112 Finch Dr, Clayton, GA 30525 Property Records

Rabun County property record for 112 Finch Dr, Clayton, GA 30525

Property Summary

Property Type	Single Family Home
Details	4 bd · 5 ba · 3,429 sqft · built 2020
Lot Size	0.485 acres (21,158 sqft)
Owner	2 Individual Names on File
Tax Bill	$4,807 (2025)
Deeds & Mortgages	Feb 2021 Mortgage Nov 2019 Line of Credit
Flood Zone	Zone X (minimal risk)
APN	`LB16-027-L`

Property Details

APN / Parcel Number

Primary APN	`LB16-027-L`
Alternative APN	`1424`

Interior

Bedrooms	4 Beds
Full Baths	5 Baths
Half Baths	1 Half Bath
Building Area	3,429 sqft Heated Area
1st Floor Area	1,040 sqft
Basement Area	1,512 sqft
Finished Basement	1,512 sqft
Flooring	Plywood
Interior Walls	Wallboard/Drywall
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2020
Exterior Material	Wood
Foundation Type	Footing
Roof Type	Cathedral/Clerestory
Roof Material	Composition Shingle
Lot Area	21,158 sqft
Garage Type	Carport
Carport	Carport
Carport Area	484 sqft

Exterior Amenities

Porch	Open Porch
Porch Area	713 sqft
Deck Area	120 sqft
Patio Area	520 sqft
Boat House	728 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Heat Pump

Location & Zoning

Account Number	1424
Old Parcel Number	LB16 027 L
Street Address	112 FINCH DR
City	CLAYTON
State	GA
Zip	30525-4754
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	VC
Legal Description	LEASE 1003
Jurisdiction	RABUN GA
Township / Civil Division	TIGER
Census Block Group	1
Census Block	1045
Census Tract	970304

Owner

112 Finch Dr is owned and occupied by two individuals who acquired it in October 2015.

Source: Rabun County records, as of December 8, 2025

Owner of Record	2 Individual Names on File
Mailing Address	112 FINCH DR, CLAYTON, GA 30525-4754
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Feb 24, 2021	Deed of Trust, Mortgage · Conventional Mortgage SYNOVUS BANK
Nov 13, 2019	Trustee's Deed, Construction Loan · Line of Credit SYNOVUS BK

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Oct 15, 2015
Deed Sale	Oct 15, 2015
Prior Sale	Mar 1, 2006
Deed Document Number	0000I42445
Deed Book / Page	H42 / 518
Prior Transfer Date	Oct 1, 2015
Prior Transfer Doc	2015-001314
Record Updated	Jun 8, 2026

February 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	RABUN GA
Property Address	112 FINCH DR, CLAYTON, GA 30525-4754
Transaction Type	Mortgage
Record Updated	Feb 9, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	112 FINCH DR, CLAYTON, GA 30525-4754

Mortgage

Document Number	000F480000000783
Date	Feb 24, 2021
Book Page	0000000F48/0000000783

Lender

Name	SYNOVUS BANK

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	Jan 1, 2051

November 2019: Trustee's Deed, Construction Loan

Document Type	Trustee's Deed
Jurisdiction	RABUN GA
Recording Date	Nov 13, 2019
Property Address	112 FINCH DR, CLAYTON, GA 30525-4754
Document Number	000U460567
Book / Page	000U46 / 000567
Instrument Date	Sep 23, 2019
Transaction Type	Construction Loan
Record Updated	Dec 17, 2019
Title Company	NOT AVAILABLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	1107 OXFORD RD NE ATLANTA GA 303062607, ATLANTA, GA 30306-2607

Mortgage

Document Number	U460567
Date	Nov 13, 2019
Book Page	000U46/000567

Lender

Name	SYNOVUS BK
Type	Bank
Address	3400 OVERTON PARK DR SE # 110, ATLANTA, GA 30339-3982

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	180 Months
Due	Nov 12, 2034

Interest

Rate Type	Adjustable Rate

Tax Assessment & Valuation

The 2025 property tax bill for 112 Finch Dr was $4,807 with a homeowner's exemption.

Source: Rabun County assessment roll, as of July 1, 2025

Property Jurisdictions

Type	Name
State	Georgia
County	Rabun County
Unified School District	Rabun County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$4,807.00 Homeowner's exemption	$336,662 Building $336,662	$841,654 Building $841,654
2023	$4,745.00 (-7.32%) Homeowner's exemption	$261,264 (-) Building $261,264	$653,159 (-) Building $653,159
2022	$5,120.00 Homeowner's exemption	$261,264 Building $261,264	$653,159 Building $653,159

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 112 Finch Dr in Zone X, an area of minimal flood risk, within 100 ft of a high-risk flood zone.

Source: FEMA National Flood Hazard Layer, effective April 23, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone A, within 100 ft
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on File median of 26 policies
Nearby Flood Policies	26 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 112 Finch Dr is low, with a 0.06% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 62% of the US · lower than 80% of Georgia
Wildfire Likelihood	0.06% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 37 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
TruVista Communications Fiber	5,000 / 5,000

May also be available: Verizon.

Cell Coverage

5G (outdoors only) and 4G LTE

Nearby Properties on Finch Dr

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