, 2020	Deed with Mortgage, Transfer · Conventional Mortgage TRUIST BK
Feb 26, 2020	Grant Deed, Transfer · Conventional Mortgage OTHER INSTITUTIONAL LENDERS
Jul 17, 2018	Quit Claim Deed, Transfer ATTORNEY ONLY

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Feb 25, 2020 · Amount on File
Deed Sale	Feb 25, 2020 · Amount on File
Deed Document Number	2020673
Deed Book / Page	4162 / 384
Prior Transfer Date	Aug 30, 2013
Prior Transfer Doc	0032110452
Record Updated	Oct 29, 2026

January 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	GLYNN GA
Property Address	112 GENERAL OGLETHORPE RD, SAINT SIMONS ISLAND, GA 31522-5221
Transaction Type	Mortgage
Record Updated	Oct 7, 2025

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	112 GENERAL OGLETHORPE RD, SAINT SIMONS ISLAND, GA 31522-5221

Mortgage

Document Number	0043650000000166
Date	Jan 22, 2021
Book Page	0000004365/0000000166
Instrument	632021000981

Lender

Name	WELLS FARGO

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	Jan 1, 2051

April 2020: Deed with Mortgage, Transfer

Document Type	Deed with Mortgage
Jurisdiction	GLYNN GA
Recording Date	Apr 6, 2020
Property Address	112 GENERAL OGLETHORPE RD, ST SIMONS ISLAND, GA 31522-5221
Document Number	0041850025
Book / Page	004185 / 000025
Instrument Date	Mar 30, 2020
Instrument	4023
Transaction Type	Transfer
Record Updated	May 27, 2020
Title Company	ATTORNEY ONLY

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$610.00
Additional	Arm's Length Multiple Parcels

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	112 GENERAL OGLETHORPE RD ST SIMONS ISLAND GA 315225221, ST SIMONS ISLAND, GA 31522-5221

Mortgage

Document Number	41850027
Date	Apr 6, 2020
Book Page	004185/000027
Instrument	4023

Lender

Name	TRUIST BK
Address	WILSON, NC 27893

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	Apr 5, 2050

February 2020: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	GLYNN GA
Recording Date	Feb 26, 2020
Property Address	112 GENERAL OGLETHORPE RD, ST SIMONS ISLAND, GA 31522-5221
Document Number	0041620384
Book / Page	004162 / 000384
Instrument Date	Feb 25, 2020
Transaction Type	Transfer
Record Updated	Mar 13, 2020
Title Company	ATTORNEY ONLY

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$318.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	112 GENERAL OGLETHORPE RD ST SIMONS ISLAND GA 315225221, ST SIMONS ISLAND, GA 31522-5221

Mortgage

Document Number	41620386
Date	Feb 26, 2020
Book Page	004162/000386

Lender

Name	OTHER INSTITUTIONAL LENDERS
Type	Bank
Address	ATLANTA, GA 30361

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	Feb 25, 2050

July 2018: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	GLYNN GA
Recording Date	Jul 17, 2018
Property Address	112 GENERAL OGLETHORPE RD, ST SIMONS ISLAND, GA 31522-5221
Document Number	0039160357
Book / Page	003916 / 000357
Instrument Date	Jul 14, 2018
Instrument	7737
Transaction Type	Transfer
Record Updated	Jan 15, 2019
Title Company	ATTORNEY ONLY

Transaction

Tax	$0.00
Additional	Quitclaim

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	112 GENERAL OGLETHORPE RD ST SIMONS ISLAND GA 315225221, ST SIMONS ISLAND, GA 31522-5221

Tax Assessment & Valuation

The 2026 property tax bill for 112 General Oglethorpe Rd was $3,981, up 1.5% from the year before.

Source: Glynn County assessment roll, as of October 12, 2026

Property Jurisdictions

Type	Name
State	Georgia
County	Glynn County
Unified School District	Glynn County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$3,981.00 (+1.48%)	$158,760 (+1.48%) Land $36,600 Building $122,160	$396,900 (+1.48%) Land $91,500 Building $305,400
2025	$3,923.00	$156,440 Land $36,600 Building $119,840	$391,100 Land $91,500 Building $299,600
2023		$143,560 (+4.88%) Land $36,600 Building $106,960	$358,900 (+4.88%) Land $91,500 Building $267,400
2022	$3,432.00	$136,880 Land $36,600 Building $100,280	$342,200 Land $91,500 Building $250,700

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 112 General Oglethorpe Rd in Zone X, an area of minimal flood risk, though there have been 35 flood claims nearby since 2005.

Source: FEMA National Flood Hazard Layer, effective April 27, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on File median of 572 individual policies
Community Rating System	Class 5 (25% premium discount)
Nearby Flood Policies	687 units insured incl. 115 condo units
Nearby Flood Claims	35 (2005–2024)
Claims Outside the SFHA	3 of 35
Most Recent Claim	Sep 2024 · Hurricane Helene
Claims by Event	Hurricane Irma, Sep 2017 · 26 claims Hurricane Matthew, Oct 2016 · 4 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 112 General Oglethorpe Rd is moderate, ranking above 52% of the US, with a 0.1% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 52% of the US · above 73% of Georgia
Wildfire Likelihood	0.1% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	ST. SIMONS ISLAND serves 29,249 people · EPA ID GA1270001
Water Source	Groundwater
Last State Inspection	Mar 2025
Lead	2 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 307 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
LiveOak Fiber Fiber	5,000 / 5,000
Xfinity Cable	1,200 / 35
AT&T DSL · Fiber in parts of the area	100 / 20

Cell Coverage

5G (outdoors only) and 4G LTE

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