Lake County property record for 112 First St, Tavares, FL 32778
| Property Type | Single Family Home |
|---|---|
| Details | 4 bd · 2 ba · 2,502 sqft · built 1979 |
| Lot Size | 0.395 acres (17,222 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $500,000 (Jul 2026) |
| Tax Bill | $7,045 (2025) |
| Deeds & Mortgages | Jul 2026 Sale Sep 2021 Sale & Mortgage |
| Flood Zone | Zone AE (high risk) |
| APN | 20-19-26-0400-000-02100 |
| Primary APN | 20-19-26-0400-000-02100 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 4 Beds |
|---|---|
| Full Baths | 2 Baths |
| Stories | 1 Story |
| Building Area | 2,502 sqft Living Area |
| Gross Area | 3,030 sqft |
| 1st Floor Area | 1,436 sqft |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1979 |
|---|---|
| Effective Year Built | Effective 2021 |
| Exterior Material | Wood |
| Construction Type | Frame |
| Foundation Type | Slab (Mat/Raft) |
| Roof Material | Asphalt |
| Lot Area | 17,222 sqft (0.395 acres) |
| Lot Dimensions | 121 ft deep x 75 ft wide |
| View / Lot | Canal |
| Garage Type | Attached |
| Garage Area | 528 sqft |
| Parking Spaces | 2 Parking Spaces |
| Porch | Finished/Open Porch |
| Porch Area | 416 sqft |
| Cooling System | Central |
|---|---|
| Heating System | Forced Air with A/C |
| Account Number | 1737001 |
|---|---|
| Street Address | 112 FIRST ST |
| City | TAVARES |
| State | FL |
| Zip | 32778-2148 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | RSFA |
| Legal Description | TAVARES VISTA DEL LARGO W 75 FT OF LOT 21 WHEN MEASURED ALONG FIRST ST PB 20 PG 55 ORB 5798 PG 1396 ORB 6476 PG 1938 |
| Legal Range | 26E |
| Legal Township | 19S |
| Legal Section | 20 |
| Legal Subdivision | VISTA DEL LARGO |
| Legal Tract | 0400 |
| Legal Lot Number | 21 |
| Jurisdiction | LAKE FL |
| Township / Civil Division | TAVARES |
| Census Block Group | 2 |
| Census Block | 2030 |
| Census Tract | 30803 |
112 First St is owned by two individuals who bought it in July 2026.
Source: Lake County records, as of July 28, 2026
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | PO BOX 10644, PENSACOLA, FL 32524-0644 |
| Owner Type | Individual |
| Vesting | Life Estate |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Jul 15, 2026 | Warranty Deed, Transfer EAST COAST TITLE |
| Sep 21, 2021 | Warranty Deed, Transfer · Conventional Mortgage FBC MORTGAGE LLC |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Jul 15, 2026 · Amount on File |
| Deed Sale | Jul 15, 2026 · Amount on File |
| Prior Sale | Sep 21, 2021 · Amount on File |
| Deed Document Number | 202686753 |
| Deed Book / Page | 6776 / 1241 |
| Prior Transfer Date | Apr 24, 2026 |
| Prior Transfer Doc | 0000086753 |
| Record Updated | Oct 29, 2026 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | LAKE FL |
| Recording Date | Jul 15, 2026 |
| Property Address | 112 FIRST ST, TAVARES, FL 32778-2148 |
| Document Number | 0000086753 |
| Book / Page | 6776 / 1241 |
| Instrument Date | Apr 24, 2026 |
| Instrument | 202686753 |
| Transaction Type | Transfer |
| Record Updated | Aug 31, 2026 |
| Title Company | EAST COAST TITLE |
| Amount | Amount on Record |
|---|---|
| Tax | $353,500.00 |
| Amount Accuracy | Full Amount Stated |
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Life Estate |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | LAKE FL |
| Recording Date | Sep 21, 2021 |
| Property Address | 112 FIRST ST, TAVARES, FL 32778-2148 |
| Document Number | 0057981396 |
| Book / Page | 5798 / 1396 |
| Map Reference | MB 20 PG 55-57 |
| Instrument Date | Sep 14, 2021 |
| Instrument | 2021130120 |
| Transaction Type | Transfer |
| Record Updated | May 18, 2023 |
| Title Company | FLORIDIAN TITLE LLC, FLORIDA TITLE LLC |
| Amount | Amount on Record |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $2,275.00 |
| Amount Accuracy | Rounded by County |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 251 BANNING BEACH RD, TAVARES, FL 32778-2160 |
| Name | Verified Name |
|---|---|
| Address | PO BOX 10644, PENSACOLA, FL 32524-0644 |
| Document Number | 0057981399 |
|---|---|
| Date | Sep 21, 2021 |
| Instrument | 5798/1399 |
| Name | FBC MORTGAGE LLC |
|---|---|
| Type | Mortgage Company |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 361 Months |
| Due | Oct 1, 2051 |
The 2025 property tax bill for 112 First St was $7,045, up 4.2% from the year before.
Source: Lake County assessment roll, as of November 26, 2025
| Type | Name |
|---|---|
| State | Florida |
| County | Lake County |
| Municipality | Tavares City |
| Unified School District | Lake County School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $364,946 (-) Land $112,800 Building $252,146 | $364,946 (-) Land $112,800 Building $252,146 | |
| 2025 | $7,045.00 (+4.22%) | $364,946 Land $112,800 Building $252,146 | $364,946 Land $112,800 Building $252,146 |
| 2024 | $6,760.00 (+9.01%) | ||
| 2023 | $6,201.00 (+12.58%) | $356,958 (+27.96%) | $356,958 (+27.96%) Land $112,800 Building $244,158 |
| 2022 | $5,508.00 | $278,959 | $278,959 Land $70,500 Building $208,459 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 112 First St in Zone AE, a high-risk flood area; flood insurance is required for federally backed loans.
Source: FEMA National Flood Hazard Layer, effective September 20, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone AE high risk |
|---|---|
| 100-Year Floodplain | Yes 1% annual chance |
| Floodway | No |
| Base Flood Elevation | 63.8 ft |
| Flood Insurance Requirement | Required federally backed loans |
| Flood Insurance Cost | Premium on File median of 19 policies |
| Community Rating System | Class 7 (15% premium discount) |
| Nearby Flood Policies | 19 in force |
| Nearby Flood Claims | 2 (2003–2022) |
| Most Recent Claim | Sep 2022 · Hurricane Ian |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 112 First St is low, with less than a 0.01% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 97% of the US · lower than 96% of Florida |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | TAVARES WATER DEPARTMENT (4 WPS) serves 22,007 people · EPA ID FL3351333 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Nov 2023 |
| Lead | Under 1 ppb (2023) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 1 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 292 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Xfinity Cable | 2,000 / 2,000 |
| CenturyLink Fiber | 2,000 / 1,000 |
| Verizon Fixed Wireless | 300 / 20 |
| AT&T Fixed Wireless · Fiber in parts of the area | 100 / 20 |
Search by:
By searching, you agree to: Terms • Privacy • Disclosures