Scott County property record for 112 Elm St, Georgetown, KY 40324
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 1 ba · 1,032 sqft |
| Lot Size | 0.164 acres (7,149 sqft) |
| Owner | Individual Name on Record |
| Last Sale | $185,000 (Jun 2025) |
| Tax Bill | $994 (2025) |
| Deeds & Mortgages | Sep 2019 Mortgage Feb 2010 Line of Credit + 3 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 166-20-145.001 |
| Primary APN | 166-20-145.001 |
|---|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 1 Bath |
| Stories | 1 Story |
| Building Area | 1,032 sqft Living Area |
| Exterior Material | Aluminum/Vinyl |
|---|---|
| Lot Area | 7,149 sqft (0.164 acres) |
| Cooling System | Central |
|---|---|
| Heating System | Central |
| Street Address | 112 ELM ST |
|---|---|
| City | GEORGETOWN |
| State | KY |
| Zip | 40324-1929 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | CITY GEO 52 |
| Legal Subdivision | DUNN & HINKLE PROP |
| Legal Block | 3 |
| Legal Lot Number | 11 |
| Jurisdiction | SCOTT KY |
| Township / Civil Division | GEORGETOWN |
| Census Block Group | 1 |
| Census Block | 1011 |
| Census Tract | 40102 |
Source: Scott County records, as of August 18, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on Record |
|---|---|
| Mailing Address | 112 ELM ST, GEORGETOWN, KY 40324-1929 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Vesting | Unmarried Woman |
| Date | Document |
|---|---|
| Sep 6, 2019 | Deed of Trust, Mortgage · Commercial Mortgage CITIZENS COMMERCE BANK |
| Feb 26, 2010 | Deed of Trust, Mortgage · Line of Credit FIFTH THIRD BANK CENTRAL KENTUCKY |
| Feb 9, 2010 | Deed of Trust, Mortgage FIFTH THIRD BANK CENTRAL KENTUCKY |
| Jun 20, 2025 | Deed, Transfer · FHA Mortgage REPUBLIC BANK & TRUST CO |
| Mar 18, 2019 | Deed, Transfer · Commercial Mortgage SOUTH CENTRAL BANK |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Jun 20, 2025 · Amount on Record |
| Deed Sale | Jun 20, 2025 · Amount on Record |
| Prior Sale | Mar 18, 2019 · Amount on Record |
| Deed Document Number | 2025545283 |
| Deed Book / Page | 458 / 213 |
| Record Updated | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | SCOTT KY |
| Property Address | 112 ELM ST, GEORGETOWN, KY 40324-1929 |
| Transaction Type | Mortgage |
| Record Updated | Apr 3, 2026 |
| Name | Verified Name |
|---|---|
| Investor | Possibly a Property Investor |
| Document Number | 0M1459/437 |
|---|---|
| Date | Sep 6, 2019 |
| Book Page | M1459/437 |
| Instrument | 404700 |
| Name | CITIZENS COMMERCE BANK |
|---|---|
| Type | Bank |
| Type | Commercial Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 120 Months |
| Due | Sep 5, 2029 |
| Rate Type | Adjustable Rate |
|---|
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | SCOTT KY |
| Property Address | 112 ELM ST, GEORGETOWN, KY 40324-1929 |
| Transaction Type | Mortgage |
| Record Updated | Apr 3, 2026 |
| Title Company | FIRST AMERICAN EQUITY LOANS, FIRST AMERICAN EQUITY LOAN S |
| Name | Verified Name |
|---|
| Document Number | 00M981/647 |
|---|---|
| Date | Feb 26, 2010 |
| Book Page | M981/647 |
| Instrument | 193831 |
| Name | FIFTH THIRD BANK CENTRAL KENTUCKY |
|---|---|
| Address | CINCINNATI, OH 45263 |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Term | 240 Months |
| Due | Feb 5, 2030 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | SCOTT KY |
| Property Address | 112 ELM ST, GEORGETOWN, KY 40324-1929 |
| Transaction Type | Mortgage |
| Record Updated | Apr 3, 2026 |
| Name | Verified Name |
|---|
| Document Number | 00M980/251 |
|---|---|
| Date | Feb 9, 2010 |
| Book Page | M980/251 |
| Instrument | 192874 |
| Name | FIFTH THIRD BANK CENTRAL KENTUCKY |
