Winneshiek County property record for 112 Dessel St, Ossian, IA 52161
| Property Type | Single Family Home |
|---|---|
| Details | 2 bd · 1 ba · 1,100 sqft · built 1973 |
| Lot Size | 0.214 acres (9,312 sqft) |
| Owner | Individual Name on File |
| Last Sale | $78,000 (Sep 2020) |
| Tax Bill | $2,418 (2026) |
| Deeds & Mortgages | Jul 2026 Line of Credit Nov 2021 Mortgage + 2 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 191115203700 |
| Primary APN | 191115203700 |
|---|
| Bedrooms | 2 Beds |
|---|---|
| Full Baths | 1 Bath |
| Total Rooms | 4 Rooms |
| Stories | 1 Story |
| Building Area | 1,100 sqft Living Area |
| Basement Area | 1,100 sqft |
| Unfinished Basement | 1,100 sqft |
| Flooring | Carpet |
| Interior Walls | Wallboard/Drywall |
| Year Built | Built 1973 |
|---|---|
| Effective Year Built | Effective 1973 |
| Exterior Material | Vinyl |
| Construction Type | Frame |
| Foundation Type | Concrete |
| Roof Type | Gable |
| Roof Material | Asphalt |
| Lot Area | 9,312 sqft (0.214 acres) |
| Garage Type | Attached |
| Garage Area | 336 sqft |
| Parking Spaces | 1 Parking Space |
| Cooling System | HVAC |
|---|---|
| Heating System | Forced Air with A/C |
| Heating Fuel | Gas |
| Water Source | Commercial |
| Street Address | 112 DESSEL ST |
|---|---|
| City | OSSIAN |
| State | IA |
| Zip | 52161-8101 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | LOTS 2-3-1 & 1-1-1-3-1 W 1/2 NW 1/4 |
| Legal Range | 08W |
| Legal Township | 96N |
| Legal Section | 11 |
| Legal Lot Number | 1-3 |
| Jurisdiction | WINNESHIEK IA |
| Township / Civil Division | MILITARY |
| Census Block Group | 4 |
| Census Block | 4078 |
| Census Tract | 950400 |
112 Dessel St is owned and occupied by an individual who bought it in September 2020.
Source: Winneshiek County records, as of October 20, 2026
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 112 DESSEL ST, OSSIAN, IA 52161-8101 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Jul 16, 2026 | Deed of Trust, Mortgage · Line of Credit UNION CREDIT UNION |
| Nov 24, 2021 | Deed of Trust, Mortgage · Conventional Mortgage MARINE CU |
| Feb 14, 2022 | Deed of Trust, Mortgage · Conventional Mortgage GREENSTATE CU |
| Sep 4, 2020 | Legal Action/Court Order, Foreclosure · Conventional Mortgage MOVEMENT MORTGAGE LLC |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Sep 4, 2020 · Amount on File |
| Deed Sale | Sep 4, 2020 · Amount on File |
| Deed Document Number | 20203547 |
| Deed Book / Page | 2020 / 3547 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | WINNESHIEK IA |
| Recording Date | Jul 16, 2026 |
| Property Address | 112 DESSEL ST, OSSIAN, IA 52161-8101 |
| Document Number | 0000001673 |
| Book / Page | 2026 / 1673 |
| Instrument Date | Jul 11, 2026 |
| Instrument | 20261673 |
| Transaction Type | Mortgage |
| Record Updated | Aug 13, 2026 |
| Title Company | NONE LISTED ON DOCUMENT |
| Name | Verified Name |
|---|---|
| Address | 112 DESSEL ST, OSSIAN, IA 52161-8101 |
| Document Number | 0000001673, |
|---|---|
| Date | Jul 16, 2026 |
| Book Page | 2026/1673 |
| Instrument | 20261673 |
| Name | UNION CREDIT UNION |
|---|
| Type | Line of Credit |
|---|---|
| Amount | Amount on Record |
| Term | 120 Months |
| Due | Jul 15, 2036 |
| Rate | 6.52% |
|---|---|
| Max Rate | -1% |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | WINNESHIEK IA |
| Property Address | 112 DESSEL ST, OSSIAN, IA 52161-8101 |
| Transaction Type | Mortgage |
| Record Updated | Nov 11, 2022 |
| Name | Verified Name |
|---|
| Document Number | 02021/4579 |
|---|---|
| Date | Nov 24, 2021 |
| Book Page | 2021/4579 |
| Instrument | 2021 4579 |
| Name | MARINE CU |
|---|---|
