112 Echo St, Rochester, NY 14609 Property Records

Monroe County and Irondequoit Town property record for 112 Echo St, Rochester, NY 14609

Property Summary

Property TypeSingle Family Home
Details2 bd · 2 ba · 1,094 sqft · built 1960
Lot Size0.27 acres (11,761 sqft)
OwnerIndividual Name on File
Last Sale$210,000 (Dec 2025)
Tax Bill$9,817 (2026)
Deeds & MortgagesDec 2025 Sale & Mortgage
Flood ZoneZone X (minimal risk)
APN263400 092.10-1-65

Property Details

APN / Parcel Number

Primary APN263400 092.10-1-65
Alternative APNs
  • 34000921000001065000
  • 04892416000

Interior

Bedrooms2 Beds
Full Baths2 Baths
Stories1 Story
Building Area1,094 sqft Living Area
1st Floor Area1,094 sqft
Game RoomGame Room

Exterior

Year BuiltBuilt 1960
Effective Year BuiltEffective 1960
Architectural StyleRanch
Exterior MaterialAluminum/Vinyl
Lot Area11,761 sqft (0.27 acres)
Lot Dimensions145 ft deep x 80 ft wide
Garage TypeAttached
Garage Area484 sqft
Parking Spaces2 Parking Spaces
Patio Area408 sqft

Utilities, Heating & Cooling

Heating SystemForced Air with A/C
Heating FuelGas
SewerMunicipal
Water SourceCommercial

Location & Zoning

Account Number04892416000
Street Address112 ECHO ST
CityROCHESTER
StateNY
Zip14609-1452
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning Code02 - SINGL
Legal Description0041-14-07 ECHO HILL L19 01
Legal Block1
Legal Lot Number65.000
JurisdictionMONROE NY
Township / Civil DivisionIRONDEQUOIT
Census Block Group3
Census Block3014
Census Tract10901

Owner

112 Echo St is owned by an individual who bought it in December 2025.

Source: Monroe County and Irondequoit Town records, as of September 23, 2026

Owner of RecordIndividual Name on File
Mailing Address15 LIBERTY KNOLLS DR, STAFFORD, VA 22554-8582
Owner TypeIndividual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed NamesName on Deed
Last SaleDec 11, 2025 · Amount on File
Deed SaleDec 11, 2025 · Amount on File
Deed Document Number20253364279
Deed Book / Page13153 / 621
Record UpdatedOct 29, 2026

December 2025: Executor's Deed, Transfer

Document TypeExecutor's Deed
JurisdictionMONROE NY
Recording DateDec 11, 2025
Property Address112 ECHO ST, ROCHESTER, NY 14609-1452
Document Number202503364279
Book / Page13153 / 621
Map ReferenceLB 153 PG 30
Instrument DateDec 11, 2025
Instrument202503364279
Transaction TypeTransfer
Record UpdatedFeb 4, 2026

Transaction

AmountAmount on Record
DownpaymentDownpayment on Record
Loan-to-Value (LTV)LTV on Record
Tax$840.00
Amount AccuracyFull Amount Stated
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name
Address6115 SOUTHBROOK DR, ONTARIO, NY 14519-9216

Transferred To (Grantee/Buyer)

NameVerified Name
Address112 ECHO ST, ROCHESTER, NY 14609-1452

Mortgage

Document Number202503364280
DateDec 11, 2025
Instrument202503364280
Lender
NameESL FCU
TypeCredit Union
Agreement
TypeConventional Mortgage
AmountAmount on Record
Term361 Months
DueJan 1, 2056
Interest
Rate TypeAdjustable Rate
Rate5.62%
Type Change DateJan 1, 2033
Change Frequency6 Months
Min Rate At Change3%
Max Rate At Change10.6%
IndexSOFR Average 30-Day
Margin3
Max Rate10.6%

Tax Assessment & Valuation

The 2026 property tax bill for 112 Echo St was $9,817, up 383.4% from the year before.

Source: Monroe County and Irondequoit Town assessment roll, as of March 30, 2026

Property Jurisdictions

TypeName
StateNew York
CountyMonroe County
County SubdivisionIrondequoit Town
Unified School DistrictEast Irondequoit Central School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2026$9,817.00 (+383.36%)
2025$2,031.00 (+20.82%)$166,000 (-) Land $25,000 Building $141,000$197,600 (+9.53%) Land $29,759 Building $167,841
2024$1,681.00 Homeowner's exemption Senior Citizen's exemption$166,000 (-) Land $25,000 Building $141,000$180,400 (+8.67%) Land $27,169 Building $153,231
2023$166,000 (+75.11%) Land $25,000 Building $141,000$166,000 (+36.63%) Land $25,000 Building $141,000
2022$94,800 Land $23,200 Building $71,600$121,500 Land $29,734 Building $91,766
2021$1,502.00

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 112 Echo St in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective May 27, 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

The area around 112 Echo St has no burnable land within ember reach, so its wildfire risk is not rated.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskNot rated
no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemMCWA
public/private · serves 525,262 people · EPA ID NY2701047
Water SourceSurface water
Last State InspectionDec 2025
Lead5 ppb (2026)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureCorrosion control
currently in violation since Jan 2025
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 662 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Greenlight Networks
Fiber
8,000 / 8,000
Frontier
Fiber
7,000 / 7,000
Spectrum
Cable · Fiber in parts of the area
1,000 / 1,000
Verizon
Fixed Wireless
1,000 / 75
T-Mobile
Fixed Wireless
100 / 20

May also be available: Empire Long Distance.

Nearby Properties on Echo St

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