|---|---|
| Address | CINCINNATI, OH 45263 |
| Amount | Amount Recorded |
|---|---|
| Term | 120 Months |
| Due | Feb 1, 2020 |
| Document Type | Deed |
|---|---|
| Jurisdiction | SCOTT KY |
| Recording Date | Jun 20, 2025 |
| Property Address | 112 ELM ST, GEORGETOWN, KY 40324-1929 |
| Document Number | 00D458/213 |
| Book / Page | D458 / 213 |
| Map Reference | MB 38 PG 337 |
| Instrument Date | Jun 18, 2025 |
| Instrument | 545283 |
| Transaction Type | Transfer |
| Record Updated | Apr 3, 2026 |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $185.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 281 CAVE RUN CIR, VERSAILLES, KY 40383-7014 |
| Name | Verified Name |
|---|---|
| Relationship | Right of Survivorship |
| Address | 112 ELM ST, GEORGETOWN, KY 40324-1929 |
| Document Number | 0000545286 |
|---|---|
| Date | Jun 20, 2025 |
| Instrument | 545286 |
| Name | REPUBLIC BANK & TRUST CO |
|---|---|
| Type | Bank |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Jul 1, 2055 |
| Document Type | Deed |
|---|---|
| Jurisdiction | SCOTT KY |
| Recording Date | Mar 18, 2019 |
| Property Address | 112 ELM ST, GEORGETOWN, KY 40324-1929 |
| Document Number | D404/107 |
| Book / Page | D404 / 107 |
| Instrument Date | Mar 14, 2019 |
| Instrument | 398014 |
| Transaction Type | Transfer |
| Record Updated | Jun 14, 2021 |
| Amount | Amount Recorded |
|---|---|
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $80.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 618 WOODDUCK LN, 618, GEORGETOWN, KY 40324-9251 |
| Name | Verified Name |
|---|---|
| Address | PO BOX 910293, LEXINGTON, KY 40591-0293 |
| Investor | Possibly a Property Investor |
| Document Number | 398015 |
|---|---|
| Date | Mar 18, 2019 |
| Instrument | 398015 |
| Name | SOUTH CENTRAL BANK |
|---|---|
| Type | Bank |
| Type | Commercial Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 60 Months |
| Due | Mar 14, 2024 |
| Rate Type | Adjustable Rate |
|---|
Source: Scott County assessment roll, as of January 21, 2026
| Type | Name |
|---|---|
| State | Kentucky |
| County | Scott County |
| Municipality | Georgetown City |
| Unified School District | Scott County School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $994.00 (+3.87%) | $111,700 (+4.88%) | $111,700 (+4.88%) |
| 2024 | $957.00 (+6.33%) | $106,500 (+7.25%) | $106,500 (+7.25%) |
| 2023 | $900.00 (+10.02%) | $99,300 (+5.3%) Land $25,000 Building $74,300 | $99,300 (+5.3%) Land $25,000 Building $74,300 |
| 2022 | $818.00 | $94,300 Land $20,000 Building $74,300 | $94,300 Land $20,000 Building $74,300 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective November 20, 2022 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on Record median of 17 policies |
| Nearby Flood Policies | 17 in force |
| Nearby Flood Claims | 1 (2025) |
| Most Recent Claim | Apr 2025 · Severe Storms, Straight-line Winds, Tornadoes, And Flooding |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Not rated no burnable land within ember reach |
|---|
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | GEORGETOWN MUNICIPAL WATER SERVICE serves 44,608 people · EPA ID KY1050157 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Aug 2025 |
| Lead | 5 ppb (2022–2024) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 326 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| AT&T Fiber · Fixed Wireless in parts of the area | 5,000 / 5,000 |
| Spectrum Cable | 1,000 / 1,000 |
| Verizon Fixed Wireless | 300 / 20 |
| Starlink Satellite | 280 / 30 |
| T-Mobile Fixed Wireless | 100 / 20 |
Search by:
By searching, you agree to: Terms • Privacy • Disclosures