112 Elder Dr, Wilmington, NC 28405 Property Records

New Hanover County property record for 112 Elder Dr, Wilmington, NC 28405

Property Summary

Property TypeSingle Family Home
Details4 bd · 3 ba · 1,950 sqft · built 1979
Lot Size0.349 acres (15,202 sqft)
OwnerIndividual Name on Record
Last Sale$389,000 (May 2024)
Tax Bill$1,240 (2025)
Deeds & MortgagesOct 2025 Mortgage
May 2023 Second Mortgage
+ 2 more
Flood ZoneZone X (minimal risk)
APNR04207-005-003-000

Property Details

APN / Parcel Number

Primary APNR04207-005-003-000

Interior

Bedrooms4 Beds
Full Baths2.5 Baths
Half Baths1 Half Bath
Stories1 Story
Building Area1,950 sqft Living Area
1st Floor Area1,275 sqft
Basement Area600 sqft
Finished Basement600 sqft
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 1979
Effective Year BuiltEffective 1979
Architectural StyleSplit Level
Exterior MaterialCombination
Foundation TypeFooting
Roof MaterialComposition Shingle
Lot Area15,202 sqft (0.349 acres)
TerrainLow
Garage TypeBasement
Garage Area576 sqft
Parking Spaces1 Parking Space

Exterior Amenities

PorchSlab
Porch Area96 sqft
Deck Area835 sqft
Utility Building160 sqft

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemHeat Pump
Heating FuelElectric

Location & Zoning

Street Address112 ELDER DR
CityWILMINGTON
StateNC
Zip28405-8431
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeAR,AIRPORT
Legal DescriptionLOT 287 BROOKFIELD
Legal SubdivisionBROOKFIELD SEC 3F
Legal Block5
Legal Lot Number287
JurisdictionNEW HANOVER NC
Township / Civil DivisionCAPE FEAR
Census Block Group1
Census Block1001
Census Tract11609

Owner

Source: New Hanover County records, as of October 20, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordIndividual Name on Record
Mailing Address7254 COPPERFIELD CT, WILMINGTON, NC 28411-7230
Owner TypeIndividual
VestingMarried

Deeds, Mortgages & Sale History

DateDocument
Oct 28, 2025Deed of Trust, Mortgage · Conventional Mortgage
CROSSCOUNTRY MORTGAGE LLC
May 30, 2023Deed of Trust, Mortgage · Stand-Alone Second Mortgage
SPRING EQ LLC
Apr 19, 2021Deed of Trust, Mortgage · Conventional Mortgage
MUTUAL OF OMAHA MORTGAGE INC
Feb 2, 2017Warranty Deed, Transfer · FHA Mortgage
ON Q FIN'L

Assessor's Deed Record

Deed NamesName on Deed
Last SaleMay 24, 2024 · Amount on Record
Deed SaleMay 24, 2024 · Amount on Record
Prior SaleFeb 2, 2017 · Amount on Record
Deed Document Number202412618
Deed Book / Page6708 / 295
Prior Transfer DateSep 3, 2004
Prior Transfer Doc4480000157
Record UpdatedOct 29, 2026

October 2025: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionNEW HANOVER NC
Property Address112 ELDER DR, WILMINGTON, NC 28405-8431
Transaction TypeMortgage
Record UpdatedNov 7, 2025
Title CompanyFIRST AMERICAN TITLE, FIRST AMERICAN MORTGAGE SLN

Transferred To (Grantee/Buyer)

NameVerified Name
Address7254 COPPERFIELD CT, WILMINGTON, NC 28411-7230

Mortgage

Document Number00680802874
DateOct 28, 2025
Book Page6808/2874
Instrument2025028475
Lender
NameCROSSCOUNTRY MORTGAGE LLC
TypeMortgage Company
Address2160 SUPERIOR AVE, CLEVELAND, OH 44114
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term361 Months
DueNov 1, 2055

May 2023: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionNEW HANOVER NC
Property Address112 ELDER DR, WILMINGTON, NC 28405-8431
Transaction TypeMortgage
Record UpdatedJun 12, 2023
Title CompanySERVICELINK

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number00664200971
DateMay 30, 2023
Book Page6642/971
Instrument2023013149
Lender
NameSPRING EQ LLC
TypeMortgage Company
AddressWAYNE, PA 19087
Agreement
TypeStand-Alone Second Mortgage
AmountAmount Recorded
Term242 Months
DueJul 1, 2043

April 2021: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionNEW HANOVER NC
Property Address112 ELDER DR, WILMINGTON, NC 28405-8431
Transaction TypeMortgage
Record UpdatedMay 5, 2021

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number00643800745
DateApr 19, 2021
Book Page6438/745
Instrument2021019357
Lender
NameMUTUAL OF OMAHA MORTGAGE INC
TypeMortgage Company
AddressSAN DIEGO, CA 92108
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term181 Months
DueMay 1, 2036

February 2017: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionNEW HANOVER NC
Recording DateFeb 2, 2017
Property Address112 ELDER DR, WILMINGTON, NC 28405-8431
Document Number0060342707
Book / Page006034 / 002707
Instrument DateDec 20, 2016
Instrument3459
Transaction TypeTransfer
Record UpdatedFeb 13, 2017
Title CompanyATTORNEY ONLY

Transaction

AmountAmount Recorded
DownpaymentDownpayment on Record
Loan-to-Value (LTV)LTV on Record
Tax$340.00
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipHusband and Wife
Address112 ELDER DR WILMINGTON NC 284058431, WILMINGTON, NC 28405-8431

Mortgage

Document Number60342710
DateFeb 2, 2017
Book Page006034/002710
Instrument3460
Lender
NameON Q FIN'L
TypeFunding / Finance Company
AddressSCOTTSDALE, AZ 85251
Agreement
TypeFHA Mortgage
AmountAmount Recorded
Term360 Months
DueFeb 1, 2047

Tax Assessment & Valuation

Source: New Hanover County assessment roll, as of October 10, 2025

Property Jurisdictions

TypeName
StateNorth Carolina
CountyNew Hanover County
Unified School DistrictNew Hanover County Schools (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2026$308,300 (-) Land $124,500 Building $183,800$308,300 (-) Land $124,500 Building $183,800
2025$1,240.00 (+13.76%)$308,300 (+58.43%) Land $124,500 Building $183,800$308,300 (+58.43%) Land $124,500 Building $183,800
2024$1,090.00 (+0.55%)
2023$1,084.00 (-0.91%)$194,600 Land $70,100 Building $124,500$194,600 Land $70,100 Building $124,500
2022$1,094.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective January 17, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Flood Insurance CostPremium on Record
median of 33 policies
Community Rating SystemClass 7 (15% premium discount)
Nearby Flood Policies33 in force
Nearby Flood Claims9 (2018)
Claims Outside the SFHA1 of 9
Most Recent ClaimSep 2018 · Hurricane Florence
Claims by Event
  • Hurricane Florence, Sep 2018 · 9 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 65% of the US · above 48% of North Carolina
Wildfire Likelihood0.03% annual chance
ExposureDirect
burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemCFPUA-WILMINGTON
serves 212,227 people · EPA ID NC0465010
Water SourceSurface water
Last State InspectionApr 2026
LeadUnder 1 ppb (2026–2028)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 222 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
T-Mobile
Fiber
5,000 / 5,000
Spectrum
Cable
1,000 / 1,000

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