112 E Florida Ave, Villas, NJ 08251 Property Records

Cape May County and Lower Township property record for 112 E Florida Ave, Villas, NJ 08251

Property Summary

Property Type	Single Family Home
Details	1,428 sqft · built 2020
Lot Size	0.29 acres (12,650 sqft)
Owner	2 Individual Names on Record
Last Sale	$270,000 (Feb 2020)
Tax Bill	$4,711 (2024)
Deeds & Mortgages	Dec 2021 Mortgage Feb 2020 Sale & Mortgage + 1 more
APN	`05-00030-0000-00011`

Property Details

APN / Parcel Number

Primary APN	`05-00030-0000-00011`
Alternative APN	`050003000011`

Interior

Stories	1 Story

Exterior

Year Built	Built 2020
Effective Year Built	Effective 2020
Architectural Style	Ranch
Construction Type	Frame
Lot Area	12,650 sqft (0.29 acres)
Lot Dimensions	115 ft deep x 110 ft wide

Location & Zoning

Street Address	112 E FLORIDA AVE
City	VILLAS
State	NJ
Zip	08251-3105
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R-3
Legal Description	L12,13.01,13.02, L25,26.01,26.02
Legal Subdivision	MIAMI BEACH SEC 01
Legal Block	30
Legal Lot Number	11
Jurisdiction	CAPE MAY NJ
Township / Civil Division	LOWER
Census Block Group	1
Census Block	1003
Census Tract	21804

Owner

Source: Cape May County and Lower Township records, as of June 29, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	112 E FLORIDA AVE, VILLAS, NJ 08251-3105
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Dec 14, 2021	Deed of Trust, Mortgage · FHA Mortgage SECRETARY HOUSING URBAN DEVELOPMENT
Feb 10, 2020	Grant Deed, Subdivision Related Transfer · FHA Mortgage CALIBER HM LOANS
Apr 30, 2019	Grant Deed, Transfer VICTORIAN ABSTRACT AGENCY, VICTORIAN ABS AGCY

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Feb 10, 2020 · Amount on Record
Deed Sale	Feb 10, 2020 · Amount on Record
Prior Sale	Apr 30, 2019 · Amount on Record
Deed Document Number	20204447
Deed Book / Page	3901 / 31
Prior Transfer Date	Apr 18, 2005
Prior Transfer Doc	0000000120
Record Updated	Sep 20, 2026

December 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CAPE MAY NJ
Property Address	112 E FLORIDA AVE, VILLAS, NJ 08251-3105
Transaction Type	Mortgage
Record Updated	Jan 17, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000054721
Date	Dec 14, 2021
Book Page	6500/648
Instrument	2021054721

Lender

Name	SECRETARY HOUSING URBAN DEVELOPMENT
Type	Government Agency

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	349 Months
Due	Jan 1, 2051

February 2020: Grant Deed, Subdivision Related Transfer

Document Type	Grant Deed
Jurisdiction	CAPE MAY NJ
Recording Date	Feb 10, 2020
Property Address	112 E FLORIDA AVE, VILLAS, NJ 08251-3105
Document Number	0039010031
Book / Page	003901 / 000031
Instrument Date	Feb 4, 2020
Instrument	4447
Transaction Type	Subdivision Related Transfer
Record Updated	Mar 11, 2020
Title Company	VICTORIAN ABSTRACT AGENCY, VICTORIAN ABS AGCY

Transaction

Amount	Amount Recorded
Loan-to-Value (LTV)	LTV on Record
Tax	$270.00
Amount Accuracy	Confirmed
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	112 E FLORIDA AVE VILLAS NJ 08251, VILLAS, NJ 08251

Mortgage

Document Number	61550535
Date	Feb 10, 2020
Book Page	006155/000535
Instrument	4448

Lender

Name	CALIBER HM LOANS
Type	Funding / Finance Company
Address	COPPELL, TX 75019

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Feb 9, 2050

Mortgage

Document Number	61550552,
Date	Feb 10, 2020
Book Page	006155/000552
Instrument	4449

Lender

Name	HOUSING FIN AGCY
Address	637 S CLINTON AVE, TRENTON, NJ 08611-1811

Agreement

Amount	Amount Recorded
Term	60 Months
Due	Feb 9, 2025

April 2019: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	CAPE MAY NJ
Recording Date	Apr 30, 2019
Property Address	112 E FLORIDA AVE, VILLAS, NJ 08251-3105
Document Number	0038510020
Book / Page	003851 / 000020
Instrument Date	Apr 19, 2019
Instrument	91462
Transaction Type	Transfer
Record Updated	Nov 18, 2019
Title Company	VICTORIAN ABSTRACT AGENCY, VICTORIAN ABS AGCY

Transaction

Amount	Amount Recorded
Tax	$51.00
Amount Accuracy	Confirmed
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Company
Address	4 MARLYN DR RIO GRANDE NJ 082421436, RIO GRANDE, NJ 08242-1436

Tax Assessment & Valuation

Source: Cape May County and Lower Township assessment roll, as of June 29, 2026

Property Jurisdictions

Type	Name
State	New Jersey
County	Cape May County
County Subdivision	Lower Township
Secondary School District	Lower Cape May Regional School District (07 - 12)
Elementary School District	Lower Township School District (KG - 06)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$232,800 (-) Land $96,600 Building $136,200	$232,800 (-) Land $96,600 Building $136,200
2025		$232,800 (-) Land $96,600 Building $136,200	$232,800 (-) Land $96,600 Building $136,200
2024	$4,711.00 (+4.69%)
2023		$232,800 Land $96,600 Building $136,200	$232,800 Land $96,600 Building $136,200
2022	$4,500.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective October 4, 2017 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Not included in the FIRM
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 111 policies
Community Rating System	Class 7 (15% premium discount)
Nearby Flood Policies	111 in force
Nearby Flood Claims	22 (1979–2024)
Claims Outside the SFHA	3 of 22
Most Recent Claim	Jan 2024 · rainfall accumulation
Claims by Event	Hurricane Sandy, Oct 2012 · 8 claims Hurricane Gloria, Sep 1985 · 5 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 67% of the US · above 51% of New Jersey
Wildfire Likelihood	0.02% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	LOWER TWP MUA serves 12,416 people · EPA ID NJ0505002
Water Source	Groundwater
Last State Inspection	Sep 2025
Lead	5 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 396 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250
Verizon Fiber · Fixed Wireless in parts of the area	980 / 880
AT&T Fixed Wireless	100 / 20

May also be available: T-Mobile.

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