112 Fields St, Lancaster, KY 40444 Property Records

Garrard County property record for 112 Fields St, Lancaster, KY 40444

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · built 1998
Lot Size	0.971 acres (42,296 sqft)
Owner	2 Individual Names on File
Tax Bill	$1,141 (2025)
Flood Zone	Zone X (minimal risk)
APN	`13A-01-015`

Property Details

APN / Parcel Number

Primary APN	`13A-01-015`
Alternative APN	`14206`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Total Rooms	8 Rooms
Stories	1 Story
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1998
Effective Year Built	Effective 1998
Exterior Material	Vinyl
Roof Type	Gable
Roof Material	Composition Shingle
Lot Area	42,296 sqft (0.971 acres)
Garage Type	Attached

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Heat Pump
Sewer	Connected

Location & Zoning

Account Number	14206
Street Address	112 FIELDS ST
City	LANCASTER
State	KY
Zip	40444-9595
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LOT 15
Legal Subdivision	COUNTRY AYR
Legal Lot Number	15
Jurisdiction	GARRARD KY
Township / Civil Division	BRYANTSVILLE
Census Block Group	1
Census Block	1001
Census Tract	970102

Owner

Source: Garrard County records · APN 13A-01-015

Assessment roll updated May 5, 2026 · Last verified May 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on File
Mailing Address	112 FIELDS ST, LANCASTER, KY 40444-9595
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	2 Verified Names on Deed
Last Sale	Dec 28, 2009
Deed Sale	Dec 28, 2009
Deed Book / Page	257 / 96
Record Updated	Jun 08, 2026

Tax Assessment & Valuation

Source: Garrard County records · Assessment roll updated May 5, 2026 · Last verified May 2026

Property Jurisdictions

Type	Name
State	Kentucky
County	Garrard County
Unified School District	Garrard County School District (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$1,141.00 (-2.89%) Homeowner's exemption	$160,000 (-) Land $30,000 Building $130,000	$160,000 (-) Land $30,000 Building $130,000
2024	$1,175.00 (-2.81%) Homeowner's exemption	$160,000 (-) Land $30,000 Building $130,000	$160,000 (-) Land $30,000 Building $130,000
2023	$1,209.00 (-5.77%) Homeowner's exemption	$160,000 (-) Land $30,000 Building $130,000	$160,000 (-) Land $30,000 Building $130,000
2022	$1,283.00 Homeowner's exemption	$160,000 Land $40,000 Building $120,000	$160,000 Land $40,000 Building $120,000

Flood & Wildfire

Source: FEMA National Flood Hazard Layer as of December 21, 2017 · FEMA NFIP claims and policies as of September 2026 · USDA Forest Service Wildfire Risk to Communities as of 2024 · Last verified October 2026

Flood

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone A, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	1 in force

Wildfire

Wildfire Risk	Low lower than 80% of the US · lower than 63% of Kentucky
Wildfire Likelihood	0.02% annual chance
Exposure	Direct burnable vegetation at the parcel

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection as of December 31, 2025 · Last verified October 2026

Provider	Max Down / Up (Mbps)
Verizon Fixed Wireless	300 / 20
Starlink Satellite	280 / 30
Uniti Group DSL	100 / 20
Broadband on Demand Fixed Wireless · not low latency	25 / 5

May also be available: AT&T.

Based on FCC filings for 26 locations within half a mile of this property.

Cell Coverage

5G (outdoors only) and 4G LTE

Drinking Water

Source: EPA Safe Drinking Water Information System as of 2026 Q3 · EPA water system boundaries as of March 2026 · Last verified October 2026

Water System	GARRARD CO WATER ASSOC INC private · serves 14,806 people
Water Source	Purchased surface water from several systems
Last State Inspection	Jun 2024
Lead	Under 1 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system as reported to EPA, not water tested at this address; lead at the tap also depends on the building's own pipes. The full violation and enforcement history is in the system's EPA record.