112 E Osborne St, Sparta, IL 62286 Property Records

Randolph County property record for 112 E Osborne St, Sparta, IL 62286

Property Summary

Property Type	Single Family Home
Lot Size	0.55 acres (23,958 sqft)
Owner	Individual Name on File
Deeds & Mortgages	Mar 2021 Mortgage Jul 2018 Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`19-036-001-00`

Property Details

APN / Parcel Number

Primary APN	`19-036-001-00`

Exterior

Lot Area	23,958 sqft (0.55 acres)

Location & Zoning

Street Address	112 E OSBORNE ST
City	SPARTA
State	IL
Zip	62286-1321
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	113/524 314/183 677/72 2010R04104 2018R02009 LOT 7 8 9 BLK 1 J M MC MILLAN'S SECOND ADDITION
Legal Subdivision	MC MILLAN'S SECOND ADDITION
Legal Block	1
Legal Lot Number	7-9
Jurisdiction	RANDOLPH IL
Township / Civil Division	SPARTA
Census Block Group	3
Census Block	3023
Census Tract	950600

Owner

112 E Osborne St is owned and occupied by an individual who acquired it in May 2018.

Source: Randolph County records, as of October 13, 2026

Owner of Record	Individual Name on File
Mailing Address	112 E OSBORNE ST, SPARTA, IL 62286-1321
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Mar 5, 2021	Deed of Trust, Mortgage · Conventional Mortgage REGIONS BANK
Jul 25, 2018	Deed of Trust, Mortgage · Conventional Mortgage REGIONS BANK
Jun 27, 2018	Quit Claim Deed, Transfer Quitclaim

Assessor's Deed Record

Deed Names	Name on Deed
Last Transfer Date	May 26, 2018
Transfer Doc	2018R02009
Record Updated	Oct 29, 2026

March 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	RANDOLPH IL
Property Address	112 E OSBORNE ST, SPARTA, IL 62286-1321
Transaction Type	Mortgage
Record Updated	Mar 24, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	2021R01072
Date	Mar 5, 2021
Instrument	2021R01072

Lender

Name	REGIONS BANK
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	Mar 15, 2051

Interest

Rate Type	Fixed Rate

July 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	RANDOLPH IL
Property Address	112 E OSBORNE ST, SPARTA, IL 62286-1321
Transaction Type	Mortgage
Record Updated	Aug 15, 2018

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	2018R02317
Date	Jul 25, 2018
Instrument	2018R02317

Lender

Name	REGIONS BANK
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	180 Months
Due	Jul 18, 2033

Interest

Rate Type	Fixed Rate

June 2018: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	RANDOLPH IL
Recording Date	Jun 27, 2018
Property Address	112 E OSBORNE ST, SPARTA, IL 62286-1321
Document Number	2018R02009
Map Reference	PB B PG 44
Instrument Date	May 26, 2018
Instrument	2018R02009
Transaction Type	Transfer
Record Updated	Nov 9, 2021

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	112 E OSBORNE ST, SPARTA, IL 62286-1321
Investor	Possibly a Property Investor

Tax Assessment & Valuation

Source: Randolph County assessment roll, as of October 13, 2026

Property Jurisdictions

Type	Name
State	Illinois
County	Randolph County
Municipality	Sparta City
Unified School District	Sparta Community Unit School District 140 (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	Homeowner's exemption	$86,295 (+6.83%) Land $11,625 Building $74,670	$258,885 (+6.83%) Land $34,875 Building $224,010
2024	Homeowner's exemption	$80,775 Land $10,880 Building $69,895	$242,325 Land $32,640 Building $209,685
2022	Homeowner's exemption Additional exemption filed	$62,410 Land $6,580 Building $55,830	$187,230 Land $19,740 Building $167,490

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 112 E Osborne St in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective August 18, 2022

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Wildfire risk around 112 E Osborne St is low, with a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 71% of Illinois
Wildfire Likelihood	0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	SPARTA serves 4,395 people · EPA ID IL1570600
Water Source	Surface water
Last State Inspection	May 2024
Lead	5 ppb (2025) action level 15 ppb

Violations Reported to EPA

Water Quality	Haloacetic acids resolved · Jan 2021
Treatment and Procedure	Lead service line inventory currently in violation since Oct 2024 Organic carbon removal Oct 2017
Monitoring and Reporting	4 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 245 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Frontier Fiber	7,000 / 7,000
Sparklight Cable	1,000 / 50
T-Mobile Fixed Wireless	100 / 20

May also be available: ClearWave, Verizon, Wisper ISP.

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