112 Edgewater Dr, Winter Haven, FL 33881 Property Records

Polk County property record for 112 Edgewater Dr, Winter Haven, FL 33881

Property Summary

Property Type	Single Family Home
Details	3 bd · 1 ba · 1,078 sqft · built 1960
Lot Size	0.167 acres (7,279 sqft)
Owner	Individual Name on Record
Last Sale	$135,000 (Feb 2021)
Tax Bill	$2,165 (2025)
Deeds & Mortgages	Feb 2021 Sale & Mortgage Oct 2020 Sale + 1 more
Flood Zone	Zone X (minimal risk)
APN	`26-28-08-528700-000740`

Property Details

APN / Parcel Number

Primary APN	`26-28-08-528700-000740`
Alternative APNs	`082826528700000740` `82826000`

Interior

Bedrooms	3 Beds
Full Baths	1 Bath
Stories	1 Story
Building Area	1,078 sqft Living Area
1st Floor Area	1,078 sqft
Flooring	Carpet
Interior Walls	Wood

Exterior

Year Built	Built 1960
Effective Year Built	Effective 1960
Exterior Material	Other
Construction Type	Masonry / Concrete Block
Foundation Type	Concrete
Roof Type	Gable
Roof Material	Other
Lot Area	7,279 sqft (0.167 acres)
Lot Dimensions	104 ft deep x 70 ft wide
View / Lot	Commercial/Industrial
Garage Type	Carport
Garage Area	192 sqft
Carport	Carport
Carport Area	192 sqft
Porch	Screened/Unfinished Porch
Porch Area	395 sqft
Utility Building	100 sqft

Location & Zoning

Street Address	112 EDGEWATER DR
City	WINTER HAVEN
State	FL
Zip	33881-9611
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R1
Legal Description	CAREFREE COVE PB 43 PG 19 LOT 74
Legal Range	26E
Legal Township	28S
Legal Section	08
Legal Subdivision	CAREFREE COVE
Legal Tract	528700
Legal Block	1
Legal Lot Number	74
Jurisdiction	POLK FL
Township / Civil Division	WINTER HAVEN-AUBURNDALE
Census Block Group	1
Census Block	1032
Census Tract	13601

Owner

Source: Polk County records, as of September 28, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	Individual Name on Record
Mailing Address	112 EDGEWATER DR, WINTER HAVEN, FL 33881-9611
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Feb 4, 2021	Warranty Deed, Transfer · Conventional Mortgage GSF MORTGAGE CORP
Oct 8, 2020	Warranty Deed, Transfer UNITED TITLE GROUP/LAKELAND LLC, UNITED TITLE GRP/LAKELAND LLC
Jun 24, 2019	Warranty Deed, Transfer ATTORNEY ONLY

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Feb 4, 2021 · Amount on Record
Deed Sale	Feb 4, 2021 · Amount on Record
Prior Sale	Oct 8, 2020 · Amount on Record
Deed Document Number	202129180
Deed Book / Page	11567 / 227
Prior Transfer Date	Aug 12, 2010
Prior Transfer Doc	0000133915
Record Updated	Oct 29, 2026

February 2021: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	POLK FL
Recording Date	Feb 4, 2021
Property Address	112 EDGEWATER DR, WINTER HAVEN, FL 33881-9611
Document Number	0000029180
Book / Page	11567 / 227
Map Reference	MB 43 PG 19
Instrument Date	Jan 29, 2021
Instrument	2021029180
Transaction Type	Transfer
Record Updated	Mar 6, 2023
Title Company	LAWYERS TITLE NTWK, LAWYERS TITLE NETWORK

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$945.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	1707 ORLANDO CENTRAL PKWY STE 430, 430, ORLANDO, FL 32809-5783

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	112 EDGEWATER DR, WINTER HAVEN, FL 33881-9611

Mortgage

Document Number	0011567231
Date	Feb 4, 2021
Instrument	11567/231

Lender

Name	GSF MORTGAGE CORP
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Feb 1, 2051

October 2020: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	POLK FL
Recording Date	Oct 8, 2020
Property Address	112 EDGEWATER DR, WINTER HAVEN, FL 33881-9611
Document Number	0114050074
Book / Page	011405 / 000074
Instrument Date	Oct 1, 2020
Instrument	211379
Transaction Type	Transfer
Record Updated	Oct 29, 2020
Title Company	UNITED TITLE GROUP/LAKELAND LLC, UNITED TITLE GRP/LAKELAND LLC

Transaction

Amount	Amount Recorded
Tax	$560.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Company
Address	1707 ORLANDO CENTRAL PKWY #430 ORLANDO FL 328095783, 430, ORLANDO, FL 32809-5783
Investor	Possibly a Property Investor

June 2019: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	POLK FL
Recording Date	Jun 24, 2019
Property Address	112 EDGEWATER DR, WINTER HAVEN, FL 33881-9611
Document Number	0108831789
Book / Page	010883 / 001789
Instrument Date	Jun 17, 2019
Instrument	130434
Transaction Type	Transfer
Record Updated	Jul 4, 2019
Title Company	ATTORNEY ONLY

Transaction

Amount	Amount Recorded
Tax	$0.70

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2903 AVENUE G NW WINTER HAVEN FL 338802146, WINTER HAVEN, FL 33880-2146

Tax Assessment & Valuation

Source: Polk County assessment roll, as of September 28, 2026

Property Jurisdictions

Type	Name
State	Florida
County	Polk County
Unified School District	Polk County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$161,005 (-1.47%) Land $18,500 Building $142,505	$161,005 (-1.47%) Land $18,500 Building $142,505
2025	$2,165.00 (-14.29%)	$163,402 (+2.06%) Land $18,500 Building $144,902	$163,402 (+2.06%) Land $18,500 Building $144,902
2023	$2,526.00 (+11.23%)	$160,106 (+19.98%) Land $18,000 Building $142,106	$160,106 (+19.98%) Land $18,000 Building $142,106
2022	$2,271.00	$133,443 Land $15,000 Building $118,443	$133,443 Land $15,000 Building $118,443

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective October 14, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 10 policies
Community Rating System	Class 8 (10% premium discount)
Nearby Flood Policies	10 in force
Nearby Flood Claims	1 (2022)
Claims Outside the SFHA	1 of 1
Most Recent Claim	Sep 2022 · Hurricane Ian

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 94% of the US · lower than 95% of Florida
Wildfire Likelihood	0.03% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	WINTER HAVEN WATER DEPARTMENT serves 87,537 people · EPA ID FL6531992
Water Source	Groundwater
Last State Inspection	Dec 2021
Lead	7 ppb (2023) action level 15 ppb

Violations Reported to EPA

Water Quality	E. coli resolved · Sep 2021
Treatment and Procedure	None last 10 years
Monitoring and Reporting	16 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 253 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable	1,000 / 35
Verizon Fixed Wireless	300 / 20

May also be available: Frontier.

Cell Coverage

5G (outdoors only) and 4G LTE

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