| Type | Credit Union |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 180 Months |
| Due | Nov 19, 2036 |
| Rate Type | Fixed Rate |
|---|
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | WINNESHIEK IA |
| Property Address | 112 DESSEL ST, OSSIAN, IA 52161-8101 |
| Transaction Type | Mortgage |
| Record Updated | Mar 30, 2022 |
| Name | Verified Name |
|---|
| Document Number | 002022/463 |
|---|---|
| Date | Feb 14, 2022 |
| Book Page | 2022/463 |
| Instrument | 2022 0463 |
| Name | GREENSTATE CU |
|---|---|
| Type | Credit Union |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | Mar 5, 2052 |
| Rate Type | Adjustable Rate |
|---|---|
| Adjustable | Adjustable Rate Rider |
| Type Change Date | Mar 5, 2032 |
| Change Frequency | Annually |
| Min Rate At Change | 5% |
| Max Rate At Change | 5.13% |
| Index | 1-Year CMT |
| Document Type | Legal Action/Court Order |
|---|---|
| Jurisdiction | WINNESHIEK IA |
| Recording Date | Sep 4, 2020 |
| Property Address | 112 DESSEL ST, OSSIAN, IA 52161-8101 |
| Document Number | 2020/3547 |
| Book / Page | 2020 / 3547 |
| Instrument Date | Aug 28, 2020 |
| Instrument | 2020 3547 |
| Transaction Type | Foreclosure |
| Record Updated | Nov 25, 2021 |
| Amount | Amount on Record |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $124.00 |
| Amount Accuracy | Rounded by County |
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 112 DESSEL ST, OSSIAN, IA 52161-8101 |
| Document Number | 02020/3548 |
|---|---|
| Date | Sep 4, 2020 |
| Book Page | 2020/3548 |
| Instrument | 2020 3548 |
| Name | MOVEMENT MORTGAGE LLC |
|---|---|
| Type | Mortgage Company |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | Sep 1, 2050 |
| Rate Type | Fixed Rate |
|---|
The 2026 property tax bill for 112 Dessel St was $2,418 with a homeowner's exemption.
Source: Winneshiek County assessment roll, as of October 21, 2025
| Type | Name |
|---|---|
| State | Iowa |
| County | Winneshiek County |
| Municipality | Ossian City |
| Unified School District | South Winneshiek Community School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $2,418.00 | $151,710 (-) Land $16,070 Building $135,640 | $151,710 (-) Land $16,070 Building $135,640 |
| 2025 | $2,418.00 (+11.94%) Homeowner's exemption | $151,710 Land $16,070 Building $135,640 | $151,710 Land $16,070 Building $135,640 |
| 2024 | $2,160.00 | ||
| 2023 | $132,990 (+15.58%) Land $16,070 Building $116,920 | $132,990 Land $16,070 Building $116,920 | |
| 2022 | $2,026.00 Homeowner's exemption | $115,060 Land $13,390 Building $101,670 | |
| 2021 | $115,060 Land $13,390 Building $101,670 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 112 Dessel St in Zone X, an area of minimal flood risk.
Source: FEMA National Flood Hazard Layer, effective February 21, 2024
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
Values are read at the parcel center point; lenders make the official flood determination.
Wildfire risk around 112 Dessel St is low, with less than a 0.01% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 97% of the US · lower than 76% of Iowa |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | OSSIAN WATER SUPPLY serves 802 people · EPA ID IA9677007 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Apr 2024 |
| Lead | 5 ppb (2025) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 2 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.
Source: FCC Broadband Data Collection, based on 229 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Acentek Fiber | 1,000 / 1,000 |
| Mediacom Xtream Cable | 1,000 / 50 |
| Nextlink Fixed Wireless | 400 / 100 |
| GigFire Fixed Wireless | 150 / 130 |
Search by:
By searching, you agree to: Terms • Privacy • Disclosures