112 E Gardner St, Pauls Valley, OK 73075 Property Records

Garvin County property record for 112 E Gardner St, Pauls Valley, OK 73075

Property Summary

Property TypeSingle Family Home
Details2 bd · 1 ba · 1,406 sqft · built 1967
Lot Size0.172 acres (7,492 sqft)
OwnerCompany Name on Record
Last Sale$80,000 (Mar 2021)
Tax Bill$995 (2025)
Deeds & MortgagesOct 2026 Transfer
Oct 2026 Transfer
+ 4 more
Flood ZoneZone AE (high risk)
APN21960

Property Details

APN / Parcel Number

Primary APN21960
Alternative APN
  • 0915-00-001-007-0-000-00

Interior

Bedrooms2 Beds
Full Baths1 Bath
Total Rooms4 Rooms
Stories1 Story
Building Area1,406 sqft Living Area
1st Floor Area1,428 sqft

Exterior

Year BuiltBuilt 1967
Effective Year BuiltEffective 1995
Architectural StyleTraditional
Exterior MaterialBrick Veneer
Foundation TypeConcrete
Roof TypeGable
Roof MaterialComposition Shingle
Lot Area7,492 sqft (0.172 acres)
Lot Dimensions125 ft deep x 60 ft wide

Exterior Amenities

PorchSlab
Porch Area64 sqft
Shed1 Shed
Shed Area120 sqft

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemCentral

Location & Zoning

Account Number21960
Street Address112 E GARDNER ST
CityPAULS VALLEY
StateOK
Zip73075-5002
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeR1
Legal DescriptionDUFFIELD SUB DIV BLK 1 LOT 7 SWD/2261-879 SD/2233-815 WD/1713-648 CWD 1706-71 SHRFSD 1697-900 SHRFSD 1688-144 D/1392-640
Legal SubdivisionDUFFIELD SUB DIVISION
Legal Block1
Legal Lot Number7
JurisdictionGARVIN OK
Township / Civil DivisionPAULS VALLEY
Census Block Group2
Census Block2007
Census Tract681300

Owner

Source: Garvin County records, as of October 21, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordCompany Name on Record
Mailing Address112 E GARDNER ST, PAULS VALLEY, OK 73075-5002
Owner TypeCompany
VestingLimited Liability Partnership

Deeds, Mortgages & Sale History

DateDocument
Oct 14, 2026Quit Claim Deed, Transfer
NONE LISTED ON DOCUMENT
Oct 14, 2026Quit Claim Deed, Transfer
NONE LISTED ON DOCUMENT
Apr 3, 2023Intrafamily Transfer, Transfer · Conventional Mortgage
ROCKET MORTGAGE LLC
Mar 2, 2021Warranty Deed, Transfer
Apr 17, 2019Joint Tenancy Deed, Transfer · Line of Credit
THE FIRST NATIONAL BANK OF LINDSAY
Aug 22, 2018Sheriff's Deed, Foreclosure

Assessor's Deed Record

Deed NamesName on Deed
Last SaleMar 2, 2021 · Amount on Record
Deed SaleMar 2, 2021 · Amount on Record
Prior SaleApr 17, 2019 · Amount on Record
Deed Document Number20211198
Deed Book / Page2338 / 824
Last Transfer DateOct 6, 2026
Transfer Doc0000006788
Record UpdatedOct 29, 2026

October 2026: Quit Claim Deed, Transfer

Document TypeQuit Claim Deed
JurisdictionGARVIN OK
Recording DateOct 14, 2026
Property Address112 E GARDNER ST, PAULS VALLEY, OK 73075-5002
Document Number0000006787
Book / Page2585 / 579
Instrument DateOct 6, 2026
Instrument20266787
Transaction TypeTransfer
Record UpdatedOct 21, 2026
Title CompanyNONE LISTED ON DOCUMENT

Transaction

Tax$0.00
Amount AccuracyFull Amount Stated
Additional
  • Quitclaim
  • Intrafamily Transfer

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipRevocable Living Trust

October 2026: Quit Claim Deed, Transfer

Document TypeQuit Claim Deed
JurisdictionGARVIN OK
Recording DateOct 14, 2026
Property Address112 E GARDNER ST, PAULS VALLEY, OK 73075-5002
Document Number0000006788
Book / Page2585 / 582
Instrument DateOct 6, 2026
Instrument20266788
Transaction TypeTransfer
Record UpdatedOct 21, 2026
Title CompanyNONE LISTED ON DOCUMENT

Transaction

Tax$0.00
Amount AccuracyFull Amount Stated
Additional
  • Quitclaim
  • Intrafamily Transfer

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipLimited Liability Partnership

April 2023: Intrafamily Transfer, Transfer

Document TypeIntrafamily Transfer
JurisdictionGARVIN OK
Recording DateApr 3, 2023
Property Address112 E GARDNER ST, PAULS VALLEY, OK 73075-5002
Document Number002432/802
Book / Page2432 / 802
Instrument DateMar 24, 2023
InstrumentI-2023-002359
Transaction TypeTransfer
Record UpdatedMay 3, 2023

