112 E North St, Watseka, IL 60970 Property Records

Iroquois County property record for 112 E North St, Watseka, IL 60970

Property Summary

Property Type	Single Family Home
Lot Size	0.283 acres (12,334 sqft)
Owner	Individual Name on File
Last Sale	$73,000 (Jun 2022)
Tax Bill	$1,407 (2025)
Deeds & Mortgages	Jun 2026 Line of Credit Nov 2023 Mortgage + 1 more
Flood Zone	Zone AE (high risk)
APN	`19 32 276 016`

Property Details

APN / Parcel Number

Primary APN	`19 32 276 016`

Exterior

Lot Area	12,334 sqft (0.283 acres)

Location & Zoning

Street Address	112 E NORTH ST
City	WATSEKA
State	IL
Zip	60970-1342
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	ROFF & DOYLES ADD W 50' OF THE S 244' OL 4
Legal Subdivision	DOYLES ADD
Jurisdiction	IROQUOIS IL
Township / Civil Division	MIDDLEPORT
Census Block Group	3
Census Block	3048
Census Tract	950400

Owner

112 E North St is owned and occupied by an individual who bought it in June 2022.

Source: Iroquois County records, as of July 17, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	Individual Name on File
Mailing Address	112 E NORTH ST, WATSEKA, IL 60970-1342
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Jun 4, 2026	Deed of Trust, Mortgage · Line of Credit FIRST FINANCIAL BANK.
Nov 2, 2023	Deed of Trust, Mortgage · Conventional Mortgage FIRST FINANCIAL BANK
Jun 1, 2022	Warranty Deed, Transfer ATTORNEY ONLY, ATTORNEY

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Jun 1, 2022 · Amount on File
Deed Sale	Jun 1, 2022 · Amount on File
Deed Document Number	20221967
Record Updated	Sep 20, 2026

June 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	IROQUOIS IL
Recording Date	Jun 4, 2026
Property Address	112 E NORTH ST, WATSEKA, IL 60970-1342
Document Number	0000001886
Instrument Date	May 21, 2026
Instrument	20261886
Transaction Type	Mortgage
Record Updated	Jul 12, 2026
Title Company	NONE LISTED ON DOCUMENT

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	112 E NORTH ST, WATSEKA, IL 60970-1342

Mortgage

Document Number	0000001886,
Date	Jun 4, 2026
Instrument	20261886

Lender

Name	FIRST FINANCIAL BANK.

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	300 Months
Due	Jun 10, 2051

Interest

Rate	6.23%
Max Rate	-1%

November 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	IROQUOIS IL
Property Address	112 E NORTH ST, WATSEKA, IL 60970-1342
Transaction Type	Mortgage
Record Updated	Nov 20, 2023

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	112 E NORTH ST, WATSEKA, IL 60970-1342

Mortgage

Document Number	00023R3163
Date	Nov 2, 2023
Instrument	23R3163

Lender

Name	FIRST FINANCIAL BANK
Type	Bank
Address	CINCINNATI, OH 45246

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	299 Months
Due	Oct 18, 2048

June 2022: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	IROQUOIS IL
Recording Date	Jun 1, 2022
Property Address	112 E NORTH ST, WATSEKA, IL 60970-1342
Document Number	00022R1967
Instrument Date	Jun 1, 2022
Instrument	22R1967
Transaction Type	Transfer
Record Updated	Jun 16, 2022
Title Company	ATTORNEY ONLY, ATTORNEY

Transaction

Amount	Amount on Record
Tax	$73.00
Amount Accuracy	Verified / From Affidavit

Transferred From (Grantor/Seller)

Name	Verified Name
Address	1689 N 2040 EAST RD, 1689, WATSEKA, IL 60970-7576

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	112 E NORTH ST, WATSEKA, IL 60970-1342

Tax Assessment & Valuation

The 2025 property tax bill for 112 E North St was $1,407 with a homeowner's exemption, up 14.2% from the year before.

Source: Iroquois County assessment roll, as of July 17, 2026

Property Jurisdictions

Type	Name
State	Illinois
County	Iroquois County
County Subdivision	Middleport Township
Municipality	Watseka City
Unified School District	Iroquois County Community Unit School District 9 (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$1,407.00 (+14.2%) Homeowner's exemption	$19,800 (+9.21%) Land $1,090 Building $18,710	$59,400 (+9.21%) Land $3,270 Building $56,130
2024	$1,232.00	$18,130 Land $1,000 Building $17,130	$54,390 Land $3,000 Building $51,390
2022	$796.00 Homeowner's exemption	$13,950 Land $770 Building $13,180	$41,850 Land $2,310 Building $39,540

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 112 E North St in Zone AE, a high-risk flood area; flood insurance is required for federally backed loans.

Source: FEMA National Flood Hazard Layer, effective August 16, 2011 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone AE high risk
100-Year Floodplain	Yes 1% annual chance
Floodway	No
Base Flood Elevation	Varies along the reach; see FIRM
Flood Insurance Requirement	Required federally backed loans
Flood Insurance Cost	Premium on File median of 49 policies
Community Rating System	Class 8 (10% premium discount)
Nearby Flood Policies	49 in force
Nearby Flood Claims	136 (1991–2018)
Claims Outside the SFHA	1 of 136
Most Recent Claim	Feb 2018 · river or lake flooding
Claims by Event	Severe Storms And Flooding, Feb 2008 · 61 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

The area around 112 E North St has no burnable land within ember reach, so its wildfire risk is not rated.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	WATSEKA serves 4,767 people · EPA ID IL0750900
Water Source	Groundwater
Last State Inspection	Sep 2025
Lead	5 ppb (2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	2 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 227 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Conxxus Fiber	8,000 / 8,000
Mediacom Xtream Cable	1,000 / 50
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20

May also be available: Nextlink.

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