Anne Arundel County property record for 112 Gardner Dr, Annapolis, MD 21403
| Property Type | Single Family Home |
|---|---|
| Details | 2.5 ba · 1,629 sqft · built 1983 |
| Lot Size | 0.258 acres (11,250 sqft) |
| Owner | Individual Name on File |
| Last Sale | $519,000 (Jun 2021) |
| Tax Bill | $5,957 (2025) |
| Deeds & Mortgages | Jun 2021 Sale & Mortgage May 2019 Sale + 1 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 02-412-90037032 |
| Primary APN | 02-412-90037032 |
|---|---|
| Alternative APNs |
|
| Full Baths | 2.5 Baths |
|---|---|
| Half Baths | 1 Half Bath |
| Stories | 2 Stories |
| Building Area | 1,629 sqft Living Area |
| Gross Area | 1,989 sqft |
| 1st Floor Area | 929 sqft |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1983 |
|---|---|
| Effective Year Built | Effective 1983 |
| Architectural Style | Split Level |
| Exterior Material | Siding |
| Roof Material | Composition Shingle |
| Lot Area | 11,250 sqft (0.258 acres) |
| Garage Type | Attached |
| Garage Area | 360 sqft |
| Parking Spaces | 1 Parking Space |
| Porch | Open Porch |
| Porch Area | 92 sqft |
| Deck Area | 336 sqft |
| Cooling System | Central |
|---|---|
| Heating System | Heat Pump |
| Sewer | Municipal |
| Account Number | 41290037032 |
|---|---|
| Street Address | 112 GARDNER DR |
| City | ANNAPOLIS |
| State | MD |
| Zip | 21403-3724 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | LT 15 BK F SC 3 PL 1 HILLSMERE ESTATES |
| Legal Subdivision | HILLSMERE ESTATES |
| Legal Block | F |
| Legal Lot Number | 15 |
| Jurisdiction | ANNE ARUNDEL MD |
| Township / Civil Division | 6 |
| Census Block Group | 1 |
| Census Block | 1025 |
| Census Tract | 702601 |
112 Gardner Dr is owned and occupied by an individual who bought it in June 2021.
Source: Anne Arundel County records, as of September 4, 2026
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 112 GARDNER DR, ANNAPOLIS, MD 21403-3724 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Vesting | Sole Owner |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Jun 14, 2021 | Special Warranty Deed, Transfer · Conventional Mortgage BETTER MORTGAGE CORPORATION |
| May 2, 2019 | Grant Deed, Transfer MID-MARYLAND TITLE COMPANY INC, MID-MARYLAND TITLE CO INC |
| Mar 1, 2017 | Grant Deed, Transfer · FHA Mortgage CALIFORNIA LLC |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Jun 14, 2021 · Amount on File |
| Deed Sale | Jun 14, 2021 · Amount on File |
| Prior Sale | May 2, 2019 · Amount on File |
| Deed Book / Page | 36974 / 2 |
| Record Updated | Oct 29, 2026 |
| Document Type | Special Warranty Deed |
|---|---|
| Jurisdiction | ANNE ARUNDEL MD |
| Recording Date | Jun 14, 2021 |
| Property Address | 112 GARDNER DR, ANNAPOLIS, MD 21403-3724 |
| Document Number | 0369740002 |
| Book / Page | 36974 / 2 |
| Map Reference | MB 25 FO 7 |
| Instrument Date | Jun 1, 2021 |
| Transaction Type | Transfer |
| Record Updated | Jul 8, 2021 |
| Title Company | CAPITOL TITLE GROUP |
| Amount | Amount on Record |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $6,487.50 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 122 MAPLE DR, 122, ANNAPOLIS, MD 21403-3926 |
| Name | Verified Name |
|---|---|
| Relationship | Tenants in Severalty |
| Address | 112 GARDNER DR, ANNAPOLIS, MD 21403-3724 |
| Document Number | 369748 |
|---|---|
| Date | Jun 14, 2021 |
| Instrument | 36974/8 |
| Name | BETTER MORTGAGE CORPORATION |
|---|---|
| Type | Mortgage Company |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 361 Months |
| Due | Jul 1, 2051 |
| Document Type | Grant Deed |
|---|---|
| Jurisdiction | ANNE ARUNDEL MD |
| Recording Date | May 2, 2019 |
| Property Address | 112 GARDNER DR, ANNAPOLIS, MD 21403-3724 |
| Document Number | 0330980117 |
| Book / Page | 033098 / 000117 |
| Instrument Date | Apr 30, 2019 |
| Transaction Type | Transfer |
| Record Updated | May 17, 2019 |
| Title Company | MID-MARYLAND TITLE COMPANY INC, MID-MARYLAND TITLE CO INC |
| Amount | Amount on Record |
|---|---|
| Tax | $408.00 |
| Amount Accuracy | Confirmed |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Sole Owner |
| Address | 112 GARDNER DR ANNAPOLIS MD 214033724, ANNAPOLIS, MD 21403-3724 |
| Document Type | Grant Deed |
|---|---|
| Jurisdiction | ANNE ARUNDEL MD |
| Recording Date | Mar 1, 2017 |
| Property Address | 112 GARDNER DR, ANNAPOLIS, MD 21403-3724 |
| Document Number | 0306860251 |
| Book / Page | 030686 / 000251 |
| Instrument Date | Feb 27, 2017 |
| Transaction Type | Transfer |
| Record Updated | Jan 10, 2019 |
| Title Company | RAILWAY TITLE LLC |
| Amount | Amount on Record |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $400.00 |
| Amount Accuracy | Confirmed |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Joint Tenants with Right of Survivorship |
| Address | 112 GARDNER DR ANNAPOLIS MD 214033724, ANNAPOLIS, MD 21403-3724 |
| Document Number | 306860258 |
|---|---|
| Date | Mar 1, 2017 |
| Book Page | 030686/000258 |
| Name | CALIFORNIA LLC |
|---|---|
| Address | SAN FRANCISCO, CA 94103 |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | Feb 28, 2047 |
The 2025 property tax bill for 112 Gardner Dr was $5,957 with a homeowner's exemption.
Source: Anne Arundel County assessment roll, as of September 4, 2026
| Type | Name |
|---|---|
| State | Maryland |
| County | Anne Arundel County |
| Unified School District | Anne Arundel County Public Schools (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $508,900 Land $241,700 Building $267,200 | $508,900 Land $241,700 Building $267,200 | |
| 2025 | $5,957.00 | ||
| 2023 | $4,941.00 | $452,500 Land $241,700 Building $210,800 | $452,500 Land $241,700 Building $210,800 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 112 Gardner Dr in Zone X, an area of minimal flood risk, though there have been 7 flood claims nearby since 1979.
Source: FEMA National Flood Hazard Layer, effective January 16, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on File median of 12 policies |
| Nearby Flood Policies | 12 in force |
| Nearby Flood Claims | 7 (1979–2014) |
| Claims Outside the SFHA | 3 of 7 |
| Most Recent Claim | Aug 2014 · other causes |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 112 Gardner Dr is low, with a 0.01% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · above 41% of Maryland |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | Indirect within ember reach |
| Adjoins Burnable Land | Yes |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: FCC Broadband Data Collection, based on 365 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Xfinity Cable | 1,200 / 35 |
| Verizon Fiber | 980 / 880 |
| T-Mobile Fixed Wireless | 100 / 20 |
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