112 Deer Ridge Dr, Murphy, NC 28906 Property Records

Cherokee County property record for 112 Deer Ridge Dr, Murphy, NC 28906

Property Summary

Property Type	Single Family Home
Details	4 bd · 2 ba · 2,168 sqft · built 2001
Lot Size	1.35 acres (58,806 sqft)
Owner	2 Individual Names on Record
Last Sale	$323,000 (Jun 2026)
Tax Bill	$1,688 (2025)
Deeds & Mortgages	Jun 2006 Second Mortgage Sep 2024 Mortgage + 3 more
Flood Zone	Zone X (minimal risk)
APN	`457007692553000`

Property Details

APN / Parcel Number

Primary APN	`457007692553000`
Alternative APN	`550050103177`

Interior

Bedrooms	4 Beds
Full Baths	2 Baths
Stories	1 Story
Building Area	2,168 sqft Heated Area
Gross Area	3,282 sqft
1st Floor Area	2,168 sqft
Flooring	Carpet
Interior Walls	Plaster
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2001
Effective Year Built	Effective 2001
Exterior Material	Aluminum/Vinyl
Roof Type	Cathedral/Clerestory
Roof Material	Asphalt
Lot Area	58,806 sqft (1.35 acres)
Lot Dimensions	259 ft deep x 97 ft wide
Garage Area	576 sqft
Parking Spaces	2 Parking Spaces
Porch	Slab
Porch Area	240 sqft
Deck Area	298 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Heat Pump
Heating Fuel	Electric

Location & Zoning

Account Number	550050103177
Street Address	112 DEER RIDGE DR
City	MURPHY
State	NC
Zip	28906-2435
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LOTS 18 & 19 LAKEVIEW EST 916/168
Legal Subdivision	LAKEVIEW ESTATE
Legal Lot Number	18-19
Jurisdiction	CHEROKEE NC
Township / Civil Division	NOTLA
Census Block Group	1
Census Block	1006
Census Tract	930604

Owner

Source: Cherokee County records, as of June 22, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	112 DEER RIDGE DR, MURPHY, NC 28906-2435
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Husband and Wife

Deeds, Mortgages & Sale History

Date	Document
Jun 6, 2006	Deed of Trust, Mortgage · Stand-Alone Second Mortgage SUMMIT MORTGAGE
Sep 30, 2024	Deed of Trust, Mortgage · VA Mortgage NAVY FCU
Nov 1, 2016	Deed of Trust, Mortgage · VA Mortgage BRANCH BANKING AND TRUST CO
Mar 29, 2005	Deed of Trust, Mortgage · Conventional Mortgage BRANCH BANKING AND TRUST CO
Jun 5, 2026	Warranty Deed, Transfer · Conventional Mortgage STATE EMPLOYEES CREDIT UNION

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jun 5, 2026 · Amount on Record
Deed Sale	Jun 5, 2026 · Amount on Record
Prior Sale	Dec 1, 2000
Deed Document Number	20262780
Deed Book / Page	1802 / 1370
Record Updated	Sep 20, 2026

June 2006: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CHEROKEE NC
Property Address	112 DEER RIDGE DR, MURPHY, NC 28906-2435
Transaction Type	Mortgage
Record Updated	Jun 22, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	01232/0838
Date	Jun 6, 2006
Book Page	1232/0838
Instrument	2006-0059949

Lender

Name	SUMMIT MORTGAGE
Type	Mortgage Company
Address	HERNDON, VA 20170

Agreement

Type	Stand-Alone Second Mortgage
Amount	Amount Recorded
Term	179 Months
Due	May 30, 2021

September 2024: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CHEROKEE NC
Property Address	112 DEER RIDGE DR, MURPHY, NC 28906-2435
Transaction Type	Mortgage
Record Updated	Jun 22, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	112 DEER RIDGE DR, MURPHY, NC 28906-2435

Mortgage

Document Number	001765/480
Date	Sep 30, 2024
Book Page	1765/480
Instrument	4923

Lender

Name	NAVY FCU
Type	Credit Union
Address	820 FOLLIN LN SE, VIENNA, VA 22180

Agreement

Type	VA Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Oct 1, 2054

November 2016: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CHEROKEE NC
Property Address	112 DEER RIDGE DR, MURPHY, NC 28906-2435
Transaction Type	Mortgage
Record Updated	Jun 22, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	01547/0691
Date	Nov 1, 2016
Book Page	01547/0691
Instrument	04783

Lender

Name	BRANCH BANKING AND TRUST CO
Type	Bank
Address	57893

Agreement

Type	VA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Nov 1, 2046

March 2005: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CHEROKEE NC
Property Address	112 DEER RIDGE DR, MURPHY, NC 28906-2435
Transaction Type	Mortgage
Record Updated	Jun 22, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	01148/0657
Date	Mar 29, 2005
Book Page	1148/0657
Instrument	2005-0044293

Lender

Name	BRANCH BANKING AND TRUST CO
Type	Bank
Address	WILSON, NC 27893

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Apr 1, 2035

Interest

Rate Type	Adjustable Rate

June 2026: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	CHEROKEE NC
Recording Date	Jun 5, 2026
Property Address	112 DEER RIDGE DR, MURPHY, NC 28906-2435
Document Number	01802/1370
Book / Page	1802 / 1370
Instrument Date	Jun 5, 2026
Instrument	20262780
Transaction Type	Transfer
Record Updated	Jun 22, 2026
Title Company	NONE LISTED ON DOCUMENT

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$65,246.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	112 DEER RIDGE DR, MURPHY, NC 28906-2435

Mortgage

Document Number	0000002781,
Date	Jun 5, 2026
Book Page	1802/1373
Instrument	20262781

Lender

Name	STATE EMPLOYEES CREDIT UNION

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	180 Months
Due	Jul 1, 2041

Interest

Rate Type	Fixed Rate
Rate	5.58%
Initial Type	Fixed Rate
Max Rate	-1%

Tax Assessment & Valuation

Source: Cherokee County assessment roll, as of October 10, 2025

Property Jurisdictions

Type	Name
State	North Carolina
County	Cherokee County
Unified School District	Cherokee County Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$1,688.00	$244,110 (+0.34%)	$244,110 (+0.34%) Land $30,000 Building $214,110
2023		$243,280	$243,280 Land $30,000 Building $213,280

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective February 5, 2020 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 10 (0% premium discount)
Nearby Flood Policies	8 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 53% of the US · above 75% of North Carolina
Wildfire Likelihood	0.1% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 32 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Peachtree Broadband Fiber Cable	500 / 30
Verizon Fixed Wireless	300 / 20

May also be available: Blue Ridge Mountain EMC.

Cell Coverage

5G (outdoors only) and 4G LTE

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