Warren County property record for 112 Elm St, Franklin, OH 45005
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 2 ba · 1,128 sqft · built 1954 |
| Lot Size | 0.154 acres (6,708 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $144,000 (Aug 2021) |
| Tax Bill | $2,190 (2025) |
| Deeds & Mortgages | Aug 2021 Sale & Mortgage Aug 2020 Mortgage + 1 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 02-03-152-006-0 |
| Primary APN | 02-03-152-006-0 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2 Baths |
| Plumbing Fixtures | 8 Plumbing Fixtures |
| Stories | 1 Story |
| Building Area | 1,128 sqft Living Area |
| 1st Floor Area | 1,128 sqft |
| Year Built | Built 1954 |
|---|---|
| Effective Year Built | Effective 1954 |
| Exterior Material | Shingles |
| Construction Type | Frame |
| Foundation Type | Concrete |
| Lot Area | 6,708 sqft (0.154 acres) |
| Lot Dimensions | 123 ft deep x 53 ft wide |
| Garage Area | 240 sqft |
| Parking Spaces | 1 Parking Space |
| Cooling System | HVAC |
|---|---|
| Heating System | Forced Air with A/C |
| Heating Fuel | Electric |
| Account Number | 2116642 |
|---|---|
| Street Address | 112 ELM ST |
| City | FRANKLIN |
| State | OH |
| Zip | 45005-3513 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | ELM |
| Legal Range | 5 |
| Legal Township | 1 |
| Legal Section | 3 |
| Legal Subdivision | ELM |
| Legal Block | 642 |
| Jurisdiction | WARREN OH |
| Township / Civil Division | FRANKLIN |
| Census Block Group | 1 |
| Census Block | 1048 |
| Census Tract | 30200 |
Source: NPS National Register of Historic Places, as of August 1, 2026
| Historic District | Within the Mackinaw Historic District listed 1980 · 40 contributing resources · NRIS 80003242 |
|---|
Federal listing alone does not restrict alterations; local historic district rules, which this data does not cover, may apply.
112 Elm St is owned and occupied by two individuals who bought it in August 2021.
Source: Warren County records, as of July 10, 2026
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 112 ELM ST, FRANKLIN, OH 45005-3513 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Vesting | Right of Survivorship |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Aug 19, 2021 | Warranty Deed, Transfer · VA Mortgage QUICKEN LOANS LLC |
| Aug 6, 2020 | Deed of Trust, Mortgage · Conventional Mortgage UNION SVGS |
| Mar 7, 2018 | Grant Deed, Transfer · Conventional with PMI DAS ACQUISITION |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Aug 19, 2021 · Amount on File |
| Deed Sale | Aug 19, 2021 · Amount on File |
| Prior Sale | Aug 21, 2001 · Amount on File |
| Deed Document Number | 202137866 |
| Record Updated | Oct 29, 2026 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | WARREN OH |
| Recording Date | Aug 19, 2021 |
| Property Address | 112 ELM ST, FRANKLIN, OH 45005-3513 |
| Document Number | 2021037866 |
| Map Reference | MB 1 PG 199 |
| Instrument Date | Jul 27, 2021 |
| Instrument | 2021-037866 |
| Transaction Type | Transfer |
| Record Updated | Sep 6, 2021 |
| Amount | Amount on Record |
|---|---|
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $0.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Right of Survivorship |
| Address | 112 ELM ST, FRANKLIN, OH 45005-3513 |
| Document Number | 2021037867 |
|---|---|
| Date | Aug 19, 2021 |
| Instrument | 2021-037867 |
| Name | QUICKEN LOANS LLC |
|---|---|
| Type | Mortgage Company |
| Type | VA Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | Aug 1, 2051 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | WARREN OH |
| Property Address | 112 ELM ST, FRANKLIN, OH 45005-3513 |
| Document Number | 0000032441 |
| Instrument Date | Aug 6, 2020 |
| Transaction Type | Mortgage |
| Record Updated | Sep 29, 2020 |
| Title Company | LANDMARK TITLE, LANDMARK TITLE AGENCY |
| Name | Verified Name |
|---|---|
| Relationship | Husband and Wife |
| Address | 112 ELM ST FRANKLIN OH 450053513, FRANKLIN, OH 45005-3513 |
| Document Number | 0000032441 |
|---|---|
| Date | Aug 26, 2020 |
| Instrument | 32441 |
| Name | UNION SVGS |
|---|---|
| Type | Federal Savings Bank |
| Address | CINCINNATI, OH 45249 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 180 Months |
| Due | Aug 25, 2035 |
| Document Type | Grant Deed |
|---|---|
| Jurisdiction | WARREN OH |
| Recording Date | Mar 7, 2018 |
| Property Address | 112 ELM ST, FRANKLIN, OH 45005-3513 |
| Document Number | 0000006436 |
| Instrument Date | Feb 15, 2018 |
| Instrument | 6436 |
| Transaction Type | Transfer |
| Record Updated | Mar 21, 2018 |
| Title Company | REPUBLIC TITLE COMPANY |
| Amount | Amount on Record |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $209.20 |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Joint Tenants with Right of Survivorship |
| Address | 7171 QUARTERHORSE DR SPRINGBORO OH 450667745, SPRINGBORO, OH 45066-7745 |
| Document Number | 6437 |
|---|---|
| Date | Mar 7, 2018 |
| Instrument | 6437 |
| Name | DAS ACQUISITION |
|---|---|
| Address | ST LOUIS, MO 63141 |
| Type | Conventional with PMI |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | Mar 6, 2048 |
The 2025 property tax bill for 112 Elm St was $2,190.
Source: Warren County assessment roll, as of February 9, 2026
| Type | Name |
|---|---|
| State | Ohio |
| County | Warren County |
| County Subdivision | Franklin Township |
| Municipality | Franklin City |
| Unified School District | Franklin City School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $2,190.00 | $38,500 Land $10,460 Building $28,040 | $110,000 Land $29,890 Building $80,110 |
| 2023 | $1,671.00 (+10.66%) Homeowner's exemption | $29,754 (-) Land $6,923 Building $22,831 | |
| 2022 | $1,510.00 Homeowner's exemption | $29,754 Land $6,923 Building $22,831 | $85,010 (-) Land $19,780 Building $65,230 |
| 2021 | $85,010 Land $19,780 Building $65,230 |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
FEMA maps place 112 Elm St in Zone X, an area of minimal flood risk, within 500 ft of a high-risk flood zone.
Source: FEMA National Flood Hazard Layer, effective June 25, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Nearest Special Flood Hazard Area | Zone AE, within 500 ft |
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on File median of 32 policies |
| Nearby Flood Policies | 32 in force |
| Nearby Flood Claims | 13 (1991–2018) |
| Claims Outside the SFHA | 1 of 13 |
| Most Recent Claim | Apr 2018 · river or lake flooding |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
The area around 112 Elm St has no burnable land within ember reach, so its wildfire risk is not rated.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Not rated no burnable land within ember reach |
|---|
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | FRANKLIN PUBLIC WATER SYSTEM private · serves 11,690 people · EPA ID OH8300412 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Sep 2024 |
| Lead | 2 ppb (2022–2024) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 1 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.
Source: FCC Broadband Data Collection, based on 242 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Spectrum Cable · Fiber in parts of the area | 1,000 / 1,000 |
| Verizon Fixed Wireless | 300 / 20 |
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