112 Ferndale Dr, Garner, NC 27529 Property Records

Wake County property record for 112 Ferndale Dr, Garner, NC 27529

Property Summary

Property TypeSingle Family Home
Details2 ba · 1,286 sqft · built 1977
Lot Size0.53 acres (23,087 sqft)
OwnerIndividual Name on Record
Last Sale$168,500 (Nov 2020)
Tax Bill$1,726 (2025)
Deeds & MortgagesJun 2023 Mortgage
Nov 2020 Sale & Mortgage
+ 2 more
Flood ZoneZone X (minimal risk)
APN1639.01-38-3345-000

Property Details

APN / Parcel Number

Primary APN1639.01-38-3345-000
Alternative APNs
  • 1639.01-38-3345 0006855
  • 1639383345
  • 000685501
  • 0006855

Interior

Full Baths2 Baths
Total Rooms5 Rooms
Stories1 Story
Building Area1,286 sqft Living Area
1st Floor Area1,286 sqft

Exterior

Year BuiltBuilt 1977
Effective Year BuiltEffective 1987
Architectural StyleConventional
Exterior MaterialAluminum/Vinyl
Foundation TypeRaised
Roof TypeGable
Lot Area23,087 sqft (0.53 acres)
Garage Area256 sqft
Deck Area200 sqft

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemForced Air with A/C

Location & Zoning

Account Number0006855
Street Address112 FERNDALE DR
CityGARNER
StateNC
Zip27529-9514
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeR2
Legal DescriptionLO30 LEGEND HILLS DEV
Legal SubdivisionLEGEND HILLS
Legal Lot Number30
JurisdictionWAKE NC
Township / Civil DivisionST. MARYS
Census Block Group2
Census Block2029
Census Tract52809

Owner

Source: Wake County records, as of April 28, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordIndividual Name on Record
Mailing Address709 E LENOIR ST, RALEIGH, NC 27601-2033
Owner TypeIndividual

Deeds, Mortgages & Sale History

DateDocument
Jun 1, 2023Deed of Trust, Mortgage · Conventional Mortgage
LATINO COMMUNITY CU
Nov 24, 2020Warranty Deed, Transfer · Conventional Mortgage
LATINO COMMUNITY CU
Apr 17, 2020Grant Deed, Transfer
ATTORNEY ONLY
Dec 30, 2019Trustee's Deed, Foreclosure
ATTORNEY ONLY

Assessor's Deed Record

Deed NamesName on Deed
Last SaleNov 24, 2020 · Amount on Record
Deed SaleNov 24, 2020 · Amount on Record
Prior SaleApr 17, 2020 · Amount on Record
Deed Book / Page18207 / 119
Record UpdatedOct 29, 2026

June 2023: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionWAKE NC
Property Address112 FERNDALE DR, GARNER, NC 27529-9514
Transaction TypeMortgage
Record UpdatedJun 14, 2023

Transferred To (Grantee/Buyer)

NameVerified Name
Address112 FERNDALE DR, GARNER, NC 27529-9514

Mortgage

Document Number19349/1759
DateJun 1, 2023
Book Page19349/1759
Lender
NameLATINO COMMUNITY CU
TypeCredit Union
AddressRALEIGH, NC 27611
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term360 Months
DueJun 1, 2053
Interest
Rate TypeAdjustable Rate
Rate5.5%
Type Change DateJun 1, 2028
Change Frequency5 Years
Min Rate At Change5.25%
Max Rate At Change7.5%
Margin3
Max Rate11.5%

November 2020: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionWAKE NC
Recording DateNov 24, 2020
Property Address112 FERNDALE DR, GARNER, NC 27529-9514
Document Number018207/119
Book / Page18207 / 119
Map ReferenceMB 1968 PG 196
Instrument DateNov 23, 2020
Transaction TypeTransfer
Record UpdatedAug 24, 2022

Transaction

AmountAmount Recorded
DownpaymentDownpayment on Record
Loan-to-Value (LTV)LTV on Record
Tax$337.00
Amount AccuracyRounded by County
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address709 E LENOIR ST, RALEIGH, NC 27601-2033

Mortgage

Document Number0018207121
DateNov 24, 2020
Instrument18207/121
Lender
NameLATINO COMMUNITY CU
TypeCredit Union
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term361 Months
DueDec 1, 2050
Interest
Rate TypeAdjustable Rate
Rate5.5%
Change Frequency5 Years
Min Rate At Change5.25%
Index5-Year CMT
Max Rate6%

April 2020: Grant Deed, Transfer

Document TypeGrant Deed
JurisdictionWAKE NC
Recording DateApr 17, 2020
Property Address112 FERNDALE DR, GARNER, NC 27529-9514
Document Number178281737
Book / Page017828 / 001737
Instrument DateMar 13, 2020
Transaction TypeTransfer
Record UpdatedMay 13, 2020
Title CompanyATTORNEY ONLY

Transaction

AmountAmount Recorded
Tax$260.00
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipCompany
Address709 E LENOIR ST RALEIGH NC 276012033, RALEIGH, NC 27601-2033

December 2019: Trustee's Deed, Foreclosure

Document TypeTrustee's Deed
JurisdictionWAKE NC
Recording DateDec 30, 2019
Property Address112 FERNDALE DR, GARNER, NC 27529-9514
Document Number177012480
Book / Page017701 / 002480
Instrument DateDec 11, 2019
Transaction TypeForeclosure
Record UpdatedJan 16, 2020
Title CompanyATTORNEY ONLY

Transaction

AmountAmount Recorded
Tax$255.36
Amount AccuracyConfirmed
Additional
  • Notice of Trustee Sale

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipAssociation
Address4801 FREDERICA ST OWENSBORO KY 423017441, OWENSBORO, KY 42301-7441
InvestorPossibly a Property Investor

Tax Assessment & Valuation

Source: Wake County assessment roll, as of September 9, 2025

Property Jurisdictions

TypeName
StateNorth Carolina
CountyWake County
Unified School DistrictWake County Schools (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$1,726.00 (+36.66%)$266,757 (+67.27%) Land $100,000 Building $166,757$266,757 (+67.27%) Land $100,000 Building $166,757
2023$1,263.00$159,478 Land $40,000 Building $119,478$159,478 Land $40,000 Building $119,478

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective September 7, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Community Rating SystemClass 10 (0% premium discount)
Nearby Flood Policies2 in force
Nearby Flood Claims2 (2002)
Claims Outside the SFHA2 of 2
Most Recent ClaimJun 2002 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 80% of the US · lower than 76% of North Carolina
Wildfire Likelihood0.02% annual chance
ExposureDirect
burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemLEGEND HILLS S/D
private · serves 84 people · EPA ID NC0392263
Water SourceGroundwater
Last State InspectionApr 2026
LeadUnder 1 ppb (2023–2025)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and Reporting1
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 115 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
AT&T
Fiber
5,000 / 5,000
Spectrum
Cable · Fiber in parts of the area
1,000 / 1,000
Verizon
Fixed Wireless
300 / 20
T-Mobile
Fixed Wireless
100 / 20

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