Kent County property record for 112 E Cross St, Galena, MD 21635
| Property Type | Single Family Home |
|---|---|
| Details | 1 ba · 1,348 sqft · built 1900 |
| Lot Size | 0.332 acres (14,468 sqft) |
| Owner | 2 Individual Names on Record |
| Last Sale | $52,000 (Sep 1998) |
| Tax Bill | $1,654 (2026) |
| Deeds & Mortgages | May 2019 Loan Modification |
| Flood Zone | Zone X (minimal risk) |
| APN | 01-016121 |
| Primary APN | 01-016121 |
|---|---|
| Alternative APNs |
|
| Full Baths | 1 Bath |
|---|---|
| Stories | 2 Stories |
| Building Area | 1,348 sqft Total Area |
| Year Built | Built 1900 |
|---|---|
| Effective Year Built | Effective 1900 |
| Exterior Material | Siding |
| Roof Material | Composition Shingle |
| Lot Area | 14,468 sqft (0.332 acres) |
| Porch | Slab |
| Porch Area | 154 sqft |
| Heating System | Space Heater |
|---|---|
| Sewer | Connected |
| Account Number | 016121 |
|---|---|
| Street Address | 112 E CROSS ST |
| City | GALENA |
| State | MD |
| Zip | 21635-1201 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | LOT 14,468 SQ. FT. 112 EAST CROSS STREET GALENA |
| Legal Lot Number | 1 |
| Jurisdiction | KENT MD |
| Township / Civil Division | 1, MASSEY |
| Census Block Group | 1 |
| Census Block | 1027 |
| Census Tract | 950100 |
Source: Kent County records, as of August 27, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on Record |
|---|---|
| Mailing Address | 112 E CROSS ST, B, GALENA, MD 21635-1201 |
| Owner Type | Individual |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Sep 11, 1998 · Amount on Record |
| Deed Sale | Sep 11, 1998 · Amount on Record |
| Deed Document Number | 1998688 |
| Deed Book / Page | 153 / 562 |
| Record Updated | Oct 29, 2026 |
| Document Type | Loan Modification |
|---|---|
| Jurisdiction | KENT MD |
| Property Address | 112 E CROSS ST, GALENA, MD 21635-1201 |
| Document Number | 0010050255 |
| Instrument Date | May 1, 2019 |
| Transaction Type | Mortgage |
| Record Updated | Jul 4, 2019 |
| Title Company | ATTORNEY ONLY |
| Name | Verified Name |
|---|---|
| Relationship | Husband and Wife |
| Address | 112 E CROSS ST #A GALENA MD 216351201, A, GALENA, MD 21635-1201 |
| Document Number | 0010050255 |
|---|---|
| Date | Jun 26, 2019 |
| Book Page | 001005/000255 |
| Name | FREEDOM MTG |
|---|---|
| Type | Mortgage Company |
| Address | FLINT, MI 48501-2026 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 480 Months |
| Due | Jun 25, 2059 |
| Rate Type | Fixed Rate |
|---|---|
| Rate | 4.25% |
Source: Kent County assessment roll, as of August 27, 2026
| Type | Name |
|---|---|
| State | Maryland |
| County | Kent County |
| Municipality | Galena Town |
| Unified School District | Kent County Public Schools (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $1,654.00 (+6.5%) | $123,200 (+22.47%) Land $47,300 Building $75,900 | $123,200 (+22.47%) Land $47,300 Building $75,900 |
| 2025 | $1,553.00 (+15.12%) | ||
| 2023 | $1,349.00 | $100,600 Land $47,300 Building $53,300 | $100,600 Land $47,300 Building $53,300 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective October 15, 2021 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on Record median of 13 policies |
| Nearby Flood Policies | 13 in force |
| Nearby Flood Claims | 6 (1999–2024) |
| Claims Outside the SFHA | 2 of 6 |
| Most Recent Claim | Jan 2024 · tidal / storm surge |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 95% of the US · lower than 90% of Maryland |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | TOWN OF GALENA serves 560 people · EPA ID MD0140004 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Sep 2025 |
| Lead | 2 ppb (2021–2023) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | Lead service line inventory Oct 2024 |
| Monitoring and Reporting | 1 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 73 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Xfinity Cable | 2,000 / 250 |
| RiverNet Fixed Wireless | 1,200 / 1,000 |
| Verizon Fixed Wireless | 300 / 20 |
| AT&T Fixed Wireless | 100 / 20 |
May also be available: Breezeline, BridgeMAXX Suncoast Broadband, IQ Fiber, Talkie Communications.
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