112 Garfield Rd, Roaring Spring, PA 16673 Property Records

Bedford County property record for 112 Garfield Rd, Roaring Spring, PA 16673

Property Summary

Property Type	Single Family Home
Details	1,215 sqft · built 2000
Lot Size	9.63 acres (419,701 sqft)
Owner	2 Individual Names on Record
Last Sale	$44,000 (Apr 2000)
Tax Bill	$26,392 (2026)
Deeds & Mortgages	Jul 2017 Second Mortgage
Flood Zone	Zone X (minimal risk)
APN	`F.02-0.00-073`

Property Details

APN / Parcel Number

Primary APN	`F.02-0.00-073`
Alternative APN	`030-084129`

Interior

Stories	1 Story
Building Area	1,215 sqft Living Area

Exterior

Year Built	Built 2000
Effective Year Built	Effective 2000
Lot Area	419,701 sqft (9.63 acres)
Deck Area	Deck Area
Shed	1 Shed
Pole Barn	Pole Barn

Location & Zoning

Street Address	112 GARFIELD RD
City	ROARING SPRING
State	PA
Zip	16673-9251
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	112 GARFIELD RD OFF OF F2-72
Jurisdiction	BEDFORD PA
Township / Civil Division	BLOOMFIELD
Census Block Group	4
Census Block	4007
Census Tract	960400

Owner

Source: Bedford County records, as of August 11, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	112 GARFIELD RD, ROARING SPRING, PA 16673-9251
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Apr 26, 2000 · Amount on Record
Deed Sale	Apr 26, 2000 · Amount on Record
Record Updated	Sep 20, 2026

July 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	BEDFORD PA
Property Address	112 GARFIELD RD, ROARING SPRING, PA 16673-9251
Transaction Type	Mortgage
Record Updated	Aug 9, 2017

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	, 2017-003787
Date	Jul 26, 2017
Instrument	2017-003787

Lender

Name	SELENE FINANCE LP
Address	HOUSTON, TX 77042

Agreement

Type	Stand-Alone Second Mortgage
Amount	Amount Recorded
Term	352 Months
Due	Nov 1, 2046

Tax Assessment & Valuation

Source: Bedford County assessment roll, as of August 11, 2026

Property Jurisdictions

Type	Name
State	Pennsylvania
County	Bedford County
County Subdivision	Bloomfield Township
Unified School District	Northern Bedford County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$26,392.00 (+1,150.81%)	$162,600 (-) Land $55,900 Building $106,700	$162,600 (-) Land $55,900 Building $106,700
2025			$162,600 (-) Land $55,900 Building $106,700
2023	$2,110.00 Additional exemption filed	$162,600 Land $55,900 Building $106,700
2012			$162,600 Land $55,900 Building $106,700

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective May 28, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone A, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	3 in force
Nearby Flood Claims	1 (1996)
Most Recent Claim	Jan 1996 · Severe Storms And Flooding

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 43% of Pennsylvania
Wildfire Likelihood	0.02% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 6 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Breezeline Cable	1,000 / 50
Crowsnest Broadband Fixed Wireless	400 / 100
Verizon Fixed Wireless	300 / 20