Transaction

Tax$0.00
Amount AccuracyTransfer Tax Exempt
Additional
  • Intrafamily Transfer

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipJoint Tenants
Address112 E GARDNER ST, PAULS VALLEY, OK 73075-5002

Mortgage

Document NumberI2023002360
DateApr 3, 2023
InstrumentI-2023-002360
Lender
NameROCKET MORTGAGE LLC
TypeMortgage Company
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term360 Months
DueApr 1, 2053

March 2021: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionGARVIN OK
Recording DateMar 2, 2021
Property Address112 E GARDNER ST, PAULS VALLEY, OK 73075-5002
Document Number002338/824
Book / Page2338 / 824
Instrument DateMar 2, 2021
Instrument2021-001198
Transaction TypeTransfer
Record UpdatedDec 28, 2021

Transaction

AmountAmount Recorded
Tax$120.00
Amount AccuracyRounded by County
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name

April 2019: Joint Tenancy Deed, Transfer

Document TypeJoint Tenancy Deed
JurisdictionGARVIN OK
Recording DateApr 17, 2019
Property Address112 E GARDNER ST, PAULS VALLEY, OK 73075-5002
Document Number002261/879
Book / Page2261 / 879
Instrument DateApr 12, 2019
Instrument2019-002788
Transaction TypeTransfer
Record UpdatedDec 28, 2021
Title CompanyFIRSTITLE AND ABSTRACT SERVICES INC, FIRSTITLE & ABSTRACT SVCS LL

Transaction

AmountAmount Recorded
DownpaymentDownpayment on Record
Loan-to-Value (LTV)LTV on Record
Tax$62.25
Amount AccuracyRounded by County
Additional
  • Intrafamily Transfer

Transferred From (Grantor/Seller)

NameVerified Name
AddressPO BOX 650043, DALLAS, TX 75265-0043

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipJoint Tenants with Right of Survivorship
Address32827 AIRLINE RD, PAULS VALLEY, OK 73075-9067

Mortgage

Document Number2019002789
DateApr 17, 2019
Instrument2019-002789
Lender
NameTHE FIRST NATIONAL BANK OF LINDSAY
TypeBank
Agreement
TypeLine of Credit
AmountAmount Recorded
Term180 Months
DueApr 12, 2034

August 2018: Sheriff's Deed, Foreclosure

Document TypeSheriff's Deed
JurisdictionGARVIN OK
Recording DateAug 22, 2018
Property Address112 E GARDNER ST, PAULS VALLEY, OK 73075-5002
Document Number002233/815
Book / Page2233 / 815
Instrument DateMay 7, 2018
Instrument2018-007126
Transaction TypeForeclosure
Record UpdatedDec 28, 2021

Transaction

AmountAmount Recorded
Tax$0.00
Amount AccuracyFull Amount Stated

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
InvestorPossibly a Property Investor

Tax Assessment & Valuation

Source: Garvin County assessment roll, as of January 20, 2026

Property Jurisdictions

TypeName
StateOklahoma
CountyGarvin County
MunicipalityPauls Valley City
Unified School DistrictPauls Valley Public Schools (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2026$10,533 (+5%) Land $693 Building $9,840$95,753 (+5%) Land $6,300 Building $89,453
2025$995.00 (-3.3%)$10,031 (+3.39%) Land $693 Building $9,338$91,194 (-1.7%) Land $6,300 Building $84,894
2024$1,029.00 (+11.61%)$9,702 (+5%) Land $693 Building $9,009$92,773 (+7.75%) Land $6,300 Building $86,473
2023$922.00 (+8.22%)$9,240 (+5%) Land $693 Building $8,547$86,101 (+7.63%) Land $6,300 Building $79,801
2022$852.00$8,800 Land $693 Building $8,107$80,000 Land $6,300 Building $73,700

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective August 28, 2014 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone AE
high risk
100-Year FloodplainYes
1% annual chance
FloodwayNo
Base Flood ElevationVaries along the reach; see FIRM
Flood Insurance RequirementRequired
federally backed loans
Flood Insurance CostPremium on Record
median of 21 policies
Nearby Flood Policies21 in force
Nearby Flood Claims3 (1987–2015)
Claims Outside the SFHA1 of 3
Most Recent ClaimMay 2015 · Severe Storms, Tornadoes, Straight-line Winds, And Flooding

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 63% of the US · lower than 90% of Oklahoma
Wildfire Likelihood0.05% annual chance
ExposureIndirect
within ember reach
Adjoins Burnable LandYes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemPAULS VALLEY
serves 6,256 people · EPA ID OK1010808
Water SourceSurface water
Last State InspectionAug 2023
Lead6 ppb (2022–2024)
action level 15 ppb

Violations Reported to EPA

Water QualityTreatment failure
resolved · May 2025
Treatment and ProcedureLead service line inventory
Oct 2024
Organic carbon removal
Jan 2024
Monitoring and Reporting1
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 160 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Optimum
Cable
940 / 35
Verizon
Fixed Wireless
300 / 20
Atlink Services
Fixed Wireless
100 / 20

May also be available: Arbuckle Communications, AT&T, T-Mobile.

Nearby Properties on E Gardner St

Nearby Streets

Search Property Records by Address or Parcel Number