112 Gardner Rd, Winchendon, MA 01475 Property Records

Worcester County and Winchendon Town property record for 112 Gardner Rd, Winchendon, MA 01475

Property Summary

Property TypeSingle Family Home
Details2 bd · 1.5 ba · 2,759 sqft · built 1960
Lot Size3.1 acres (135,036 sqft)
Owner2 Individual Names on Record
Last Sale$307,000 (Aug 2021)
Tax Bill$4,235 (2025)
Deeds & MortgagesAug 2021 Sale & Mortgage
Feb 2021 Refinance
APNWINC M:12 B:0 L:26

Property Details

APN / Parcel Number

Primary APNWINC M:12 B:0 L:26
Alternative APN
  • WCDN M:12 B:0 L:26

Interior

Bedrooms2 Beds
Full Baths1.5 Baths
Half Baths1 Half Bath
Total Rooms5 Rooms
Stories1 Story
Building Area2,759 sqft Living Area
Gross Area3,754 sqft
1st Floor Area1,624 sqft
Basement Area1,342 sqft
Unfinished Basement335 sqft
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 1960
Effective Year BuiltEffective 1960
Architectural StyleRanch
Exterior MaterialAluminum/Vinyl
Construction TypeFrame
Roof TypeGable
Roof MaterialAsphalt
Lot Area135,036 sqft (3.1 acres)
Garage TypeAttached

Utilities, Heating & Cooling

Heating SystemHot Water
Heating FuelOil

Location & Zoning

Street Address112 GARDNER RD
CityWINCHENDON
StateMA
Zip01475-2107
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeR1
Legal Lot Number26
JurisdictionWINCHENDON MA
Township / Civil DivisionWINCHENDON
Census Block Group2
Census Block2015
Census Tract701101

Owner

Source: Worcester County and Winchendon Town records, as of July 20, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record2 Individual Names on Record
Mailing Address112 GARDNER RD, WINCHENDON, MA 01475-2107
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

DateDocument
Aug 20, 2021Quit Claim Deed, Transfer · Stand-Alone First Mortgage
RESIDENTIAL MORTGAGE SERVICES
Feb 17, 2021Deed of Trust, Mortgage · Stand-Alone Refinance
HARBORONE MORTGAGE

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleAug 20, 2021 · Amount on Record
Deed SaleAug 20, 2021 · Amount on Record
Prior SaleMay 12, 2003 · Amount on Record
Deed Document Number2021117474
Deed Book / Page65884 / 274
Record UpdatedOct 29, 2026

August 2021: Quit Claim Deed, Transfer

Document TypeQuit Claim Deed
JurisdictionWINCHENDON MA
Recording DateAug 20, 2021
Property Address112 GARDNER RD, WINCHENDON, MA 01475-2107
Document Number65884-274
Book / Page65884 / 274
Instrument DateAug 20, 2021
Instrument117474
Transaction TypeTransfer
Record UpdatedSep 3, 2021

Transaction

AmountAmount Recorded
DownpaymentDownpayment on Record
Loan-to-Value (LTV)LTV on Record
Tax$0.00
Amount AccuracyFull Amount Stated
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipJoint Tenants
Address112 GARDNER RD, WINCHENDON, MA 01475-2107

Mortgage

Document Number117475
DateAug 20, 2021
Instrument117475
Lender
NameRESIDENTIAL MORTGAGE SERVICES
TypeMortgage Company
Agreement
TypeStand-Alone First Mortgage
AmountAmount Recorded

February 2021: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionWINCHENDON MA
Property Address112 GARDNER RD, WINCHENDON, MA 01475-2107
Transaction TypeMortgage
Record UpdatedMar 5, 2021

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number64483-118
DateFeb 17, 2021
Book Page64483/118
Instrument22548
Lender
NameHARBORONE MORTGAGE
Agreement
TypeStand-Alone Refinance
AmountAmount Recorded
Term361 Months
DueMar 1, 2051

Tax Assessment & Valuation

Source: Worcester County and Winchendon Town assessment roll, as of April 14, 2026

Property Jurisdictions

TypeName
StateMassachusetts
CountyWorcester County
County SubdivisionWinchendon Town
Unified School DistrictWinchendon School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$4,235.00 (+6.19%)$360,400 (+13.33%) Land $53,200 Building $307,200$422,845 (+25.73%)
2024$3,988.00 (+2.62%)$318,000 (+9.66%) Land $48,900 Building $269,100$336,300
2023$3,886.00$290,000 Land $46,700 Building $243,300

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective November 30, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneNot included in the FIRM
Flood Insurance RequirementNot required
lenders may require it
Nearby Flood Policies3 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 80% of the US · above 57% of Massachusetts
Wildfire Likelihood0.01% annual chance
ExposureDirect
burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 8 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Xfinity
Cable
1,200 / 35
T-Mobile
Fixed Wireless
100 / 20

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