112 E Bertrand Rd, Niles, MI 49120 Property Records

Berrien County property record for 112 E Bertrand Rd, Niles, MI 49120

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,440 sqft · built 1989
Lot Size	0.76 acres (33,106 sqft)
Owner	Individual Name on Record
Last Sale	$250,000 (Nov 2025)
Tax Bill	$1,863 (2025)
Deeds & Mortgages	Apr 2022 Line of Credit Sep 2022 Mortgage + 2 more
Flood Zone	Zone X (minimal risk)
APN	`14-0850-0020-03-1`

Property Details

APN / Parcel Number

Primary APN	`14-0850-0020-03-1`
Alternative APN	`11-14-0850-0020-03-1`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Building Area	1,440 sqft Living Area
1st Floor Area	1,440 sqft
Basement Area	960 sqft
Unfinished Basement	960 sqft

Exterior

Year Built	Built 1989
Effective Year Built	Effective 1989
Architectural Style	Modular
Lot Area	33,106 sqft (0.76 acres)
Lot Dimensions	200 ft deep x 165 ft wide
Total Buildings	2 Buildings

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Forced Air with A/C

Location & Zoning

Street Address	112 E BERTRAND RD
City	NILES
State	MI
Zip	49120-4124
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R-1B
Legal Description	PT OF BLK 20 VILLAGE OF BERTRAND PLAT OF 1834 COM 150' N OF SE COR SD BLK 20 TH S88DEG49'40''W 200' TH N 165.04' TH
Legal Subdivision	VILLAGE OF BERTRAND, PLAT OF 1834
Legal Block	20
Jurisdiction	BERRIEN MI
Township / Civil Division	NILES
Census Block Group	2
Census Block	2004
Census Tract	21100

Owner

Source: Berrien County records, as of June 5, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	112 E BERTRAND RD, NILES, MI 49120-4124
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Apr 11, 2022	Deed of Trust, Mortgage · Line of Credit 1ST SOURCE BANK
Sep 26, 2022	Deed of Trust, Mortgage · Conventional Mortgage 1ST SOURCE BANK
May 5, 2025	Deed of Trust, Mortgage · Line of Credit 1ST SOURCE BANK
Nov 10, 2025	Warranty Deed, Transfer · Conventional Mortgage PNC BANK NA

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Nov 10, 2025 · Amount on Record
Deed Sale	Nov 10, 2025 · Amount on Record
Deed Document Number	2025445906
Deed Book / Page	3464 / 1237
Prior Transfer Date	Feb 11, 2025
Prior Transfer Doc	03444/2016
Record Updated	Sep 20, 2026

April 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	BERRIEN MI
Property Address	112 E BERTRAND RD, NILES, MI 49120-4124
Transaction Type	Mortgage
Record Updated	Dec 3, 2025

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	03370/1788
Date	Apr 11, 2022
Book Page	3370/1788
Instrument	2022350012

Lender

Name	1ST SOURCE BANK
Type	Bank
Address	NILES, MI 49120

Agreement

Type	Line of Credit
Amount	Amount Recorded

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

September 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	BERRIEN MI
Property Address	112 E BERTRAND RD, NILES, MI 49120-4124
Transaction Type	Mortgage
Record Updated	Dec 3, 2025

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	112 E BERTRAND RD, NILES, MI 49120-4124

Mortgage

Document Number	00003387/1
Date	Sep 26, 2022
Book Page	3387/1
Instrument	2022363380

Lender

Name	1ST SOURCE BANK
Type	Bank
Address	SOUTH BEND, IN 46601

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	181 Months
Due	Oct 1, 2037

May 2025: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	BERRIEN MI
Property Address	112 E BERTRAND RD, NILES, MI 49120-4124
Transaction Type	Mortgage
Record Updated	Dec 3, 2025

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	03449/3079
Date	May 5, 2025
Book Page	3449/3079
Instrument	2025431755

Lender

Name	1ST SOURCE BANK
Type	Bank
Address	NILES, MI 49120

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	204 Months
Due	May 28, 2042

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

November 2025: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	BERRIEN MI
Recording Date	Nov 10, 2025
Property Address	112 E BERTRAND RD, NILES, MI 49120-4124
Document Number	03464/1237
Book / Page	3464 / 1237
Instrument Date	Nov 3, 2025
Instrument	2025445906
Transaction Type	Transfer
Record Updated	Dec 3, 2025
Title Company	E-CHICAGO TITLE, CHICAGO TITLE

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$1,875.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	112 E BERTRAND RD, NILES, MI 49120-4124

Mortgage

Document Number	0034641239
Date	Nov 10, 2025
Instrument	3464/1239

Lender

Name	PNC BANK NA
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	181 Months
Due	Dec 1, 2040

Tax Assessment & Valuation

Source: Berrien County assessment roll, as of June 5, 2026

Property Jurisdictions

Type	Name
State	Michigan
County	Berrien County
County Subdivision	Niles Township
Unified School District	Brandywine Community Schools (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$104,800 (+18.96%)	$209,600 (+18.96%)
2025	$1,863.00 (+2.36%) Homeowner's exemption	$88,100 (+31.49%)	$176,200 (+31.49%)
2024	$1,820.00 (+10.5%)
2023		$67,000	$134,000
2022	$1,647.00

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective September 10, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 51% of Michigan
Wildfire Likelihood	0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	NILES serves 14,215 people · EPA ID MI0004740
Water Source	Groundwater
Last State Inspection	Jun 2024
Lead	2 ppb (2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 83 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	1,200 / 35
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20

May also be available: Midwest Energy & Communications.

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