112 Ferrel St, Platte City, MO 64079 Property Records

Platte County property record for 112 Ferrel St, Platte City, MO 64079

Property Summary

Property Type	Single Family Home
Details	4 bd · 2 ba · 1,888 sqft · built 1842
Lot Size	0.16 acres (6,970 sqft)
Owner	2 Individual Names on File
Last Sale	$335,160 (Nov 2025)
Tax Bill	$3,163 (2025)
Deeds & Mortgages	Sep 2024 Mortgage Nov 2025 Mortgage + 2 more
Flood Zone	Zone X (minimal risk)
APN	`13-70-25-300-017-008-000`

Property Details

APN / Parcel Number

Primary APN	`13-70-25-300-017-008-000`

Interior

Bedrooms	4 Beds
Full Baths	2 Baths
Stories	1 Story
Building Area	1,888 sqft Living Area
Gross Area	2,547 sqft
1st Floor Area	1,318 sqft
Basement Area	659 sqft
Finished Basement	659 sqft

Exterior

Year Built	Built 1842
Effective Year Built	Effective 1994
Architectural Style	Multi-Level
Construction Type	Frame
Roof Material	Composition Shingle
Lot Area	6,970 sqft (0.16 acres)
Lot Dimensions	142 ft deep x 50 ft wide
Porch	Open Porch
Porch Area	162 sqft
Patio Area	506 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air with A/C

Location & Zoning

Street Address	112 FERREL ST
City	PLATTE CITY
State	MO
Zip	64079-9510
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	PLATTE CITY LOT 10 BLK 28
Legal Subdivision	PLATTE CITY
Legal Block	28
Legal Lot Number	10
Jurisdiction	PLATTE MO
Township / Civil Division	CARROLL
Census Block Group	1
Census Block	1021
Census Tract	30502

Owner

112 Ferrel St is owned and occupied by two individuals who bought it in November 2025.

Source: Platte County records, as of December 2, 2025

Owner of Record	2 Individual Names on File
Mailing Address	112 FERREL ST, PLATTE CITY, MO 64079-9510
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Married Couple

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Sep 19, 2024	Deed of Trust, Mortgage · FHA Mortgage DEPARTMENT OF HOUSING & URBAN DEV
Nov 24, 2025	Warranty Deed, Transfer · Conventional Mortgage COMMERCE BANK
Aug 13, 2019	Warranty Deed, Transfer · FHA Mortgage COMMERCE BANK
Apr 10, 2019	Deed of Trust, Mortgage · Line of Credit COMMUNITYAMERICA CU

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Nov 24, 2025 · Amount on File
Deed Sale	Nov 24, 2025 · Amount on File
Prior Sale	Aug 13, 2019 · Amount on File
Deed Document Number	202512692
Deed Book / Page	1426 / 726
Prior Transfer Date	Feb 28, 2014
Prior Transfer Doc	0012250362
Record Updated	Jun 8, 2026

September 2024: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	PLATTE MO
Property Address	112 FERREL ST, PLATTE CITY, MO 64079-9510
Transaction Type	Mortgage
Record Updated	Dec 16, 2025

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	112 FERREL ST, PLATTE CITY, MO 64079-9510

Mortgage

Document Number	0014100299
Date	Sep 19, 2024
Book Page	1410/299
Instrument	2024009442

Lender

Name	DEPARTMENT OF HOUSING & URBAN DEV
Type	Government Agency
Address	WASHINGTON, DC 20410

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	300 Months
Due	Sep 1, 2049

November 2025: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	PLATTE MO
Recording Date	Nov 24, 2025
Property Address	112 FERREL ST, PLATTE CITY, MO 64079-9510
Document Number	0014260726
Book / Page	1426 / 726
Instrument Date	Nov 17, 2025
Instrument	2025012692
Transaction Type	Transfer
Record Updated	Apr 27, 2026
Title Company	STEWART TITLE COMPANY

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	112 FERREL ST, PLATTE CITY, MO 64079-9510

Mortgage

Document Number	2025012693
Date	Nov 24, 2025
Instrument	2025012693

Lender

Name	COMMERCE BANK
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Dec 1, 2055

August 2019: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	PLATTE MO
Recording Date	Aug 13, 2019
Property Address	112 FERREL ST, PLATTE CITY, MO 64079-9510
Document Number	0013160624
Book / Page	1316 / 624
Instrument Date	Aug 12, 2019
Instrument	2019009750
Transaction Type	Transfer
Record Updated	May 10, 2021
Title Company	STEWART TITLE COMPANY

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	112 FERREL ST, PLATTE CITY, MO 64079-9510

Mortgage

Document Number	2019009751
Date	Aug 13, 2019
Instrument	2019009751

Lender

Name	COMMERCE BANK
Type	Bank

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	361 Months
Due	Sep 1, 2049

Mortgage

Document Number	0013160626
Date	Aug 13, 2019
Book Page	1316/626
Instrument	2019009752

Lender

Name	MISSOURI HOUSING DEVELOPMENT COMMISSION
Type	Funding / Finance Company
Address	KANSAS CITY, MO 64105

Agreement

Type	Stand-Alone Second Mortgage
Amount	Amount on Record

April 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	PLATTE MO
Property Address	112 FERREL ST, PLATTE CITY, MO 64079-9510
Document Number	0013110800
Instrument Date	Apr 10, 2019
Transaction Type	Mortgage
Record Updated	May 24, 2019
Title Company	WORLDWIDE RECORDING INC

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	112 FERREL ST PLATTE CITY MO 640799510, PLATTE CITY, MO 64079-9510

Mortgage

Document Number	0013110800
Date	May 9, 2019
Book Page	001311/000800
Instrument	4899

Lender

Name	COMMUNITYAMERICA CU
Type	Credit Union
Address	LENEXA, KS 66219

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	300 Months
Due	May 8, 2044

Interest

Rate Type	Adjustable Rate

Tax Assessment & Valuation

The 2025 property tax bill for 112 Ferrel St was $3,163.

Source: Platte County assessment roll, as of November 17, 2025

Property Jurisdictions

Type	Name
State	Missouri
County	Platte County
Municipality	Platte City
Unified School District	Platte County R-III School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$3,163.00	$39,853 Land $4,689 Building $35,164	$209,752 Land $24,679 Building $185,073
2024	$3,163.00 (+3.98%)
2023	$3,042.00	$39,853 Land $4,689 Building $35,164	$209,753 Land $24,679 Building $185,074
2018	$1,786.00

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 112 Ferrel St in Zone X, an area of minimal flood risk, within 500 ft of a high-risk flood zone.

Source: FEMA National Flood Hazard Layer, effective April 1, 2015

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 500 ft
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Wildfire risk around 112 Ferrel St is low, with a 0.02% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 67% of the US · lower than 78% of Missouri
Wildfire Likelihood	0.02% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	PLATTE CITY PWS serves 4,691 people · EPA ID MO1010646
Water Source	Purchased surface water from KANSAS CITY PWS
Last State Inspection	Apr 2023
Lead	Under 1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 305 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable · Fiber in parts of the area	1,000 / 1,000
Wisper ISP Fixed Wireless	400 / 30
Verizon Fixed Wireless	300 / 20

May also be available: AT&T.

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